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BJ Technics

Active
Private limited companyfounded 2024active for 2 yearsSteenweg op Kleine Brogel 77, 3950 Bocholt, BelgiumKBO/BCE: BE 1013.787.877
Summary

BJ Technics has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €69,697 and a net result of €60,530. Its solvency ranks better than 57% of 34,946 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Overview

Official details

Source: KBO
Status
Active since 19-09-2024 Normal situation
Activity
General electrical installation work NACE 43211and 5 others
Establishment unit
2.364.071.825 3950 Bocholt, since 19-09-2024
Financial year end
31 December
Peppol
Reachable since 09-03-2026

Board and ownership

Board

Financial position

68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Annual accounts 2025
Gross margin
€88,850
Turnover
≈ €350,000
estimated
Profit
€60,530
Equity
€69,697
Total assets
€131,712
Score breakdownraises riskFounded in 20241 change of registered office in 24 monthslowers riskLiquidity: current ratio 2.09, cash €35,657Figures for financial year 2025 (filed on 29-06-2026)Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 74% of micro companies in specialised construction (NACE 43)
Financial strength
Strong
Solvency 78
equity 52.9% of total assets
Liquidity 73
short-term debt 28.1% · cash 27.1%
Profitability 100
return on assets 46.0%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 10-2025: 1.9% 11-2025: 1.9%● unchanged vs 10-2025 12-2025: 2.0%▲ +0.1 percentage points vs 11-2025 01-2026: 2.3%▲ +0.3 percentage points vs 12-2025 02-2026: 2.4%▲ +0.1 percentage points vs 01-2026 03-2026: 2.7%▲ +0.3 percentage points vs 02-2026 04-2026: 2.7%● unchanged vs 03-2026 05-2026: 3.0%▲ +0.3 percentage points vs 04-2026highest value 06-2026: 2.9%▼ -0.1 percentage points vs 05-2026 07-2026: 0.5%▼ -2.4 percentage points vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026lowest value 09-2026: 0.6%▲ +0.1 percentage points vs 08-2026 10-2026: 1.0%▲ +0.4 percentage points vs 09-2026 11-2026: 1.0%● unchanged vs 10-2026
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.09, above the usual 1.5. Short-term debt is 28.1% and cash 27.1% of total assets. 47.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 58% of them on solvency, 71% on liquidity and 92% on profitability.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 2.09, cash €35,657
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Figures for financial year 2025 (filed on 29-06-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
32 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Financials

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 29-06-2026 at the NBB

Turnover
≈ €350,000
Estimated: probably between €210,000 and €550,000
Total assets
€131,712
Net result
€60,530
Working capital
€40,503

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €131,712
Fixed assets €54,193
Current assets €77,519
Equity and liabilities €131,712
Equity €69,697
Debt €62,016
Debt's share of the balance-sheet total is 47.1%.
Key figures and ratios
2025 value
EBITDA
€88,354
Cash flow
€66,472
Current ratio
2.09
Quick ratio
1.82
Debt to equity
0.89
ROE
86.8%
ROA
46.0%
Interest coverage
over 100
Debt ≤ 1 year
€37,016
Debt > 1 year
€25,000
Income taxes
€22,679

Investments

fixed assets acquired
Item2025
Tangible fixed assets€57,779
Intangible fixed assets€2,342
Depreciation and write-downs of the year€5,943

