Write Up
ActiveWrite Up has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2022 annual accounts show equity of €2k and a net result of €531. Its solvency ranks better than 14% of 30380 sector peers (fiscal year 2022). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2022
71
/ 100
Healthy▲ +43 vs 2021
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2021
Profitability100▲+100
Solvency19▲+9
Growth78
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.1 against 0.85 in 2021), and 90.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2022Solvency, return and age of the figures
Solvency
9.2%
Return on assets
2.2%
Age of the figures
44 mo
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 2 filingsPosition against the passed deadline
31-12-2023 close31-07-2024 deadline12-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 23-08-2023, 23 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
23 d late
2021
26 d early
← before the deadline
after the deadline →
Financials · fiscal year 2022, micro schema
Equity
€2k▲ 31.0%
2021 · €2k
2021: €2k
2021 → 2022
Total assets
€24k▼ 40.1%
2021 · €41k
2021: €41k
2021 → 2022
Net result
€531
2021 · €-5k
2021: €-5k
2021 → 2022
Working capital
€2k
2021 · €-6k
2021: €-6k
2021 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022Trend
Equity€2k-€2k▲ 31.0%
Operating result€-3k-€5k
Net result€-5k-€531
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2022: €5k after a loss of €3k in 2021.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Equity and liabilities €24k
Equity
€2k▲ 31.0%
Debt
€22k▼ 43.2%
The debt ratio falls from 95.8% to 90.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€5k▼
2021 · €7k
Cash flow
€531▼
2021 · €6k
Solvency
9.2%▲
2021 · 4.2%
Current ratio
1.10▲
2021 · 0.85
Quick ratio
1.10▲
2021 · 0.85
Debt / equity
9.91▼
2021 · 22.86
ROE
23.7%▲
2021 · -279.9%
ROA
2.2%▲
2021 · -11.7%
Interest coverage
1.96▼
2021 · 5.41
Debt
€22k▼
2021 · €39k
Debt ≤ 1 year
€22k▼
2021 · €36k
Debt > 1 year
€0▼
2021 · €3k
Income taxes
€4k▲
2021 · €419
Staff costs
€38k▲
2021 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2022 against 2021
Balance sheet
Code20212022
Assets
Total assets20/58€41k€24k▼
Fixed assets21/28€10k€0▼
Financial fixed assets28€10k€0▼
Current assets29/58€31k€24k▼
Amounts receivable within one year40/41€31k€15k▼
Trade receivables40€29k€2k▼
Other amounts receivable41€2k€13k▲
Cash at bank and in hand54/58€0€9▲
Deferred charges and accrued income490/1€58€9k▲
Equity and liabilities
Total equity and liabilities10/49€41k€24k▼
Equity10/15€2k€2k▲
Contributions10/11€200€200=
Profit (loss) carried forward14€2k€2k▲
Amounts payable17/49€39k€22k▼
Amounts payable after more than one year17€3k€0▼
Financial debts170/4€3k€0▼
Amounts payable within one year42/48€36k€22k▼
Current portion of amounts payable after more than one year42€5k€0▼
Financial debts43€141€1k▲
Credit institutions430/8€141€1k▲
Trade debts44€20k€3k▼
Suppliers440/4€20k€3k▼
Taxes, remuneration and social security45€11k€18k▲
Taxes450/3€8k€14k▲
Remuneration and social security454/9€3k€4k▲
Other amounts payable47/48€827€0▼
Income statement
Code20212022
Remuneration, social security and pensions62€34k€38k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€0▼
Other operating charges640/8€574€1k▲
Non-recurring operating charges66A-€5k
Gross operating margin9900€42k€50k▲
Operating profit (loss)9901€-3k€5k▲
Financial income75/76B€64€2k▲
Recurring financial income75€64€2k▲
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€-4k€4k▲
Income taxes67/77€419€4k▲
Profit (loss) for the period9904€-5k€531▲
Profit (loss) for the period to be appropriated9905€-5k€531▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€2k▲
Profit (loss) brought forward from the previous period14P€6k€2k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-12
Financial
Back to profitnet €531
Net result €531 after one loss-making year.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Court-Saint-Etienne · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Roche 391490 Court-Saint-EtienneGround area
58 m²
Building footprint
45 m²
Volume, LiDAR
430 m³
Parcel 25023G0130/00C002, Wallonia · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Osmosis by Write Up
since 20162.287.523.878
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25023G0130/00C002 | Wallonia | 58 m² | 1 · 45 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,880 companies in sector 62200 we hold annual accounts for 18,324. 3,480 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formLimited partnership
Founded22-04-2016
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.