BLEY
ActiveSummary
BLEY has been active since 1976 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.3m and a net result of €633,144. Equity is growing by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 84% of 5046 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability81▲+1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €390,000 at 30 days acceptable
Liquidity ample (current ratio 4.11 against 20.59 in 2024; short-term debt: 20.4% and cash: 1.1% of total assets), and 21.3% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.7%
Return on assets
9.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-04-2026, 120 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
120 d early
2024
19 d late
2023
30 d early
2022
on the day
2021
82 d early
2020
27 d late
2019
128 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 45 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 July (4 of the last 5 filed years within 53 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
In the rankings
#2 company by equity in Waimes, Wholesale and retail trade sector#3 oldest company in Waimes, Wholesale and retail trade sector#4 company by total assets in Waimes, Wholesale and retail trade sector
Turnover
€20.3m▼ 20.3%
2019 · €25.5m
EBIT margin
1.3%▼ 1.9pp
2019 · 3.2%
Net result
€633,144▼ 40.0%
2024 · €1.1m
Working capital
€4.2m▼ 15.7%
2024 · €5.0m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result€392,244▲ 49.1%€649,040▲ 65.5%€684,402▲ 5.4%€783,133▲ 14.4%€868,056▲ 10.8%
Net result€308,051within the sector's middle half▲ 91.0%€382,950within the sector's middle half▲ 24.3%€611,153above the sector's middle half▲ 59.6%€1.1mabove the sector's middle half▲ 72.5%€633,144above the sector's middle half▼ 40.0%
EBIT margin
Equity€3.9mwithin the sector's middle half▲ 8.6%€4.3mwithin the sector's middle half▲ 9.9%€4.9mwithin the sector's middle half▲ 14.3%€5.9mabove the sector's middle half▲ 21.6%€5.3mwithin the sector's middle half▼ 11.3%
Total assets€4.2mwithin the sector's middle half▲ 0.1%€4.5mwithin the sector's middle half▲ 7.8%€5.1mwithin the sector's middle half▲ 13.0%€6.2mwithin the sector's middle half▲ 22.6%€6.7mwithin the sector's middle half▲ 7.2%
Debt€291,016▼ 48.6%€233,308▼ 19.8%€203,237▼ 12.9%€300,070▲ 47.6%€1.4m▲ 374%
Working capital€2.8mwithin the sector's middle half▲ 35.8%€3.3mwithin the sector's middle half▲ 17.7%€3.8mabove the sector's middle half▲ 15.3%€5.0mabove the sector's middle half▲ 31.3%€4.2mabove the sector's middle half▼ 15.7%
Solvency92.8%above the sector's middle half▲ 7.3pp94.7%above the sector's middle half▲ 1.8pp95.8%above the sector's middle half▲ 1.1pp95.1%above the sector's middle half▼ 0.7pp78.7%above the sector's middle half▼ 16.4pp
Current ratio15.59above the sector's middle half▲ 10.9118.02above the sector's middle half▲ 2.4424.76above the sector's middle half▲ 6.7420.59above the sector's middle half▼ 4.174.11above the sector's middle half▼ 16.49
Return on assets (ROA)7.4%within the sector's middle half▲ 3.5pp8.5%within the sector's middle half▲ 1.1pp12.0%above the sector's middle half▲ 3.5pp16.9%above the sector's middle half▲ 4.9pp9.5%above the sector's middle half▼ 7.4pp
Staff (FTE)4.9within the sector's middle half=0.8below the sector's middle half▼ 83.7%0.8below the sector's middle half=0.8below the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 11% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.7m
Fixed assets
€1.1m ▲ 14.3%
Current assets
€5.6m ▲ 6.0%
Equity and liabilities €6.7m
Equity
€5.3m ▼ 11.3%
Provisions
€6,395 ▼ 23.7%
Debt
€1.4m ▲ 374%
Debt's share of the balance-sheet total rises from 4.8% to 21.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€1.0m▲
2024 · €912,423
Cash flow
€771,053▼
2024 · €1.2m
Debt to equity
0.27▲
2024 · 0.05
ROE
12.0%▼
2024 · 17.8%
Interest coverage
388.10▲
2024 · -108.43
Debt ≤ 1 year
€1.4m▲
2024 · €256,860
Income taxes
€273,004▲
2024 · €219,839
Staff costs
-€600▼
2024 · €54,135
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,577 companies that looked in July 2024 the way this one looks now, 0.1% went bankrupt within 24 months and 97% are still going.
