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BLOMME CREATIVE

Active
Private limited companyfounded 20197 yrs activeRue des Templiers 9, 1301 Wavre, BelgiumKBO/BCE: BE 0728.524.339

BLOMME CREATIVE has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €2k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 16935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
45 / 100
Fair▼ -33 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency17▼-36
Growth32▼-46
Stability100
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 1.0 against 1.34 in 2024), and 90.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 7 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 16935 sector peers (2025).
NBB · sector comparison
Position among 16935 sector peers
Solvency
better than 14%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
8 d early
2024
1 d early
2023
7 d early
2022
on the day
2021
3 d early
2020
2 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€2k▼ 89.6%
2024 · €22k
2020: €16k 2021: €30k 2022: €48k 2023: €5k 2024: €22k
2020 → 2025
Total assets
€25k▼ 66.7%
2024 · €74k
2020: €20k 2021: €35k 2022: €53k 2023: €75k 2024: €74k
2020 → 2025
Net result
€2k▼ 89.5%
2024 · €16k
2020: €14k 2021: €15k 2022: €18k 2023: €17k 2024: €16k
2020 → 2025
Working capital
€-27
2024 · €18k
2020: €16k 2021: €30k 2022: €47k 2023: €220 2024: €18k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€30k-€48k▲ 58.3%€5k▼ 89.1%€22k▲ 314%€2k▼ 89.6%
Operating result€18k-€22k▲ 21.6%€22k▼ 0.6%€22k▼ 0.3%€2k▼ 89.4%
Net result€15k-€18k▲ 20.8%€17k▼ 1.9%€16k▼ 5.7%€2k▼ 89.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20kOperating result 2021: €18k€18kNet result 2021: €15k€15kOperating result 2022: €22k€22kNet result 2022: €18k€18kOperating result 2023: €22k€22kNet result 2023: €17k€17kOperating result 2024: €22k€22kNet result 2024: €16k€16kOperating result 2025: €2k€2kNet result 2025: €2k€2k20212022202320242025
The operating result has fallen three years in a row; 2025 is 89% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €25k
Fixed assets €2k▼ 37.5%
Current assets €22k▼ 68.2%
Equity and liabilities €25k
Equity €2k▼ 89.6%
Debt €22k▼ 57.4%
The debt ratio rises from 71.0% to 90.9%: equity shrinks faster than debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€4k
2024 · €23k
Cash flow
€3k
2024 · €18k
Solvency
9.1%
2024 · 29.0%
Current ratio
1.00
2024 · 1.34
Quick ratio
1.00
2024 · 1.34
Debt / equity
10.04
2024 · 2.45
ROE
76.6%
2024 · 75.8%
ROA
6.9%
2024 · 22.0%
Interest coverage
81.91
2024 · 516.69
Debt
€22k
2024 · €53k
Debt ≤ 1 year
€22k
2024 · €53k
Income taxes
€570
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€74k€25k
Fixed assets21/28€4k€2k
Tangible fixed assets22/27€4k€2k
Furniture and vehicles24€4k€2k
Current assets29/58€71k€22k
Amounts receivable within one year40/41€50k€10k
Trade receivables40€50k€5k
Other amounts receivable41-€4k
Cash at bank and in hand54/58€21k€13k
Equity and liabilities
Total equity and liabilities10/49€74k€25k
Equity10/15€22k€2k
Contributions10/11€2k€2k=
Profit (loss) carried forward14€20k€735
Amounts payable17/49€53k€22k
Amounts payable within one year42/48€53k€22k
Trade debts44€1k€968
Suppliers440/4€1k€968
Taxes, remuneration and social security45€462€4k
Taxes450/3€462€4k
Other amounts payable47/48€51k€18k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€407€420
Gross operating margin9900€24k€4k
Operating profit (loss)9901€22k€2k
Financial charges65/66B€45€45=
Recurring financial charges65€45€45=
Profit (loss) for the period before taxes9903€22k€2k
Income taxes67/77€6k€570
Profit (loss) for the period9904€16k€2k
Profit (loss) for the period to be appropriated9905€16k€2k
Appropriation of the result
Profit (loss) to be appropriated9906€20k€22k
Profit (loss) brought forward from the previous period14P€4k€20k
Profit to be distributed694/7-€21k
Return on contributions (dividend)694-€21k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
23-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet €2k ▼89.5%
Net result drops to €2k, the lowest in the series.
30-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
24-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Highest result since 2020net €18k ▲20.8%
Operating result €22k, net result €18k, both a record.
28-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
29-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2019
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue des Templiers 91301 Wavre
Ground area
716 m²
Building footprint
84 m²
Volume, LiDAR
490 m³
Parcel 25006A0027/00T000, Wallonia · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BLOMME CREATIVE
Rue des Templiers 9, 1301 WavreActivities of head offices; management consultancy activities
since 20192.290.840.288
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25006A0027/00T000 Wallonia 715 m² 1 · 84 m² 7.1 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,884 companies in sector 62200 we hold annual accounts for 18,321. 3,468 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded14-06-2019
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
E-mail:sebastien.blomme@icloud.com
Enterprise