BLESSING
ActiveSummary
The computed 12-month bankruptcy probability of BLESSING is 7.9% (elevated). The 2024 annual accounts show equity of €91,402 and a net result of -€29,637. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 47% of 18932 sector peers (fiscal year 2024). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability8▼-6
Solvency51▼-34
Growth60=
Track record100
Bankruptcy probability, 12 months
7.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.22 against 2.09 in 2023; short-term debt: 73.3% and cash: 3.4% of total assets), and 74.2% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
25.8%
Return on assets
-8.4%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
181921222324
2018 to 2024 · latest year -€29,637
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-03-2026, 222 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
222 d late
2023
106 d late
2022
347 d late
2021
152 d late
2019
91 d late
2018
19 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 156 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
€570,448▲ 12.2%
2022 · €508,416
EBIT margin
-1.3%▼ 8.2pp
2022 · 6.9%
Net result
-€29,637▼ 146%
2023 · -€12,030
Working capital
€57,657▼ 33.9%
2023 · €87,245
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192021202220232024
Turnover€508,416€570,448▲ 12.2%
Operating result€59,788▲ 332%€812-€34,958▲ 4,206%-€7,464-€21,498▼ 188%
Net result€54,940▲ 409%-€3,688-€9,637-€12,030-€29,637▼ 146%
EBIT margin6.9%-1.3%▼ 8.2pp
Equity€81,493▲ 207%€123,431-€133,068▲ 7.8%€121,039▼ 9.0%€91,402▼ 24.5%
Total assets€95,295▲ 146%€136,931-€204,019▲ 49.0%€201,784▼ 1.1%€354,405▲ 75.6%
Debt€13,801▲ 13.4%€13,499-€70,951▲ 426%€80,746▲ 13.8%€263,003▲ 226%
Working capital€66,543▲ 215%€105,302-€111,914▲ 6.3%€87,245▼ 22.0%€57,657▼ 33.9%
Staff (FTE)212.8
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €21,498 in 2024 against €7,464 in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €354,405
Fixed assets
€36,835 ▲ 5.8%
Current assets
€317,570 ▲ 90.2%
Equity and liabilities €354,405
Equity
€91,402 ▼ 24.5%
Debt
€263,003 ▲ 226%
Debt's share of the balance-sheet total rises from 40.0% to 74.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€13,479▼
2023 · €65
Cash flow
-€21,617▼
2023 · -€4,501
Current ratio
1.22▼
2023 · 2.09
Quick ratio
1.21▼
2023 · 2.06
Debt to equity
2.88▲
2023 · 0.67
ROE
-32.4%▼
2023 · -9.9%
ROA
-8.4%▼
2023 · -6.0%
Interest coverage
-5.11▼
2023 · 0.05
Debt ≤ 1 year
€259,913▲
2023 · €79,717
Debt > 1 year
€3,090▲
2023 · €1,028
Income taxes
€5,500▲
2023 · €3,127
Staff costs
€193,386▲
2023 · €111,802
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | €508,416 | €570,448 | - | - |
| Non-recurring operating income76A | - | €10,500 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | €418,929 | €445,135 | - | - |
| Remuneration, social security and pensions62 | - | €14,964 | €50,501 | €111,802 | €193,386 | ▲ 73.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,281 | €5,307 | €6,066 | €7,529 | €8,019 | ▲ 6.5% |
| Other operating charges640/8 | - | €780 | €2,044 | €4,666 | €3,276 | ▼ 29.8% |
| Non-recurring operating charges66A | - | €300 | - | €11,780 | - | - |
| Gross operating margin9900 | €101,448 | €22,162 | €93,569 | €128,313 | €183,183 | ▲ 42.8% |
| Operating profit (loss)9901 | €59,788 | €812 | €34,958 | -€7,464 | -€21,498 | ▼ 188% |
| Financial charges65/66B | - | €1,499 | €1,322 | €1,438 | €2,638 | ▲ 83.4% |
| Recurring financial charges65 | €1,848 | €1,499 | €1,322 | €1,438 | €2,638 | ▲ 83.4% |
| Profit (loss) for the period before taxes9903 | €57,940 | -€688 | €33,636 | -€8,902 | -€24,137 | ▼ 171% |
| Income taxes67/77 | €3,000 | €3,000 | €23,999 | €3,127 | €5,500 | ▲ 75.9% |
| Profit (loss) for the period9904 | €54,940 | -€3,688 | €9,637 | -€12,030 | -€29,637 | ▼ 146% |
| Profit (loss) for the period to be appropriated9905 | €54,940 | -€3,688 | €9,637 | -€12,030 | -€29,637 | ▼ 146% |
| Line | 2019 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €95,295 | €136,931 | €204,019 | €201,784 | €354,405 | ▲ 75.6% |
| Fixed assets21/28 | €15,956 | €19,137 | €22,163 | €34,823 | €36,835 | ▲ 5.8% |
| Intangible fixed assets21 | - | - | - | €19,496 | €17,496 | ▼ 10.3% |
| Tangible fixed assets22/27 | €13,108 | €16,288 | €19,315 | €14,690 | €18,703 | ▲ 27.3% |
| Plant, machinery and equipment23 | - | €12,788 | €16,898 | €13,357 | €10,532 | ▼ 21.1% |
| Furniture and vehicles24 | - | €3,500 | €2,417 | €1,333 | €8,170 | ▲ 513% |
| Financial fixed assets28 | €2,848 | €2,848 | €2,848 | €636 | €636 | = |