- Medium-sized
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.1%
went bankrupt
3.1%
stopped otherwise
97%
still going
For this company itself Checked computes a higher bankruptcy probability: 0.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,577 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €77,213 | €25,789 | €52,906 | €54,135 | -€600 | ▼ 101% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €174,243 | €125,052 | €116,835 | €129,290 | €137,909 | ▲ 6.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | -€60 | €253 | -€64,209 | - | -€10,511 | - |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | -€35,400 | - | - | - | - | - |
| Other operating charges640/8 | €105,528 | €28,968 | €106,635 | €44,378 | €76,559 | ▲ 72.5% |
| Non-recurring operating charges66A | - | - | - | - | €248 | - |
| Gross operating margin9900 | €713,767 | €829,101 | €896,570 | €1.0m | €1.1m | ▲ 6.0% |
| Operating profit (loss)9901 | €392,244 | €649,040 | €684,402 | €783,133 | €868,056 | ▲ 10.8% |
| Financial income75/76B | €70,252 | €59,144 | €79,140 | €480,730 | €38,698 | ▼ 92.0% |
| Recurring financial income75 | €70,252 | €59,144 | €50,950 | €480,730 | €38,698 | ▼ 92.0% |
| Non-recurring financial income76B | - | - | €28,190 | - | - | - |
| Financial charges65/66B | €6,282 | €136,044 | -€32,029 | -€8,415 | €2,592 | ▲ 131% |
| Recurring financial charges65 | €6,282 | €136,044 | -€32,029 | -€8,415 | €2,592 | ▲ 131% |
| Profit (loss) for the period before taxes9903 | €456,214 | €572,139 | €795,571 | €1.3m | €904,162 | ▼ 28.9% |
| Transfer from deferred taxes780 | €49 | €1,135 | €1,111 | €2,035 | €1,985 | ▼ 2.4% |
| Transfer to deferred taxes680 | €7,733 | - | €4,194 | - | - | - |
| Income taxes67/77 | €140,479 | €190,325 | €181,335 | €219,839 | €273,004 | ▲ 24.2% |
| Profit (loss) for the period9904 | €308,051 | €382,950 | €611,153 | €1.1m | €633,144 | ▼ 40.0% |
| Transfer from tax-exempt reserves789 | €156,951 | €92,353 | €442,477 | €115,512 | €5,904 | ▼ 94.9% |
| Transfer to tax-exempt reserves689 | €174,759 | €261,020 | €96,783 | €252,600 | €260,915 | ▲ 3.3% |
| Profit (loss) for the period to be appropriated9905 | €290,243 | €214,282 | €956,847 | €917,385 | €378,133 | ▼ 58.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €4.2m | €4.5m | €5.1m | €6.2m | €6.7m | ▲ 7.2% |
| Fixed assets21/28 | €1.2m | €985,542 | €1.1m | €949,557 | €1.1m | ▲ 14.3% |
| Intangible fixed assets21 | €14,000 | - | - | - | - | - |
| Tangible fixed assets22/27 | €972,181 | €900,102 | €1.0m | €949,307 | €1.1m | ▲ 14.3% |
| Land and buildings22 | €923,785 | €833,852 | €863,880 | €815,993 | €979,550 | ▲ 20.0% |
| Plant, machinery and equipment23 | €42,366 | €31,927 | €21,698 | €20,489 | €13,565 | ▼ 33.8% |
| Furniture and vehicles24 | €6,030 | €34,323 | €157,339 | €112,825 | €91,976 | ▼ 18.5% |
| Financial fixed assets28 | €177,713 | €85,440 | €52,012 | €250 | €250 | = |
| Current assets29/58 | €3.0m | €3.5m | €4.0m | €5.3m | €5.6m | ▲ 6.0% |
| Amounts receivable after more than one year29 | €364,000 | €714,000 | €934,000 | - | - | - |
