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Blat-Muylaert Construct

Active
Private limited companyfounded 20206 yrs activeAlfonslaan(Oph) 52, 9500 Geraardsbergen, BelgiumKBO/BCE: BE 0750.698.935
Summary

Blat-Muylaert Construct has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28,181 and a net result of €4,438. Equity is growing by ~11.4% per year across the filed fiscal years. Its solvency ranks better than 80% of 8619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisWatch ReportCompare
Blat-Muylaert ConstructActiveChecked score 69/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201
1 site
Size
€39,303total assets 2025
Equity
€28,181
Profit
€4,438
Turnover not published (abridged schema)
Financial health
69 Healthy Checked score 2025
Bankruptcy chance 12 m
0.8%
Structure
Accounts on time0 of 1 deed read
Why 69- Size: total assets €39,303- Sector Construction of residential and non-residential buildings (NACE 41)- Founded in 2020+ Liquidity: current ratio 2.87, cash €8,849Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 70% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 97+11
equity 71.7% of total assets
Liquidity 67+25
short-term debt 28.3% · cash 22.5%
Profitability 83-17
return on assets 11.3%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.6% (13,187 companies)
Last 24 months 11-2024: 3.5% 12-2024: 3.5%● +0.0% vs 11-2024 01-2025: 3.4%▼ -1.9% vs 12-2024 02-2025: 3.4%▼ -1.2% vs 01-2025 03-2025: 3.4%▲ +1.1% vs 02-2025 04-2025: 3.4%▲ +1.0% vs 03-2025 05-2025: 3.5%▲ +2.9% vs 04-2025 06-2025: 3.6%▲ +2.8% vs 05-2025 07-2025: 3.6%▼ -1.0% vs 06-2025 08-2025: 4.1%▲ +15.0% vs 07-2025highest value 09-2025: 3.0%▼ -28.0% vs 08-2025 10-2025: 2.9%▼ -1.3% vs 09-2025 11-2025: 2.9%▼ -1.4% vs 10-2025 12-2025: 2.9%● 0.0% vs 11-2025 01-2026: 2.8%▼ -2.1% vs 12-2025 02-2026: 2.8%▼ -0.4% vs 01-2026 03-2026: 2.8%▼ -1.1% vs 02-2026 04-2026: 2.9%▲ +1.6% vs 03-2026 05-2026: 2.9%▲ +0.2% vs 04-2026 06-2026: 2.9%▲ +0.9% vs 05-2026 07-2026: 2.9%▼ -0.1% vs 06-2026 08-2026: 1.0%▼ -65.0% vs 07-2026 09-2026: 1.0%● 0.0% vs 08-2026 10-2026: 0.8%▼ -16.4% vs 09-2026lowest value
  • Size: total assets €39,303 raises the probability for this profile
  • Liquidity: current ratio 2.87, cash €8,849 lowers the probability
  • Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
  • Founded in 2020 raises the probability for this profile
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 2.87 against 1.19 in 2024; short-term debt: 28.3% and cash: 22.5% of total assets), and 28.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 81%, liquidity 72%, profitability 66%, growth against the median 63%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Size: total assets €39,303
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.87, cash €8,849
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Founded in 2020
In the bankruptcy model this factor raises the probability for this profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
on the day
2024
3 d early
2023
30 d late
2022
31 d late
2021
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 18 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Liquidity doublescurrent ratio 2.87
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: 5 profitable years in a rowprofit 2025: €4,438 5 years View
  • Total assets 20255 fiscal years filed €39,303 View
  • Active since 2020founded 15-07-2020 6 years View

By topic

Financials

Fiscal year
2025
Total assets
€39,303
Profit
€4,438
Solvency
71.7%
Total assets▲ 1.4%
Net result
20212025
Go to Financials

Timeline

Events
9
Since
2022
Next accounts
by 31-07-2027
  1. 31-07-2026Annual accounts filed
  2. 31-12-2025Liquidity doubles
  3. 28-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
15-07-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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