Equity
-€38,422
Debts exceed assets in financial year 2024.
BKB INVEST
Lifetime
3 annual accounts with figures on one time axispeak €140,465 (2024)
€140,465▲ €151,062
lowest -€61,902 (2023)
€48,040▲ €109,942
peak -€24,560 (2022)
-€38,422▲ €48,040
€2.1m▼ 6.0%
Board1 name since 2021
1 directorSenci Nihati
Documentsfilings and deeds
03-08-20253 days late
2024micro format
Gross margin from -€10,598 to €140,465Back to profit: €48,040Equity from -€86,462 to -€38,422
Key points
from the 2024 annual accountsResult
€48,040 €48,040
Back in profit in 2024, after a loss of €61,902 in 2023.
Turnover
≈ €420,000 estimated
The micro format states no turnover.
Debts
€2.1m 102% of the balance sheet
Financial debts 55%Suppliers 3%Taxes and wages 2%Other 40%
Of this, €937,858 falls due within a year.
Filings
3 annual accounts 100 days past the deadline
2025 accounts not filed: deadline was 31-07-2026.
Position in the sector
-€38,422
Less equity than 93% of companies in repair of computers and personal goods. Sector median €45,566 · 3,522 companies.
Checked score
50
Fair
Financially stronger than 47% of small companies in repair of computers and personal goods (NACE 95)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.2% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 327 companies (NACE 95, small).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.7%
01-2025: 1.6%▼ -0.1 percentage points vs 12-2024
02-2025: 1.7%▲ +0.1 percentage points vs 01-2025
03-2025: 1.7%● unchanged vs 02-2025
04-2025: 1.6%▼ -0.1 percentage points vs 03-2025
05-2025: 1.7%▲ +0.1 percentage points vs 04-2025
06-2025: 1.9%▲ +0.2 percentage points vs 05-2025
07-2025: 1.9%● unchanged vs 06-2025
08-2025: 2.3%▲ +0.4 percentage points vs 07-2025
09-2025: 1.2%▼ -1.1 percentage points vs 08-2025
10-2025: 1.2%● unchanged vs 09-2025
11-2025: 1.2%● unchanged vs 10-2025
12-2025: 1.2%● unchanged vs 11-2025
01-2026: 1.1%▼ -0.1 percentage points vs 12-2025lowest value
02-2026: 1.4%▲ +0.3 percentage points vs 01-2026
03-2026: 1.4%● unchanged vs 02-2026
04-2026: 1.4%● unchanged vs 03-2026
05-2026: 1.5%▲ +0.1 percentage points vs 04-2026
06-2026: 1.7%▲ +0.2 percentage points vs 05-2026
07-2026: 1.8%▲ +0.1 percentage points vs 06-2026
08-2026: 2.3%▲ +0.5 percentage points vs 07-2026
09-2026: 2.4%▲ +0.1 percentage points vs 08-2026
10-2026: 3.2%▲ +0.8 percentage points vs 09-2026highest value
11-2026: 3.2%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Figures for financial year 2024 (filed on 03-08-2025)
1 financial year not filed after the legal deadline; last filed accounts filed 3 days late; 2 of the last 3 accounts late
Negative equity -€38,422
lowers risk
Size: total assets €2.0m
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, small). It does better than 6% of them on solvency, 35% on liquidity, 56% on profitability and 93% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 457 companies had the same profile as BKB INVEST has now. Each dot is one company, two years later.
97.2%
were still trading
2.0%
stopped another way
0.7%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of BKB INVEST itself is higher: 3.2% within 12 months. It rests on far more data about BKB INVEST than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 457 companies, not a prediction for BKB INVEST. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.02 (0.04 in 2023), below 1. Short-term debt is 46% and cash 0.8% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 3517 sector peers (2024).
NBB · sector comparisonPosition among 3517 sector peers
Solvency
better than 19%
← weakest
strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 100 days later.
NBB · 3 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline08-11-2026 today
raises risk · 2024 accounts filed 3 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-08-2025, 3 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filingsDeviation from the deadline
2025
not filed
2024
3 days late
2023
62 days late
2022
142 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 69 days after the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0772623410
New establishment in Uccle
Waterloosesteenweg 715
First establishment
Brusselsesteenweg 185, Asse
Incorporation
Founding capital of €13,000, 100 shares · Founder: Senci Nihati · Appointment: Senci Nihati (director) · published on 19-08-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BKB INVEST Asse | €2.0m | €140,465 | -1.9% | - |
| MBM TRADE Genk | €1.6m | €168,251 | 17.1% | - |
| DC TECH'S Bastogne | €2.0m | €224,961 | 4.2% | - |
| WASH TIME Tervuren | €3.1m | €263,245 | -0.2% | - |
| SWG BOUILLON Chiny | €1.0m | €154,401 | 16.1% | - |
| CAR WASH DE MARTELANGE Martelange | €1.5m | €280,147 | -28.0% | 2 |
| FWM Oud-Turnhout | €1.4m | €189,314 | 26.8% | - |
These companies have the same main activity as BKB INVEST: washing and cleaning of motor vehicles (NACE 95316). They are comparable in size and age: total assets between €958,000 and €3.1m, founded between 2017 and 2023.
Official details
Source: KBO- Status
- Active since 17-08-2021Normal situation
- Activity
- Washing and cleaning of motor vehiclesNACE 95316and 1 other
- Establishment units
- 2.321.334.9121730 Asse, since 01-09-2021
- 2.385.447.4571180 Uccle, since 01-02-2026
- Financial year end
- 31 December
- Peppol
- Reachable since 03-02-2026
Insights on BKB INVEST
BKB INVEST files the micro format. That format states no turnover. The gross margin rose from -€18,331 in 2022 to €140,465 in 2024.
The balance sheet grew most in 2023 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BKB INVEST
- What is the company number of BKB INVEST?
- The company number of BKB INVEST is 0772.623.410. The VAT number is the same number with BE in front: BE 0772.623.410.
- Where is BKB INVEST based?
- The registered office is at Brusselsesteenweg 185, 1730 Asse.Company details
- What does BKB INVEST do?
- According to the KBO register, the main activity is washing and cleaning of motor vehicles (NACE 95316).
- What is the legal form of BKB INVEST?
- BKB INVEST is a private limited company (BV).
- When was BKB INVEST founded?
- BKB INVEST was founded on 17-08-2021.
- Is BKB INVEST still active?
- Yes, BKB INVEST is an active enterprise in the KBO register.
- What is the turnover of BKB INVEST?
- The turnover in financial year 2024 is ≈ €420,000. This figure is estimated from the gross margin of €140,465 and 44 comparable companies (NACE 953). It probably lies between €340,000 and €570,000.Financials
- Is BKB INVEST profitable?
- In financial year 2024, BKB INVEST made a profit of €48,040.
- Where can I find the annual accounts of BKB INVEST?
- BKB INVEST filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
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