JAL & Co
ActiveJAL & Co has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €277k and a net result of €149k. Equity is growing by ~27.6% per year across the filed fiscal years. Its solvency ranks better than 32% of 7027 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+4
Solvency55▼-9
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity tight (current ratio 1.14 against 0.85 in 2024; short-term debt: 31.3% and cash: 17.3% of total assets), and 69.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.3%
Return on assets
16.3%
Age of the figures
15 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-02-2026, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
27 d late
2024
24 d early
2023
23 d early
2022
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€277k=
2024 · €277k
2022: €113k
2023: €186k
2024: €277k
2022 → 2025
Total assets
€915k▲ 29.0%
2024 · €709k
2022: €252k
2023: €311k
2024: €709k
2022 → 2025
Net result
€149k▲ 63.1%
2024 · €92k
2022: €111k
2023: €73k
2024: €92k
2022 → 2025
Working capital
€41k
2024 · €-52k
2022: €54k
2023: €99k
2024: €-52k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€113k-€186k▲ 64.7%€277k▲ 49.3%€277k=
Operating result€156k-€135k▼ 13.9%€128k▼ 4.7%€202k▲ 57.1%
Net result€111k-€73k▼ 34.1%€92k▲ 25.4%€149k▲ 63.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 57% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €915k
Fixed assets
€588k▲ 41.9%
Current assets
€327k▲ 10.9%
Equity and liabilities €915k
Equity
€277k=
Debt
€638k▲ 47.6%
The debt ratio rises from 60.9% to 69.7%. Debt is higher.
Key figures and ratios
EBITDA
€251k▲
2024 · €195k
Cash flow
€199k▲
2024 · €158k
Solvency
30.3%▼
2024 · 39.1%
Current ratio
1.14▲
2024 · 0.85
Quick ratio
1.14▲
2024 · 0.85
Debt / equity
2.30▲
2024 · 1.56
ROE
53.8%▲
2024 · 33.0%
ROA
16.3%▲
2024 · 12.9%
Interest coverage
18.28▼
2024 · 84.19
Debt
€638k▲
2024 · €432k
Debt ≤ 1 year
€287k▼
2024 · €347k
Debt > 1 year
€351k▲
2024 · €85k
Income taxes
€46k▲
2024 · €40k
Staff costs
€48k▲
2024 · €47k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€709k€915k▲
Fixed assets21/28€414k€588k▲
Tangible fixed assets22/27€414k€588k▲
Land and buildings22€280k€496k▲
Furniture and vehicles24€129k€88k▼
Other tangible fixed assets26€5k€4k▼
Current assets29/58€295k€327k▲
Amounts receivable after more than one year29€15k€15k=
Trade receivables290€15k€15k=
Amounts receivable within one year40/41€132k€149k▲
Trade receivables40€34k€13k▼
Other amounts receivable41€99k€136k▲
Cash at bank and in hand54/58€144k€159k▲
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€709k€915k▲
Equity10/15€277k€277k=
Contributions10/11€2k€2k=
Reserves13€275k€275k=
Distributable reserves133€275k€275k=
Amounts payable17/49€432k€638k▲
Amounts payable after more than one year17€85k€351k▲
Financial debts170/4€85k€351k▲
Amounts payable within one year42/48€347k€287k▼
Current portion of amounts payable after more than one year42€27k€75k▲
Trade debts44€281k€31k▼
Suppliers440/4€281k€31k▼
Taxes, remuneration and social security45€40k€32k▼
Taxes450/3€40k€32k▼
Other amounts payable47/48-€149k
Income statement
Code20242025
Remuneration, social security and pensions62€47k€48k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€66k€50k▼
Other operating charges640/8€1k€4k▲
Gross operating margin9900€243k€303k▲
Operating profit (loss)9901€128k€202k▲
Financial income75/76B€5k€8k▲
Recurring financial income75€5k€8k▲
Financial charges65/66B€2k€14k▲
Recurring financial charges65€2k€14k▲
Profit (loss) for the period before taxes9903€131k€196k▲
Income taxes67/77€40k€46k▲
Profit (loss) for the period9904€92k€149k▲
Profit (loss) for the period to be appropriated9905€92k€149k▲
Appropriation of the result
Profit (loss) to be appropriated9906€92k€149k▲
Transfer to equity691/2€92k-
To other reserves6921€92k-
Profit to be distributed694/7-€149k
Return on contributions (dividend)694-€149k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
30-06
Financial
Highest result since 2022net €149k ▲63.1%
Operating result €202k, net result €149k, both a record.
07-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Equity above €200kEq €277k ▲49.3%
3 profitable years in a row build equity to €277k.
08-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €73k ▼34.1%
Net result drops to €73k, the lowest in the series; recovery starts the following year.
30-06
Financial
Equity above €150kEq €186k ▲64.7%
2 profitable years in a row build equity to €186k.
2022
19-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue aux Fleurs 131380 LasneGround area
537 m²
Building footprint
106 m²
Volume, LiDAR
809 m³
Parcel 25076A0230/00K000, Wallonia · tallest building 9.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JAL & Co SRL
since 20212.318.965.934
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25076A0230/00K000 | Wallonia | 537 m² | 1 · 106 m² | 9.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 4,911 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-06-2021
Fiscal year end30-06
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82990Other business support services
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:seb.bruyr@gmail.com
Phone:065/79.21.45