Bloemberen
ActiveSummary
The computed 12-month bankruptcy probability of Bloemberen is 1.8% (moderate). The 2025 annual accounts show equity of €71k and a net result of €55k. Equity is growing by ~84.9% per year across the filed fiscal years. Its solvency ranks better than 56% of 1544 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency63▼-3
Growth78=
Track record94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.31 against 1.73 in 2024; short-term debt: 50% and cash: 47.2% of total assets), and 61.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.3%
Return on assets
29.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
30 d early
2024
11 d early
2023
2 d early
2022
19 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€71k▲ 27.1%
2024 · €56k
2022: €-1k
2023: €6k
2024: €56k
2022 → 2025
Total assets
€185k▲ 35.0%
2024 · €137k
2022: €77k
2023: €87k
2024: €137k
2022 → 2025
Net result
€55k▲ 10.5%
2024 · €49k
2022: €-21k
2023: €7k
2024: €49k
2022 → 2025
Working capital
€28k▼ 19.1%
2024 · €35k
2022: €-4k
2023: €-2k
2024: €35k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-1k-€6k€56k▲ 803%€71k▲ 27.1%
Operating result€-18k-€9k€56k▲ 503%€59k▲ 5.0%
Net result€-21k-€7k€49k▲ 563%€55k▲ 10.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 5% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €185k
Fixed assets
€64k ▲ 17.9%
Current assets
€121k ▲ 46.2%
Equity and liabilities €185k
Equity
€71k ▲ 27.1%
Debt
€114k ▲ 40.3%
Debt's share of the balance-sheet total rises from 59.3% to 61.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€70k▲
2024 · €67k
Cash flow
€66k▲
2024 · €60k
Current ratio
1.31▼
2024 · 1.73
Debt to equity
1.61▲
2024 · 1.46
ROE
77.3%▼
2024 · 88.9%
ROA
29.6%▼
2024 · 36.2%
Interest coverage
69.45▲
2024 · 40.63
Debt ≤ 1 year
€92k▲
2024 · €48k
Debt > 1 year
€22k▼
2024 · €34k
Income taxes
€4k▼
2024 · €5k
Staff costs
€132k▲
2024 · €100k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€137k€185k▲
Fixed assets21/28€54k€64k▲
Tangible fixed assets22/27€54k€64k▲
Land and buildings22€9k€7k▼
Plant, machinery and equipment23€46k€57k▲
Current assets29/58€82k€121k▲
Amounts receivable within one year40/41€23k€33k▲
Trade receivables40€19k€24k▲
Other amounts receivable41€4k€9k▲
Cash at bank and in hand54/58€60k€87k▲
Equity and liabilities
Total equity and liabilities10/49€137k€185k▲
Equity10/15€56k€71k▲
Contributions10/11€20k€20k=
Reserves13€36k€51k▲
Distributable reserves133€36k€51k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€81k€114k▲
Amounts payable after more than one year17€34k€22k▼
Financial debts170/4€34k€22k▼
Amounts payable within one year42/48€48k€92k▲
Current portion of amounts payable after more than one year42€12k€12k▲
Trade debts44€15k€17k▲
Suppliers440/4€15k€17k▲
Taxes, remuneration and social security45€20k€23k▲
Taxes450/3€5k€5k=
Remuneration and social security454/9€15k€18k▲
Other amounts payable47/48€516€40k▲
Income statement
Code20242025
Remuneration, social security and pensions62€100k€132k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€11k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€167€0▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€170k€205k▲
Operating profit (loss)9901€56k€59k▲
Financial income75/76B€16€193▲
Recurring financial income75€16€193▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€55k€58k▲
Income taxes67/77€5k€4k▼
Profit (loss) for the period9904€49k€55k▲
Profit (loss) for the period to be appropriated9905€49k€55k▲
Appropriation of the result
Profit (loss) to be appropriated9906€36k€55k▲
Profit (loss) brought forward from the previous period14P€-14k€0▲
Transfer to equity691/2€36k€15k▼
To other reserves6921€36k€15k▼
Profit to be distributed694/7-€40k
Directors or managers695-€40k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €55k ▲10.5%
Operating result €59k, net result €55k, both a record.
20-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boekenberglei 2842100 AntwerpenGround area
656 m²
Building footprint
222 m²
Volume, LiDAR
918 m³
Parcel 11346B0839/00D002, Flanders · tallest building 5.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Bloemberen
since 20212.324.994.879
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11346B0839/00D002 | Flanders | 656 m² | 1 · 222 m² | 5.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.324.994.879
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BROOD - EN BANKETBAKKERIJ BAUER
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BAKKERIJ WILLEMS
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Of 4,226 companies in sector 10712 we hold annual accounts for 1,870. 1,588 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-11-2021
Fiscal year end31-12
Activities, NACEBEL 2025
10712Artisanal bread and fresh pastry making
47241Retail sale of bread and pastry (bakery outlets)
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.