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Complete company report
Generated 10-08-2026
Active BE 1004.762.226Private limited company

BK 12 TRANS

Assesteenweg 116A ·1740 Ternat, Belgium· 2 yrs active
Sector: Road freight transport (49410)
Conclusion Checked

The computed 12-month bankruptcy probability of BK 12 TRANS is 3.7% (moderate). The 2024 annual accounts show equity of €12k and a net result of €12k. Its solvency ranks better than 51% of 2254 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €12k
Net result €12k
Better than sector 51%
Active 2 yrs
Snowflake analysis 4 of 5 axes measured · computed by Checked
Health58Profitability100Solvency40Growth-Stability67
66 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 58
Profitability 100
Solvency 40
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
3.7% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
58 / 100 Fair
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 31-12-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 49, Land transport · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 28.4% 27.4%
better than 51% of 2254 sector peers
Net result €12k €6k
better than 64% of 2238 sector peers
Equity €12k €17k
better than 43% of 2260 sector peers
Gross operating margin €20k €28k
better than 41% of 2226 sector peers
Staff costs €6k €36k
higher than 23% of 1019 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€13k
Net profit€12k
Cash flow€13k
Staff costs€6k
Income taxes-
Dividends-
Total assets€42k
Equity€12k
Debt€30k
of which ≤ 1y€30k
of which > 1y-
Working capital€-6k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.80
Quick ratio0.80
Working capital ratio-14.4%
Solvency28.4%
Debt / equity2.52
Long-term debt ratio-
Interest coverage2195.41
Gross margin-
Net margin-
ROA28.4%
ROE100.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€42k
Fixed assets 21/28€18k
Tangible fixed assets 22/27€4k
Financial fixed assets 28€14k
Current assets 29/58€24k
Amounts receivable within one year 40/41€6k
Cash & bank 54/58€18k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€42k
Equity 10/15€12k
Accumulated profits (losses) 14€12k
Amounts payable 17/49€30k
Amounts payable within one year 42/48€30k
Trade debts payable within one year 44€11k
Income statement
Gross operating margin 9900€20k
Operating result 9901€12k
Financial charges 65€6
Result before taxes 9903€12k
Net result for the period 9904€12k
Result to be appropriated 9905€12k
Ratios computed by Checked.
Directors & mandates 3 directors
Current directors & mandates
  • BEN AISSA ANAS
    Director
    State Gazette act 25119114 (22-09-2025)
    Current
    12-09-2025 → present
Former directors (2)
  • KOURDOUS RACHID
    Director
    State Gazette act 25089695 (15-07-2025)
    Former
    30-06-2025 → 12-09-2025
    2 events
    • 12-09-2025 Resigned· Director
    • 30-06-2025 Appointed· Director
  • BADAA SOFIANE
    Director
    State Gazette act 25089695 (15-07-2025)
    Former
    - → 30-06-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Road freight transport(49410)
Legal form Private limited company(610)
Incorporation16-01-2024
StatusActive
Postal code1740
Establishment units 1 location
Kindergelukstraat 4, 1080 Sint-Jans-Molenbeek
Goederenvervoer over de weg
since 20242.354.290.562
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
23086A0354/00N002 Flanders 259 m² 1 · 73 m² 9.9 m · 2 fl.
21526D0211/00T000 Brussels 96 m² 1 · 76 m² 13.6 m · 4 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
31-12-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
22-09-2025
State Gazette act Capital & shares
15-07-2025
State Gazette act Capital & shares
Belgisch Staatsblad, acts 2 acts
Capital history · 2
22-09-2025
Capital change
15-07-2025
Capital change
All acts · 2 updated 10 months ago
2025
22-09-2025 Transaction in capital or shares Capital & shares
Technical details 
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    "act_kind_objet": "Onderwerp akte:"
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    "act_date": "2025-09-12",
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  "bedrijfsrevisor": null,
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15-07-2025 All shares are now held by a single shareholder Capital & shares
Technical details 
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Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Goederenvervoer over de weg, m.u.v. verhuisbedrijven49410Goederenvervoer over de weg49410Handelsbemiddeling in de groothandel in andere specifieke goederen46180Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)46711Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811
Primary activity highlighted.
Names & trade names
Legal nameNL BK 12 TRANS
Registered office
Assesteenweg 116A
1740 Ternat, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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SOCIETE FRANCAISE DE TRANSPORTS GONDRAND FRERES BE 0403.361.830 · Paris
TRANSPORT DE SMEDT RENE BE 0413.559.005 · Meise
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative