BLOEMENAANZEE
ActiveSummary
BLOEMENAANZEE has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €102,626 and a net result of €5,579. Equity is growing by ~29.1% per year across the filed fiscal years. Its solvency ranks better than 54% of 18537 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability71▼-5
Solvency64▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
Liquidity ample (current ratio 5.08 against 3.16 in 2024; short-term debt: 10.3% and cash: 40.9% of total assets), but 61% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39%
Return on assets
2.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
29 d late
2023
30 d late
2022
19 d early
2021
22 d late
2020
9 d early
2019
17 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 13 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€102,626▲ 5.7%
2024 · €97,047
Total assets
€263,013▼ 2.1%
2024 · €268,618
Net result
€5,579▼ 63.8%
2024 · €15,406
Working capital
€111,118▲ 26.3%
2024 · €87,985
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€57,127▲ 204%€26,470▼ 53.7%€3,000▼ 88.7%€21,953▲ 632%€11,036▼ 49.7%
Net result€38,924above the sector's middle half▲ 160%€14,980within the sector's middle half▼ 61.5%-€4,173within the sector's middle half€15,406within the sector's middle half€5,579within the sector's middle half▼ 63.8%
Equity€72,434within the sector's middle half▲ 106%€85,814within the sector's middle half▲ 18.5%€81,641within the sector's middle half▼ 4.9%€97,047within the sector's middle half▲ 18.9%€102,626within the sector's middle half▲ 5.7%
Total assets€311,165within the sector's middle half▲ 7.0%€300,461within the sector's middle half▼ 3.4%€266,344within the sector's middle half▼ 11.4%€268,618within the sector's middle half▲ 0.9%€263,013within the sector's middle half▼ 2.1%
Debt€238,731▼ 6.6%€214,647▼ 10.1%€184,703▼ 14.0%€171,571▼ 7.1%€160,386▼ 6.5%
Working capital€97,171▲ 8.0%€110,443▲ 13.7%€94,128▼ 14.8%€87,985▼ 6.5%€111,118▲ 26.3%
Solvency23.3%within the sector's middle half▲ 11.2pp28.6%within the sector's middle half▲ 5.3pp30.7%within the sector's middle half▲ 2.1pp36.1%within the sector's middle half▲ 5.5pp39.0%within the sector's middle half▲ 2.9pp
Staff (FTE)1.5▲ 200%1.4▼ 6.7%1.2▼ 14.3%1.3▲ 8.3%1▼ 23.1%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 50% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €263,013
Fixed assets
€124,685 ▼ 10.9%
Current assets
€138,328 ▲ 7.5%
Equity and liabilities €263,013
Equity
€102,626 ▲ 5.7%
Debt
€160,386 ▼ 6.5%
Debt's share of the balance-sheet total falls from 63.9% to 61.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€41,949▼
2024 · €51,638
Cash flow
€36,492▼
2024 · €45,090
Current ratio
5.08▲
2024 · 3.16
Quick ratio
4.44▲
2024 · 2.41
Debt to equity
1.56▼
2024 · 1.77
ROE
5.4%▼
2024 · 15.9%
ROA
2.1%▼
2024 · 5.7%
Interest coverage
12.72▼
2024 · 15.46
Debt ≤ 1 year
€27,210▼
2024 · €40,725
Debt > 1 year
€133,177▲
2024 · €130,846
Income taxes
€2,159▼
2024 · €3,276
Staff costs
€29,217▲
2024 · €24,380
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 16,986 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 16,986 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €600 | €11,046 | - | - | - | - |
