BKM & PARTNERS

Active

Private limited companyfounded 20242 yrs activeKBO/BCE: BE 1006.380.641

Summary

The computed 12-month bankruptcy probability of BKM & PARTNERS is 4.2% (elevated). The 2024 annual accounts show negative equity (-€14,122) and a net result of -€17,122. Its solvency ranks better than 5% of 37957 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Risk analysisWatch Report Compare

BKM & PARTNERSActiveChecked score 45/100

Risk analysis Report Compare

Activity

Business and other management consultancy

NACE 70200Business consulting NACE 70220

1 site

Size

€14,318total assets 2024

Equity: -€14,122
Loss: -€17,122

Turnover not published (abridged schema)

Financial health

45 Fair Checked score 2024

Bankruptcy chance 12 m: 4.2%

Structure

Board: 1 member

Accounts 38 d early

Why 45- Figures for FY 2024 (filed 23-06-2025)- Liquidity: current ratio 0.47+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: total assets €14,318Show the evidence

Checked score

Score 2024

45 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 2% of its sector peers (NACE 70, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Weak

Solvency 0

equity -98.6% of total assets

Liquidity 0

short-term debt 198.6%

Profitability 0

return on assets -119.6%

Bankruptcy probability, 12 months

4.2% Elevated

0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,477 companies)

Last 13 months 10-2025: 0.7%lowest value 11-2025: 0.7%▲ +3.2% vs 10-2025 12-2025: 0.7%▼ -1.4% vs 11-2025 01-2026: 0.7%▲ +0.6% vs 12-2025 02-2026: 0.7%▲ +5.4% vs 01-2026 03-2026: 0.8%▲ +4.9% vs 02-2026 04-2026: 0.8%● 0.0% vs 03-2026 05-2026: 0.8%▼ -0.1% vs 04-2026 06-2026: 0.8%▲ +1.3% vs 05-2026 07-2026: 0.8%▲ +3.2% vs 06-2026 08-2026: 1.2%▲ +48.0% vs 07-2026 09-2026: 2.6%▲ +116% vs 08-2026 10-2026: 4.2%▲ +63.1% vs 09-2026highest value

Figures for FY 2024 (filed 23-06-2025) raises the probability
Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
Size: total assets €14,318 lowers the probability for this profile
Liquidity: current ratio 0.47 raises the probability

No credit on open account

Liquidity short (current ratio 0.47; short-term debt: 198.6% of total assets), and equity is negative.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 3%, liquidity 0%, profitability 4%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Figures for FY 2024 (filed 23-06-2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Sector Activities of head offices; management consultancy activities (NACE 70)

In the bankruptcy model this factor lowers the probability.

KBO

Size: total assets €14,318

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Liquidity: current ratio 0.47

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Negative equity

The 2024 annual accounts show negative equity and a net loss.

NBB · annual accounts 2024

Young company

Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.

KBO · incorporation date

Age against the risk zone

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2024

38 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 38 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Administrative warnings in the KBO publications

1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.

KBO publications

Publications

Address struck

31-08-26 Address struckLouizalaan 523 1050 L’adresse du…
18-05-26 Resignation: BEN KOUIDER MUSTAFA (director)Withdrawal: BEN KOUIDER MUSTAFA (partner)…
23-06-25 Annual accounts filedfiscal year 2024 · micro…

Key points

Risk: Negative equityfiscal year 2024: debts exceed assets -€14,122 View
Caution: Among the weakest 5% on solvencysector median 58.1% · 37,957 companies -98.6% View
Caution: Board changedlatest change 01-04-2026 · 1 in office 1 joined · 1 left View