Black
ActiveBlack has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €582k and a net result of €166k. Equity is growing by ~37.1% per year across the filed fiscal years. Its solvency ranks better than 79% of 9517 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability97=
Solvency100▲+9
Growth52=
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 3.83 against 2.42 in 2023; short-term debt: 21% and cash: 74.5% of total assets), and 21% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
79%
Return on assets
22.6%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
27 d late
2023
9 d late
2022
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€582k▲ 40.0%
2023 · €416k
2022: €274k
2023: €416k
2022 → 2024
Total assets
€737k▲ 16.8%
2023 · €631k
2022: €421k
2023: €631k
2022 → 2024
Net result
€166k▲ 17.3%
2023 · €142k
2022: €249k
2023: €142k
2022 → 2024
Working capital
€438k▲ 42.9%
2023 · €307k
2022: €234k
2023: €307k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€274k-€416k▲ 51.9%€582k▲ 40.0%
Operating result€323k-€196k▼ 39.3%€203k▲ 3.5%
Net result€249k-€142k▼ 42.9%€166k▲ 17.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 4% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €737k
Fixed assets
€143k▲ 32.0%
Current assets
€593k▲ 13.6%
Equity and liabilities €737k
Equity
€582k▲ 40.0%
Debt
€155k▼ 28.1%
The debt ratio falls from 34.1% to 21.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€233k▲
2023 · €210k
Cash flow
€196k▲
2023 · €155k
Solvency
79.0%▲
2023 · 65.9%
Current ratio
3.83▲
2023 · 2.42
Quick ratio
3.83▲
2023 · 2.42
Debt / equity
0.27▼
2023 · 0.52
ROE
28.6%▼
2023 · 34.2%
ROA
22.6%▲
2023 · 22.5%
Interest coverage
161.61▲
2023 · 132.66
Debt
€155k▼
2023 · €215k
Debt ≤ 1 year
€155k▼
2023 · €215k
Income taxes
€35k▼
2023 · €53k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€631k€737k▲
Fixed assets21/28€109k€143k▲
Tangible fixed assets22/27€109k€143k▲
Furniture and vehicles24€5k€8k▲
Other tangible fixed assets26€104k€136k▲
Current assets29/58€522k€593k▲
Amounts receivable within one year40/41€38k€38k=
Trade receivables40€38k€38k=
Cash at bank and in hand54/58€483k€549k▲
Deferred charges and accrued income490/1€1k€7k▲
Equity and liabilities
Total equity and liabilities10/49€631k€737k▲
Equity10/15€416k€582k▲
Contributions10/11€25k€25k=
Reserves13€389k€556k▲
Distributable reserves133€389k€556k▲
Profit (loss) carried forward14€2k€950▼
Amounts payable17/49€215k€155k▼
Amounts payable within one year42/48€215k€155k▼
Trade debts44€9k€50k▲
Suppliers440/4€9k€50k▲
Taxes, remuneration and social security45€146k€68k▼
Taxes450/3€143k€61k▼
Remuneration and social security454/9€2k€7k▲
Other amounts payable47/48€61k€37k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€30k▲
Other operating charges640/8€5k€2k▼
Non-recurring operating charges66A-€4k
Gross operating margin9900€215k€239k▲
Operating profit (loss)9901€196k€203k▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€195k€202k▲
Income taxes67/77€53k€35k▼
Profit (loss) for the period9904€142k€166k▲
Profit (loss) for the period to be appropriated9905€142k€166k▲
Appropriation of the result
Profit (loss) to be appropriated9906€143k€168k▲
Profit (loss) brought forward from the previous period14P€632€2k▲
Transfer to equity691/2€141k€167k▲
To other reserves6921€141k€167k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Equity above €500kEq €582k ▲40%
3 profitable years in a row build equity to €582k.
09-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 9 days late
2023
31-12
Financial
Weakest financial yearnet €142k ▼42.9%
Net result drops to €142k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogboomsteenweg 1472930 BrasschaatGround area
7,851 m²
Building footprint
336 m²
Volume, LiDAR
1,775 m³
Parcel 11008A0304/00V000, Flanders · tallest building 19.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Black
since 20212.320.655.714
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11008A0304/00V000 | Flanders | 7,851 m² | 1 · 336 m² | 19.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 5,608 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-07-2021
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.