blackpeak
ActiveSummary
blackpeak has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €77k and a net result of €62k. Equity is growing by ~18.9% per year across the filed fiscal years. Its solvency ranks better than 85% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 8.14 against 6.97 in 2024; short-term debt: 12.1% and cash: 45.1% of total assets), and 12.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.9%
Return on assets
71.6%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
on the day
2024
31 d early
2023
22 d early
2022
25 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€77k▼ 45.0%
2024 · €140k
2022: €70k
2023: €96k
2024: €140k
2022 → 2025
Total assets
€87k▼ 46.3%
2024 · €163k
2022: €107k
2023: €129k
2024: €163k
2022 → 2025
Net result
€62k▲ 44.3%
2024 · €43k
2022: €68k
2023: €26k
2024: €43k
2022 → 2025
Working capital
€75k▼ 45.4%
2024 · €138k
2022: €71k
2023: €97k
2024: €138k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€70k-€96k▲ 37.2%€140k▲ 45.0%€77k▼ 45.0%
Operating result€87k-€34k▼ 60.8%€56k▲ 64.2%€74k▲ 33.0%
Net result€68k-€26k▼ 61.5%€43k▲ 65.9%€62k▲ 44.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 33% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €87k
Fixed assets
€2k ▼ 21.4%
Current assets
€86k ▼ 46.7%
Equity and liabilities €87k
Equity
€77k ▼ 45.0%
Debt
€11k ▼ 54.3%
Debt's share of the balance-sheet total falls from 14.2% to 12.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€75k▲
2024 · €56k
Cash flow
€63k▲
2024 · €43k
Current ratio
8.14▲
2024 · 6.97
Debt to equity
0.14▼
2024 · 0.17
ROE
81.4%▲
2024 · 31.0%
ROA
71.6%▲
2024 · 26.6%
Interest coverage
83.01▲
2024 · 56.49
Debt ≤ 1 year
€11k▼
2024 · €23k
Income taxes
€15k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€163k€87k▼
Fixed assets21/28€2k€2k▼
Tangible fixed assets22/27€2k€2k▼
Furniture and vehicles24€2k€2k▼
Current assets29/58€161k€86k▼
Amounts receivable within one year40/41€30k€42k▲
Trade receivables40€30k€36k▲
Other amounts receivable41€419€6k▲
Current investments50/53€36k€544▼
Cash at bank and in hand54/58€92k€39k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€163k€87k▼
Equity10/15€140k€77k▼
Contributions10/11€3k€3k=
Reserves13€137k€74k▼
Distributable reserves133€137k€74k▼
Profit (loss) carried forward14€96€234▲
Amounts payable17/49€23k€11k▼
Amounts payable within one year42/48€23k€11k▼
Trade debts44€766€848▲
Suppliers440/4€766€848▲
Taxes, remuneration and social security45€8k€9k▲
Taxes450/3€8k€9k▲
Remuneration and social security454/9€26€0▼
Other amounts payable47/48€14k€250▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€139€420▲
Other operating charges640/8€516€528▲
Gross operating margin9900€56k€75k▲
Operating profit (loss)9901€56k€74k▲
Financial income75/76B€35€4k▲
Recurring financial income75€35€4k▲
Financial charges65/66B€991€900▼
Recurring financial charges65€991€900▼
Profit (loss) for the period before taxes9903€55k€78k▲
Income taxes67/77€12k€15k▲
Profit (loss) for the period9904€43k€62k▲
Profit (loss) for the period to be appropriated9905€43k€62k▲
Appropriation of the result
Profit (loss) to be appropriated9906€44k€63k▲
Profit (loss) brought forward from the previous period14P€803€96▼
Transfer from equity791/2-€68k
Transfer to equity691/2€44k€5k▼
To other reserves6921€44k€5k▼
Profit to be distributed694/7-€125k
Return on contributions (dividend)694-€125k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Equity above €100kEq €140k ▲45%
3 profitable years in a row build equity to €140k.
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Weakest financial yearnet €26k ▼61.5%
Net result drops to €26k, the lowest in the series; recovery starts the following year.
2022
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Urseldorp 79910 AalterGround area
181 m²
Building footprint
72 m²
Volume, LiDAR
678 m³
Parcel 44067A0656/00C000, Flanders · tallest building 13.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
blackpeak
since 20202.304.762.362
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44067A0656/00C000 | Flanders | 181 m² | 1 · 72 m² | 13.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 5,250 EUR awarded · 5,250 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 5,250 EUR | 5,250 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
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UNILOGIC
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 15,579 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-07-2020
Fiscal year end31-03
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.