STEPS VASTGOED

Active

Private limited companyfounded 1997active for 29 yearsBrusselsesteenweg 732, 1731 Asse, BelgiumKBO/BCE: BE 0461.685.455

Summary

STEPS VASTGOED has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.9m and a net result of €329,133. Equity is growing by about 14% per year across the filed financial years. Its solvency ranks better than 28% of 2,368 sector peers (NACE 49, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow Report Compare

STEPS VASTGOEDActiveChecked score 86/100

Risk analysis Report Compare

Activity

Freight transport by road

NACE 49410Service activities incidental to land transportation NACE 52210

6th largest company by total assets in Asse, Transport and storage sector1 site

Size

≈ €2.9mturnover 2025, estimated

Staff: 0.2 FTE
Equity: €1.9m
Profit: €329,133

Turnover estimated from the gross margin

Financial health

86 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.3%

Structure

Largest shareholder: Advales · 20%

BV AdvalesDirector · permanent representative Arne Van den Bossche
Steven StepsDirector

2025 accounts 36 days early4 of 8 deeds summarised

Why 86raises riskSector: Land transport and transport via pipelines (NACE 49)Liquidity: current ratio 0.24, cash €394,032lowers riskSize: 0.2 FTE, total assets €8.9mFigures for financial year 2025 (filed 25-06-2026)Show the evidence

Checked score

Score 2025

86 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 41% of its sector peers (NACE 49, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 47-2

equity 21.5% of total assets

Liquidity 44+4

short-term debt 29.0% · cash 4.4%

Profitability 73-2

return on assets 3.7%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (9,098 companies, NACE 49, micro)

Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.5%▲ +0.1 percentage points vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.7%▲ +0.2 percentage points vs 06-2025 08-2025: 1.1%▲ +0.4 percentage points vs 07-2025 09-2025: 1.4%▲ +0.3 percentage points vs 08-2025highest value 10-2025: 0.4%▼ -1.0 percentage point vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.5%▲ +0.1 percentage points vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.6%▲ +0.1 percentage points vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 1.0%▲ +0.4 percentage points vs 07-2026 09-2026: 1.3%▲ +0.3 percentage points vs 08-2026 10-2026: 0.3%▼ -1.0 percentage point vs 09-2026lowest value

Credit of up to €160,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.24, compared with 0.36 in 2024, below 1; short-term debt: 29% and cash: 4.4% of total assets), and 78.5% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 49, micro): better than 33% on solvency, 43% on liquidity, 51% on profitability and 37% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Size: 0.2 FTE, total assets €8.9m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Sector: Land transport and transport via pipelines (NACE 49)

KBO

Liquidity: current ratio 0.24, cash €394,032

NBB · annual accounts

Figures for financial year 2025 (filed 25-06-2026)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

36 days early

2024

29 days late

2023

2 days early

2022

4 days early

2021

5 days early

2020

2 days early

2019

4 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days before the deadline; the sector median (NACE 49) for financial year 2024 is on the deadline day, and 49% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (3 of the last 3 filed years within 35 days of that day).

Companies Code · seven months

Where today falls in the filing period

28-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

25-06-2026 Annual accounts filedfinancial year 2025 · abbreviated…
28-01-2026 Appointment: BV Advales (director)Permanent representative: Arne Van den…
29-08-2025 Annual accounts filedfinancial year 2024 · abbreviated…

Key points

Positive: Among the best 7% on net resultsector median €22,710 · 2,364 companies €329,133 View
Positive: 6 profitable years in a rowprofit 2025: €329,133 6 years View
New directorlatest change 23-12-2025 · 2 in office 1 joined View

By topic

Financials

Financial year: 2025
Total assets: €8.9m
Profit: €329,133
Solvency: 21.5%

Total assets▲ 10.2%

Net result

20192025

Go to Financials

Board & ownership

Board: 2 members
Largest shareholder: Advales · 20%

BV AdvalesDirector
Steven StepsDirector

Go to Board & ownership

Timeline

Events: 34
Since: 1999
Next accounts: by 31-07-2027

31-12-2024Highest result from 2019 to 2025
04-12-2024Resignation: Arne Van den Bossche (day-to-day manager)
22-10-2024Resignations & appointments · Miscellaneous

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Freight transport by roadNACE 49410
Founded: 17-10-1997
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 27

Who signs: Each director alone
Annual meeting: Third Saturday of June at 10:00
Purpose: “Het takelen van wagens,de aankoop en verkoop,invoer en uitvoer van nieuwe en tweedehands…” (deed in Dutch)

Go to Articles of association

Key facts about STEPS VASTGOED

What is the company number of STEPS VASTGOED?: 0461.685.455. In Belgium the VAT number is the company number with BE in front: BE 0461.685.455.
Where is STEPS VASTGOED based?: The registered office is at Brusselsesteenweg 732, 1731 Asse.Company details
What does STEPS VASTGOED do?: According to the KBO register, the main activity is freight transport by road (NACE 49410).
What is the legal form of STEPS VASTGOED?: Private limited company (BV).
When was STEPS VASTGOED founded?: On 17-10-1997.
Is STEPS VASTGOED still active?: Yes, STEPS VASTGOED is an active enterprise in the KBO register.
How many employees does STEPS VASTGOED have?: On average 0.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of STEPS VASTGOED?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is STEPS VASTGOED profitable?: In financial year 2025, STEPS VASTGOED made a profit of €329,133.
Where can I find the annual accounts of STEPS VASTGOED?: STEPS VASTGOED filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of STEPS VASTGOED due?: By 31-07-2027, for financial year 2026.Timeline