| Other amounts receivable291 | €364,000 | €714,000 | €934,000 | - | - | - |
| Amounts receivable within one year40/41 | €796,822 | €494,456 | €477,677 | €510,636 | €482,270 | ▼ 5.6% |
| Trade receivables40 | €308,038 | €231,186 | €259,597 | €274,913 | €320,672 | ▲ 16.6% |
| Other amounts receivable41 | €488,785 | €263,270 | €218,080 | €235,724 | €161,598 | ▼ 31.4% |
| Current investments50/53 | €1.3m | €1.2m | €2.4m | €4.7m | €5.0m | ▲ 7.3% |
| Cash at bank and in hand54/58 | €545,507 | €1.0m | €155,843 | €72,836 | €74,335 | ▲ 2.1% |
| Deferred charges and accrued income490/1 | €21,741 | €38,610 | €5,160 | €4,718 | €5,955 | ▲ 26.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €4.2m | €4.5m | €5.1m | €6.2m | €6.7m | ▲ 7.2% |
| Equity10/15 | €3.9m | €4.3m | €4.9m | €5.9m | €5.3m | ▼ 11.3% |
| Contributions10/11 | €234,000 | €234,000 | €234,000 | €234,000 | €234,000 | = |
| Capital10 | €234,000 | €234,000 | €234,000 | €234,000 | €234,000 | = |
| Issued capital100 | €234,000 | €234,000 | €234,000 | €234,000 | €234,000 | = |
| Reserves13 | €3.6m | €4.0m | €4.6m | €5.7m | €5.0m | ▼ 11.7% |
| Non-distributable reserves130/1 | €31,676 | €31,676 | €23,400 | €3.5m | €3.5m | = |
| Legal reserve130 | €23,400 | €23,400 | €23,400 | €23,400 | €23,400 | = |
| Reserves not available under the articles1311 | €8,276 | €8,276 | - | - | - | - |
| Own shares acquired1312 | - | - | - | €3.5m | €3.5m | = |
| Tax-exempt reserves132 | €820,782 | €989,449 | €643,755 | €780,843 | €757,993 | ▼ 2.9% |
| Distributable reserves133 | €2.8m | €3.0m | €4.0m | €1.4m | €743,558 | ▼ 46.5% |
| Profit (loss) carried forward14 | €2,179 | €2,461 | €867 | €852 | €852 | = |
| Provisions and deferred taxes16 | €8,467 | €7,332 | €10,415 | €8,380 | €6,395 | ▼ 23.7% |
| Deferred taxes168 | €8,467 | €7,332 | €10,415 | €8,380 | €6,395 | ▼ 23.7% |
| Amounts payable17/49 | €291,016 | €233,308 | €203,237 | €300,070 | €1.4m | ▲ 374% |
| Amounts payable within one year42/48 | €193,613 | €195,333 | €161,356 | €256,860 | €1.4m | ▲ 431% |
| Trade debts44 | €97,363 | €129,440 | €126,877 | €89,847 | €79,976 | ▼ 11.0% |
| Suppliers440/4 | €97,363 | €129,440 | €126,877 | €89,847 | €79,976 | ▼ 11.0% |
| Taxes, remuneration and social security45 | €81,217 | €51,081 | €28,594 | €61,233 | €91,876 | ▲ 50.0% |
| Taxes450/3 | €54,536 | €42,388 | €17,792 | €55,703 | €91,876 | ▲ 64.9% |
| Remuneration and social security454/9 | €26,680 | €8,693 | €10,802 | €5,529 | - | - |
| Other amounts payable47/48 | €15,033 | €14,812 | €5,885 | €105,780 | €1.2m | ▲ 1,028% |
| Accrued charges and deferred income492/3 | €97,404 | €37,975 | €41,882 | €43,211 | €56,651 | ▲ 31.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €308,051 | €382,950 | €611,153 | €1.1m | €633,144 | ▼ 40.0% |
| + Depreciation and write-downs630 | €174,243 | €125,052 | €116,835 | €129,290 | €137,909 | ▲ 6.7% |
| Operating cash flow (approximation) | €482,294 | €508,002 | €727,988 | €1.2m | €771,053 | ▼ 34.9% |
| Investment in fixed assets (approximation) | - | €53,300 | -€226,223 | €16,083 | -€273,693 | ▼ 1,802% |