Source: notes to the 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 46 lines
Balance sheet Code2025
Assets
Total assets20/58€131,712
Fixed assets21/28€54,193
Intangible fixed assets21€1,872
Tangible fixed assets22/27€52,306
Plant, machinery and equipment23€1,796
Furniture and vehicles24€50,510
Financial fixed assets28€15
Current assets29/58€77,519
Stocks and contracts in progress3€10,068
Stocks30/36€10,068
Amounts receivable within one year40/41€30,005
Trade receivables40€30,005
Cash at bank and in hand54/58€35,657
Deferred charges and accrued income490/1€1,790
Equity and liabilities
Total equity and liabilities10/49€131,712
Equity10/15€69,697
Contributions10/11€10,000
Reserves13€59,697
Distributable reserves133€59,697
Amounts payable17/49€62,016
Amounts payable after more than one year17€25,000
Other amounts payable178/9€25,000
Amounts payable within one year42/48€37,016
Trade debts44€7,136
Suppliers440/4€7,136
Taxes, remuneration and social security45€26,777
Taxes450/3€24,306
Remuneration and social security454/9€2,471
Other amounts payable47/48€3,103
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,943
Other operating charges640/8€497
Gross operating margin9900€88,850
Operating profit (loss)9901€82,411
Financial income75/76B€939
Recurring financial income75€939
Financial charges65/66B€142
Recurring financial charges65€142
Profit (loss) for the period before taxes9903€83,208
Income taxes67/77€22,679
Profit (loss) for the period9904€60,530
Profit (loss) for the period to be appropriated9905€60,530
Appropriation of the result
Profit (loss) to be appropriated9906€60,530
Transfer to equity691/2€59,697
To other reserves6921€59,697
Profit to be distributed694/7€833
Return on contributions (dividend)694€833

The notes to these accounts have 11 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 29-06-2026.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,943
Other operating charges640/8€497
Gross operating margin9900€88,850
Operating profit (loss)9901€82,411
Financial income75/76B€939
Recurring financial income75€939
Financial charges65/66B€142
Recurring financial charges65€142
Profit (loss) for the period before taxes9903€83,208
Income taxes67/77€22,679
Profit (loss) for the period9904€60,530
Profit (loss) for the period to be appropriated9905€60,530
Line2025
Assets
Total assets20/58€131,712
Fixed assets21/28€54,193
Intangible fixed assets21€1,872
Tangible fixed assets22/27€52,306
Plant, machinery and equipment23€1,796
Furniture and vehicles24€50,510
Financial fixed assets28€15
Current assets29/58€77,519
Stocks and contracts in progress3€10,068
Stocks30/36€10,068
Amounts receivable within one year40/41€30,005
Trade receivables40€30,005
Cash at bank and in hand54/58€35,657
Deferred charges and accrued income490/1€1,790
Equity and liabilities
Total equity and liabilities10/49€131,712
Equity10/15€69,697
Contributions10/11€10,000
Reserves13€59,697
Distributable reserves133€59,697
Amounts payable17/49€62,016
Amounts payable after more than one year17€25,000
Other amounts payable178/9€25,000
Amounts payable within one year42/48€37,016
Trade debts44€7,136
Suppliers440/4€7,136
Taxes, remuneration and social security45€26,777
Taxes450/3€24,306
Remuneration and social security454/9€2,471
Other amounts payable47/48€3,103
Line2025
Profit (loss) for the period9904€60,530
+ Depreciation and write-downs630€5,943
Operating cash flow (approximation)€66,472

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

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Historical observation

In July 2024, 39,278 companies had the same profile as BJ Technics has now. Two years later, 95.9% were still going and 1.8% had gone bankrupt.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
95.9% was still going
2.3% stopped otherwise
1.8% went bankrupt

That fits the bankruptcy probability of BJ Technics itself: 1.0% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for BJ Technics. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 29-06-2026 2026-00237861 PDF

Board & ownership

Directors

Directors
1 director, no change since 2024
BOUMA Jasper Marcus Cornelis
Director (not named in the articles) · since 18-09-2024 · term without a fixed end · listed in the 2025 annual accounts, filed on 29-06-2026
Current
Signing authorityThe articles say who may bind the company, for example by signing a contract.
The sole director
“De enige bestuurder vertegenwoordigt de vennootschap jegens derden en in rechte als eiser of als verweerder. Indien de vennootschap door…”
Full text

De enige bestuurder vertegenwoordigt de vennootschap jegens derden en in rechte als eiser of als verweerder. Indien de vennootschap door meer dan één bestuurder wordt bestuurd, mag iedere bestuurder, alleen optredend, alle handelingen stellen die nodig of nuttig zijn voor de verwezenlijking van het voorwerp van de vennootschap, behalve deze die de wet of de statuten aan de algemene vergadering voorbehouden. Iedere bestuurder vertegenwoordigt de vennootschap jegens derden en in rechte als eiser of als verweerder.

