BJM Invest
The computed 12-month bankruptcy probability of BJM Invest is 2.3% (moderate). The 2024 annual accounts show negative equity (€-726) and a net result of €-101. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 3841 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €-726 |
| Net result | €-101 |
| Better than sector | 11% |
| Active | 5 yrs |
Mixed profile: strong on stability, weaker on growth.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -0.1% | 39.5% | |
| Net result | €-101 | €9k | |
| Equity | €-726 | €29k | |
| Gross operating margin | €16k | €26k | |
| Total assets | €573k | €85k |
Show 8 other metrics
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | - |
| Net profit | €-101 |
| Cash flow | - |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €573k |
| Equity | €-726 |
| Debt | €574k |
| of which ≤ 1y | €572k |
| of which > 1y | €2k |
| Working capital | €784 |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 1.00 |
| Quick ratio | 0.01 |
| Working capital ratio | 0.1% |
| Solvency | -0.1% |
| Debt / equity | -790.26 |
| Long-term debt ratio | -2.08 |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | 0.0% |
| ROE | 13.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | 665d |
| Inventory turnover | 0.03 |
| Days inventory (DSI) | 13408d |
Full annual accounts (20 line items)
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €573k |
| Current assets | 29/58 | €573k |
| Stocks & contracts in progress | 3 | €570k |
| Amounts receivable within one year | 40/41 | €3k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €573k |
| Equity | 10/15 | €-726 |
| Contributions / capital | 10/11 | €5k |
| Reserves | 13 | €100 |
| Accumulated profits (losses) | 14 | €-6k |
| Amounts payable | 17/49 | €574k |
| Amounts payable after one year | 17 | €2k |
| Amounts payable within one year | 42/48 | €572k |
| Trade debts payable within one year | 44 | €28k |
| Income statement | ||
| Gross operating margin | 9900 | €16k |
| Operating result | 9901 | €16k |
| Financial income | 75 | €793 |
| Financial charges | 65 | €16k |
| Result before taxes | 9903 | €-101 |
| Net result for the period | 9904 | €-101 |
| Result to be appropriated | 9905 | €-101 |
-
Michel PAULDirectorState Gazette act 23046268 (04-04-2023)Current04-04-2023 → present
| NACE primary | Hotels en dergelijke accommodatie(55100) |
| Legal form | Private limited company(610) |
| Incorporation | 09-04-2021 |
| Status | Active |
| Postal code | 6600 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 82024I0630/00C002 | Wallonia | 2,227 m² | 1 · 566 m² | 8.7 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
04-04-2023 Michel PAUL appointed as director
- Michel PAUL, Bestuurder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": "86.05.04-103.66",
"name": "Michel PAUL",
"address": "rue de Freylange, 32, B-6700 Arlon (Belgique)",
"birth_date": "1986-05-04",
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": "regular",
"via_org": null,
"statutory": null,
"compensated": false,
"effective_date": null,
"evidence_quote": "Le Conseil d\u0027Administration nomme en tant qu\u0027administrateur Monsieur Michel PAUL, n\u00E9 le 4 mai 1986, domicili\u00E9 \u00E0 B-6700 Arlon (Belgique), rue de Freylange, 32, titulaire au registre national: 86.05.04-103.66 pour une dur\u00E9e ind\u00E9termin\u00E9e.",
"decharge_status": null,
"mandate_duration": {
"kind": "indefinite",
"value": null
},
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "board_snapshot",
"role": null,
"person": null,
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"subkind": null,
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "Sont pr\u00E9sents: M. Benjamin GILLET, Administrateur; M. Jean-Marie NELIS, Administrateur.",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": "LIEGE",
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": null,
"filing_date": "2023-03-23",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decisions": [
{
"body": "conseil_d_administration",
"date": "2023-01-31",
"unanimous": null
}
],
"is_correction": false,
"subject_company": {
"kbo": "0766.556.752",
"name_full": "BJM INVEST",
"legal_form": "SRL"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Benjamin GILLET",
"org_rep_person_name": null,
"person_role_at_subject": "Administrateur"
},
"co_filed_documents": [],
"corrected_publication_numac": null
}| Legal nameFR | BJM Invest |