| Change in cash | - | €497,752 | -€887,417 | -€83,007 | €1,500 | ▲ 102% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 19 days late
2024
31-12
Financial
Highest result since 2018net €1.1m ▲72.5%
Net result €1.1m, the highest in the series.
31-12
Financial
Equity above €5mEq €5.9m ▲21.6%
7 profitable years in a row build equity to €5.9m.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
10-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Liquidity triplescurrent ratio 15.59
Current ratio from 4.67 to 15.59; short-term debt falls from €566,502 to €193,613.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 27 days late
2020
31-12
Financial
Weakest financial yearnet €161,297 ▼69.5%
Net result drops to €161,297, the lowest in the series; recovery starts the following year.
25-03
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
03-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waimes · 7 establishment units since 1976
Ground area
1.1 ha
Building footprint
1,247 m²
Volume, LiDAR
5,476 m³
7 parcels, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
7 establishment units
BLEY sa
since 19762.011.905.110
TOTAL
since 19942.255.056.394
TOTAL
since 20012.255.056.790
TOTAL
since 20022.255.057.384
TOTAL
since 20062.255.055.901
TOTAL
since 20062.255.056.097
Show 1 more locations
TOTAL
since 20132.255.056.988
7 parcels
Wallonia
7
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63552B0143/00F000 | Wallonia | 3,111 m² | 1 · 231 m² | 6.2 m · 2 fl. |
| 63080F0285/00H000 | Wallonia | 2,208 m² | 1 · 486 m² | 7.4 m · 1 fl. |
| 63072E0520/00E002 | Wallonia | 1,862 m² | 1 · 207 m² | 5.2 m · 1 fl. |
| 63036A0143/00C002indicative | Wallonia | 1,692 m² | 1 · 148 m² | 7.9 m · 2 fl. |
| 63076C0003/00Z004 | Wallonia | 1,485 m² | - | - |
| 63073B2374/00S000 | Wallonia | 902 m² | 1 · 175 m² | - |
| 63038A0661/00S000indicative | Wallonia | 134 m² | - | - |
Linked by address, not proof of ownership
Good to know
5 of 7 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerOwners 1
- Sourceaccounts OVIMO 202327%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Legal Entity Identifier
967600EODHQ30J5W3710
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Of 840 companies in sector 46810 we hold annual accounts for 475. 244 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded01-01-1976
Fiscal year end31-12
Activities, NACEBEL 2025
46810Wholesale of solid, liquid and gaseous fuels and related products
68203Renting and operating of own or leased non-residential real estate, excluding land
46720Wholesale of motor vehicle parts and accessories
47241Retail sale of bread and pastry (bakery outlets)
47252Retail sale of beverages, general range
47260Retail trade
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
68201Renting and operating of own or leased residential real estate, excluding social housing
E-invoicing
Reachable via Peppol
Peppol ID
0208:0415810195
Also
9925:BE0415810195
Registered
23-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.