| Current assets29/58 | €79,339 | €117,794 | €181,856 | €166,962 | €317,570 | ▲ 90.2% |
| Stocks and contracts in progress3 | €1,540 | €1,801 | €1,490 | €3,036 | €3,036 | = |
| Stocks30/36 | - | €1,801 | €1,490 | €3,036 | €3,036 | = |
| Amounts receivable within one year40/41 | €19,734 | €110,627 | €142,424 | €141,491 | €280,540 | ▲ 98.3% |
| Trade receivables40 | - | €70,638 | €62,246 | €17,246 | €149,426 | ▲ 766% |
| Other amounts receivable41 | - | €39,989 | €80,178 | €124,245 | €131,114 | ▲ 5.5% |
| Cash at bank and in hand54/58 | €58,062 | €5,362 | €37,933 | €22,407 | €12,214 | ▼ 45.5% |
| Deferred charges and accrued income490/1 | - | €4 | €9 | €28 | €21,780 | ▲ 76,591% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €95,295 | €136,931 | €204,019 | €201,784 | €354,405 | ▲ 75.6% |
| Equity10/15 | €81,493 | €123,431 | €133,068 | €121,039 | €91,402 | ▼ 24.5% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €61,033 | €102,971 | €112,608 | €100,579 | €70,942 | ▼ 29.5% |
| Amounts payable17/49 | €13,801 | €13,499 | €70,951 | €80,746 | €263,003 | ▲ 226% |
| Amounts payable after more than one year17 | €1,005 | €1,008 | €1,009 | €1,028 | €3,090 | ▲ 200% |
| Financial debts170/4 | - | €1,008 | €1,009 | €1,028 | €3,090 | ▲ 200% |
| Amounts payable within one year42/48 | €12,796 | €12,491 | €69,942 | €79,717 | €259,913 | ▲ 226% |
| Trade debts44 | €7,940 | €12,491 | €50,837 | €40,192 | €105,943 | ▲ 164% |
| Suppliers440/4 | - | €12,491 | €50,837 | €40,192 | €105,943 | ▲ 164% |
| Advances received on contracts in progress46 | - | - | €250 | €250 | €250 | = |
| Taxes, remuneration and social security45 | - | - | €18,855 | €39,276 | €153,720 | ▲ 291% |
| Taxes450/3 | - | - | €13,311 | €30,974 | €54,029 | ▲ 74.4% |
| Remuneration and social security454/9 | - | - | €5,543 | €8,301 | €99,691 | ▲ 1,101% |
| Line | 2019 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €54,940 | -€3,688 | €9,637 | -€12,030 | -€29,637 | ▼ 146% |
| + Depreciation and write-downs630 | €4,281 | €5,307 | €6,066 | €7,529 | €8,019 | ▲ 6.5% |
| Operating cash flow (approximation) | €59,221 | €1,619 | €15,703 | -€4,501 | -€21,617 | ▼ 380% |
| Investment in fixed assets (approximation) | - | - | -€9,093 | -€20,188 | -€10,032 | ▲ 50.3% |
| Change in cash | - | - | €32,570 | -€15,526 | -€10,193 | ▲ 34.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
10-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 222 days late
2024
31-12
Financial
Weakest financial yearnet -€29,637
Net result drops to -€29,637, the lowest in the series.
14-11
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 106 days late
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 347 days late
2022
31-12
Financial
Back to profitnet €9,637
Net result €9,637 after one loss-making year.
30-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 152 days late
2021
31-12
Financial
Equity above €100,000Eq €123,431 ▲51.5%
Equity rises from €81,493 to €123,431.
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Highest result since 2018net €54,940 ▲409%
Operating result €59,788, net result €54,940, both a record.
31-12
Financial
Liquidity doublescurrent ratio 6.20
Current ratio from 2.80 to 6.20.
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2017
13-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 4 establishment units since 2016
Ground area
911 m²
Building footprint
584 m²
Volume, LiDAR
6,358 m³
4 parcels, Brussels · tallest building 20.8 m, ±5 floors. Linked by address, not a title deed.
4 establishment units
CITE MONT-FLEURY
since 20162.253.113.822
Waverse Steenweg 109 - 111, 1050 Elsene
since 20212.322.372.614
Waverse Steenweg 99, 1050 Elsene
since 20212.322.372.713
GREEN PEPER
since 20242.364.781.509
4 parcels
Brussels
4
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21009A0906/00H000 | Brussels | 396 m² | 1 · 229 m² | 20.8 m · 4 fl. |
| 21009A0873/00Y012 | Brussels | 243 m² | 1 · 174 m² | 13.8 m · 1 fl. |
| 21009A0624/00T000 | Brussels | 212 m² | 1 · 121 m² | 17.3 m · 4 fl. |
| 21009A0913/00F004 | Brussels | 61 m² | 1 · 61 m² | 18.6 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
4 sitesElsene2.253.113.822
Elsene2.322.372.614
Elsene2.322.372.713
Elsene2.364.781.509
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Of 21,859 companies in sector 56112 we hold annual accounts for 9,776. 7,920 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded11-05-2016
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
Scores and ratios are computed by Checked and are not a credit decision.