Wiz-Team Belgium
ActiveWiz-Team Belgium has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €114k and a net result of €39k. Equity is growing by ~39.6% per year across the filed fiscal years. Its solvency ranks better than 38% of 2591 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
83
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency73=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 3.37 against 7.93 in 2024), but 67.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.4%
Return on assets
11.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
29 d early
2024
29 d early
2023
8 d early
2022
31 d late
2021
12 d late
2020
25 d late
2019
60 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
05-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€39k▼ 38.2%
2024 · €64k
2021: €3k
2022: €96k
2023: €-75k
2024: €64k
2021 → 2025
Working capital
€245k▲ 23.0%
2024 · €199k
2021: €86k
2022: €79k
2023: €129k
2024: €199k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-10k-€86k€11k▼ 87.3%€75k▲ 585%€114k▲ 52.8%
Operating result€5k-€131k▲ 2,346%€-80k€68k€54k▼ 21.1%
Net result€3k-€96k▲ 2,897%€-75k€64k€39k▼ 38.2%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 21% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €353k
Fixed assets
€5k▼ 17.9%
Current assets
€348k▲ 52.9%
Equity and liabilities €353k
Equity
€114k▲ 52.8%
Debt
€238k▲ 50.3%
The debt ratio falls from 67.9% to 67.6%: equity grows faster than debt.
Key figures and ratios
EBITDA
€54k▼
2024 · €69k
Cash flow
€40k▼
2024 · €65k
Solvency
32.4%▲
2024 · 32.1%
Current ratio
3.37▼
2024 · 7.93
Quick ratio
3.29▼
2024 · 7.93
Debt / equity
2.09▼
2024 · 2.12
ROE
34.5%▼
2024 · 85.4%
ROA
11.2%▼
2024 · 27.4%
Interest coverage
17.56▼
2024 · 36.56
Debt
€238k▲
2024 · €159k
Debt ≤ 1 year
€103k▲
2024 · €29k
Income taxes
€11k▲
2024 · €2k
Staff costs
€75k▲
2024 · €66k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€233k€353k▲
Fixed assets
21/28€6k€5k▼
Tangible fixed assets
22/27€250-
Financial fixed assets
28€6k€5k▼
Current assets
29/58€228k€348k▲
Stocks & contracts in progress
3-€8k
Amounts receivable within one year
40/41€94k€142k▲
Cash & bank
54/58€133k€195k▲
Total equity & liabilities
10/49€233k€353k▲
Equity
10/15€75k€114k▲
Contributions / capital
10/11€6k€6k=
Reserves
13€69k€108k▲
Amounts payable
17/49€159k€238k▲
Amounts payable within one year
42/48€29k€103k▲
Trade debts payable within one year
44€506€74k▲
Income statement
Code20242025
Gross operating margin
9900€135k€129k▼
Operating result
9901€68k€54k▼
Financial income
75€48-
Financial charges
65€2k€3k▲
Result before taxes
9903€66k€50k▼
Income taxes
67/77€2k€11k▲
Net result for the period
9904€64k€39k▼
Result to be appropriated
9905€64k€39k▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €100kEq €114k ▲52.8%
2 profitable years in a row build equity to €114k.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €64k
Net result €64k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 7.93
Current ratio from 3.15 to 7.93; short-term debt falls from €60k to €29k.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €-75k ▼178%
Net result drops to €-75k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
31-12
Financial
Highest result since 2021net €96k ▲2897%
Operating result €131k, net result €96k, both a record.
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 12 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 25 days late
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
DIEZUS NET
BE 0799.740.254
Wezembeek-Oppem · Eq €114k
M.P.C. Consult
BE 0447.908.287
Jette · Eq €114k
AFTERNOON SOFTWARE SOLUTIONS
BE 0559.993.668
Wuustwezel · Eq €114k
TeraData Solutions
BE 0649.532.487
Vilvoorde · Eq €114k
KORNEPHOROS DATA
BE 0787.591.993
Zulte · Eq €114k
Of 16,790 companies in sector 62100 we hold annual accounts for 8,544. 6,785 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-07-2019
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
58290Other software publishing
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 05-09-2026. Scores and ratios are computed by Checked and are not a credit decision.