| Remuneration, social security and pensions62 | €20,307 | €20,248 | €24,595 | €24,380 | €29,217 | ▲ 19.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €22,395 | €23,877 | €25,543 | €29,684 | €30,913 | ▲ 4.1% |
| Other operating charges640/8 | €2,519 | €1,868 | €1,214 | €2,646 | €2,578 | ▼ 2.6% |
| Gross operating margin9900 | €102,348 | €72,463 | €54,352 | €78,664 | €73,743 | ▼ 6.3% |
| Operating profit (loss)9901 | €57,127 | €26,470 | €3,000 | €21,953 | €11,036 | ▼ 49.7% |
| Financial income75/76B | - | €1,038 | €175 | €69 | - | - |
| Recurring financial income75 | - | €1,038 | €175 | €69 | - | - |
| Financial charges65/66B | €794 | €8,870 | €7,347 | €3,340 | €3,298 | ▼ 1.3% |
| Recurring financial charges65 | €794 | €8,870 | €7,347 | €3,340 | €3,298 | ▼ 1.3% |
| Profit (loss) for the period before taxes9903 | €56,333 | €18,638 | -€4,173 | €18,682 | €7,738 | ▼ 58.6% |
| Income taxes67/77 | €17,409 | €3,658 | - | €3,276 | €2,159 | ▼ 34.1% |
| Profit (loss) for the period9904 | €38,924 | €14,980 | -€4,173 | €15,406 | €5,579 | ▼ 63.8% |
| Profit (loss) for the period to be appropriated9905 | €38,924 | €14,980 | -€4,173 | €15,406 | €5,579 | ▼ 63.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €311,165 | €300,461 | €266,344 | €268,618 | €263,013 | ▼ 2.1% |
| Fixed assets21/28 | €164,088 | €146,412 | €129,125 | €139,909 | €124,685 | ▼ 10.9% |
| Tangible fixed assets22/27 | €164,014 | €145,993 | €128,596 | €139,909 | €123,033 | ▼ 12.1% |
| Land and buildings22 | €98,439 | €89,202 | €79,973 | €85,300 | €74,833 | ▼ 12.3% |
| Plant, machinery and equipment23 | €24,564 | €22,989 | €26,312 | €21,887 | €24,055 | ▲ 9.9% |
| Furniture and vehicles24 | €41,011 | €33,803 | €22,311 | €32,722 | €24,145 | ▼ 26.2% |
| Financial fixed assets28 | €74 | €419 | €529 | - | €1,652 | - |
| Current assets29/58 | €147,077 | €154,048 | €137,219 | €128,710 | €138,328 | ▲ 7.5% |
| Stocks and contracts in progress3 | €36,403 | €44,535 | €34,765 | €30,506 | €17,430 | ▼ 42.9% |
| Stocks30/36 | €36,403 | €44,535 | €34,765 | €30,506 | €17,430 | ▼ 42.9% |
| Amounts receivable within one year40/41 | €5,186 | €16,096 | €8,084 | €23,069 | €8,230 | ▼ 64.3% |
| Trade receivables40 | €5,186 | €10,861 | €5,084 | €22,772 | €8,230 | ▼ 63.9% |
| Other amounts receivable41 | - | €5,234 | €3,000 | €296 | - | - |
| Cash at bank and in hand54/58 | €102,809 | €90,508 | €90,041 | €70,931 | €107,670 | ▲ 51.8% |
| Deferred charges and accrued income490/1 | €2,679 | €2,910 | €4,330 | €4,205 | €4,998 | ▲ 18.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €311,165 | €300,461 | €266,344 | €268,618 | €263,013 | ▼ 2.1% |
| Equity10/15 | €72,434 | €85,814 | €81,641 | €97,047 | €102,626 | ▲ 5.7% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €53,834 | €67,214 | €65,262 | €78,447 | €84,026 | ▲ 7.1% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | €51,974 | €65,354 | €65,262 | €78,447 | €84,026 | ▲ 7.1% |
| Profit (loss) carried forward14 | - | - | -€2,221 | - | - | - |
| Amounts payable17/49 | €238,731 | €214,647 | €184,703 | €171,571 | €160,386 | ▼ 6.5% |
| Amounts payable after more than one year17 | €188,826 | €169,509 | €140,906 | €130,846 | €133,177 | ▲ 1.8% |
| Financial debts170/4 | €28,614 | €18,600 | €8,493 | - | - | - |
| Trade debts175 | €104,876 | €130,962 | €131,054 | €110,343 | €127,032 | ▲ 15.1% |
| Other amounts payable178/9 | €55,335 | €19,947 | €1,358 | €20,504 | €6,145 | ▼ 70.0% |
| Amounts payable within one year42/48 | €49,905 | €43,606 | €43,090 | €40,725 | €27,210 | ▼ 33.2% |
| Current portion of amounts payable after more than one year42 | €9,923 | €10,015 | €10,106 | €8,493 | - | - |
| Trade debts44 | €16,629 | €15,899 | €26,164 | €23,418 | €17,770 | ▼ 24.1% |
| Suppliers440/4 | €16,629 | €15,899 | €26,164 | €23,418 | €17,770 | ▼ 24.1% |
| Taxes, remuneration and social security45 | €21,753 | €16,092 | €6,820 | €8,813 | €9,440 | ▲ 7.1% |
| Taxes450/3 | €17,795 | €12,069 | €1,587 | €2,997 | €3,261 | ▲ 8.8% |
| Remuneration and social security454/9 | €3,958 | €4,023 | €5,232 | €5,816 | €6,179 | ▲ 6.2% |
| Other amounts payable47/48 | €1,600 | €1,600 | - | - | - | - |
| Accrued charges and deferred income492/3 | - | €1,532 | €707 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €38,924 | €14,980 | -€4,173 | €15,406 | €5,579 | ▼ 63.8% |
| + Depreciation and write-downs630 | €22,395 | €23,877 | €25,543 | €29,684 | €30,913 | ▲ 4.1% |
| Operating cash flow (approximation) | €61,319 | €38,858 | €21,369 | €45,090 | €36,492 | ▼ 19.1% |
| Investment in fixed assets (approximation) | - | -€6,202 | -€8,255 | -€40,468 | -€15,689 | ▲ 61.2% |
| Change in cash | - | -€12,301 | -€467 | -€19,110 | €36,739 | ▲ 292% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
31-12
Financial
Equity above €100,000Eq €102,626 ▲5.7%
2 profitable years in a row build equity to €102,626.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €15,406
Net result €15,406 after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet -€4,173
Net result drops to -€4,173, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
31-12
Financial
Highest result since 2018net €38,924 ▲160%
Operating result €57,127, net result €38,924, both a record.
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 17 days late
2019
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2004
Ground area
208 m²
Building footprint
208 m²
Volume, LiDAR
2,003 m³
Parcel 35385B0049/02S000, Flanders · tallest building 13.9 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Bloemen Aan Zee
since 20042.135.461.334
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35385B0049/02S000 | Flanders | 208 m² | 1 · 208 m² | 13.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 10,762 EUR awarded · 10,762 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 0 EUR |
| 2024 | 1 | 2,163 EUR | 2,163 EUR |
| 2023 | 1 | 4,103 EUR | 4,103 EUR |
| 2022 | 1 | 4,496 EUR | 4,496 EUR |
Similar companies · same sector, comparable size
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HORTA WELLEN
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Wellen · Eq €104,520
BLOEMEN IXORA
BE 0823.683.715
Zulte · Eq €104,738
JARD'IN 4YOU
BE 0821.040.365
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Of 3,390 companies in sector 47761 we hold annual accounts for 1,156. 923 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-01-2004
Fiscal year end31-12
Activities, NACEBEL 2025
47761Retail sale of flowers, plants, seeds and fertilisers
47512Retail sale of household textiles and bedding
47552Retail sale of lighting equipment
E-invoicing
Reachable via Peppol
Peppol ID
0208:0862529245
Also
9925:BE0862529245
Registered
27-03-2024
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.