Blanche Neige
ActiveBlanche Neige has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-70k) and a net result of €26k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 4559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+11
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.34 against 0.28 in 2024; short-term debt: 175.1% and cash: 21.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-75.1%
Return on assets
27.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 4559 sector peers (2025).
NBB · sector comparisonPosition among 4559 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
29 d late
2023
30 d late
2022
3 d early
2021
31 d late
2020
60 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-70k▲ 26.8%
2024 · €-95k
2018: €46k
2019: €44k
2020: €-23k
2021: €-61k
2022: €-93k
2023: €-111k
2024: €-95k
2018 → 2025
Total assets
€93k▼ 1.7%
2024 · €94k
2018: €143k
2019: €193k
2020: €105k
2021: €117k
2022: €105k
2023: €91k
2024: €94k
2018 → 2025
Net result
€26k▲ 66.2%
2024 · €15k
2018: €2k
2019: €-2k
2020: €-67k
2021: €-38k
2022: €-32k
2023: €-18k
2024: €15k
2018 → 2025
Working capital
€-107k▲ 21.4%
2024 · €-136k
2018: €-17k
2019: €-31k
2020: €-93k
2021: €-122k
2022: €-146k
2023: €-155k
2024: €-136k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-61k-€-93k▼ 52.3%€-111k▼ 19.2%€-95k▲ 13.9%€-70k▲ 26.8%
Operating result€-37k-€-28k▲ 25.5%€-13k▲ 54.2%€17k€28k▲ 64.1%
Net result€-38k-€-32k▲ 16.4%€-18k▲ 44.0%€15k€26k▲ 66.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 64% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €93k
Fixed assets
€37k▼ 8.9%
Current assets
€55k▲ 3.9%
Key figures and ratios
EBITDA
€31k▲
2024 · €20k
Cash flow
€29k▲
2024 · €19k
Solvency
-75.1%▲
2024 · -100.9%
Current ratio
0.34▲
2024 · 0.28
Quick ratio
0.29▲
2024 · 0.23
Debt / equity
-2.33▼
2024 · -1.99
ROA
27.5%▲
2024 · 16.3%
Interest coverage
15.53▲
2024 · 13.25
Debt
€162k▼
2024 · €189k
Debt ≤ 1 year
€162k▼
2024 · €189k
Staff costs
€118k▼
2024 · €138k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€94k€93k▼
Fixed assets21/28€41k€37k▼
Tangible fixed assets22/27€38k€34k▼
Land and buildings22€27k€26k▼
Plant, machinery and equipment23€11k€8k▼
Financial fixed assets28€3k€3k=
Current assets29/58€53k€55k▲
Stocks and contracts in progress3€9k€9k=
Stocks30/36€9k€9k=
Amounts receivable within one year40/41€25k€27k▲
Trade receivables40€25k€26k▲
Other amounts receivable41€760€760=
Cash at bank and in hand54/58€19k€20k▲
Equity and liabilities
Total equity and liabilities10/49€94k€93k▼
Equity10/15€-95k€-70k▲
Contributions10/11€89k€89k=
Profit (loss) carried forward14€-184k€-158k▲
Amounts payable17/49€189k€162k▼
Amounts payable within one year42/48€189k€162k▼
Trade debts44€20k€25k▲
Suppliers440/4€20k€25k▲
Taxes, remuneration and social security45€20k€2k▼
Taxes450/3€16k€2k▼
Remuneration and social security454/9€4k-
Other amounts payable47/48€149k€136k▼
Income statement
Code20242025
Remuneration, social security and pensions62€138k€118k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Other operating charges640/8€13k€5k▼
Gross operating margin9900€172k€153k▼
Operating profit (loss)9901€17k€28k▲
Financial income75/76B€118-
Recurring financial income75€118-
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€15k€26k▲
Profit (loss) for the period9904€15k€26k▲
Profit (loss) for the period to be appropriated9905€15k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-184k€-158k▲
Profit (loss) brought forward from the previous period14P€-199k€-184k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €26k ▲66.2%
Operating result €28k, net result €26k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €15k
Net result €15k after 5 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 60 days late
2020
31-12
Financial
Weakest financial yearnet €-67k
Net result drops to €-67k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groene Denstraat 1017700 MouscronGround area
117 m²
Building footprint
82 m²
Volume, LiDAR
279 m³
Parcel 54433E0809/00P004, Wallonia · tallest building 6.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Groene Denstraat 101, 7700 Mouscron
since 19992.091.865.475
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54433E0809/00P004 | Wallonia | 117 m² | 1 · 82 m² | 6.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 429 companies in sector 96101 we hold annual accounts for 254. 170 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded28-06-1999
Fiscal year end31-12
Activities, NACEBEL
93011
96101Personal service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.