deed of 23-09-2024

Owners and capital

Shareholders

At incorporation act of 23-09-2024 ↗

Capital transactions

Capital over time
  1. 23-09-2024 Incorporation · €10,000 · 1,200 shares

Articles of association

Board and representation

Board ruleThese rules set how the board is made up, meets and takes decisions.
“Met of zonder beperking van duur, 1”

Capital, shares and profit

Profit allocationThe articles set how profit is distributed. A BV may only pay out after a balance-sheet and liquidity test.
“Bij gebrek aan dergelijke bestemmingsbeslissing wordt de helft van de jaarlijkse nettowinst gereserveerd en de andere helft uitgekeerd voor…”

Audit, dissolution and liquidation

Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Articles of association, deed of 23-09-2024 (in Dutch)

Network & group

BJ Technics shares no director with another company.

Connections & network

1 current director
Depth

The network starts from the directors of BJ Technics. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

2026
15-09
Gazette deed Registered office moved from Hamont-Achel to Bochoit
Power of attorney2 points ▸
  • Registered-office move, Steenweg op Kleine Brogel 77, 3950 Bochoit
  • Power of attorney, Eric Geunes

Open the act in the Belgian Official Gazette

29-06
NBB filing Annual accounts 2025 filedNBB
micro format · 32 days before the deadline
2024
23-09
Gazette deed Incorporation
Starting capital €10,000 · Appointment: BOUMA Jasper Marcus Cornelis (director) · Founder · Registered office clause7 points ▸
  • Incorporation, 18-09-2024
  • Founder, BOUMA Jasper Marcus Cornelis
  • Registered office clause, “3930 Hamont-Achel, Balenhoek 12” (deed in Dutch)
  • Director appointment, BOUMA Jasper Marcus Cornelis (director (not named in the articles))
  • Pre-incorporation commitments, “takeover, Alle verbintenissen en alle verplichtingen die eruit voortvloeien, en alle activiteiten ondernomen sinds 01-08-2024 door de comparant in naam en…” (deed in Dutch)
  • Power of attorney
  • Founding capital, €10,000

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

BJ Technics was incorporated on 19 September 2024 as a private limited company by one natural person, with a starting capital of €10,000.12 The registered office was moved to Bochoit in 2026.3 Since 2024, BOUMA Jasper Marcus Cornelis has served as director.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 23-09-2024
  3. 3Belgian Official Gazette, 15-09-2026
  4. 4National Bank, annual accounts 2025

Company details

Register details

Identity

KBO record
Name BJ Technics in Dutch
Enterprise number 1013.787.877
Legal form Private limited company
Status Active, normale toestand
Founded 19-09-2024
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 23-09-2024 (in Dutch)
Name clauseThe company operates under this name according to its articles.
BJ Technics
deed of 23-09-2024 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 23-09-2024 (in Dutch)

Registered office and establishments

Registered office Steenweg op Kleine Brogel 77, 3950 Bocholt, Belgium
1 former office
  • Balenhoek 12, 3930 Hamont-Achel until 26-05-2026 · act of 15-09-2026
Establishment unit BJ Technics, Steenweg op Kleine Brogel 77, 3950 Bocholt since 19-09-2024 · unit number 2.364.071.825

Activities

NACEBEL 2025
43211 General electrical installation work main activity
43221 Plumbing work
43222 Installation of electric heating, air conditioning, cooling and ventilation
43310 Plastering work
43320 Joinery installation
43331 Floor and wall tiling
Codes under NACEBEL 2008
43211 Specialised construction activities main activity
43221 Plumbing
43222 Specialised construction activities
43310 Plastering work
43320 Joinery installation
43331 Floor and wall tiling

Invoicing and payment

VAT number BE 1013.787.877
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1013787877
Other Peppol ID 9925:BE1013787877
Registered 09-03-2026

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 3 November 2026 · Peppol Directory

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1013.787.877

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of June at 18:00
deed of 23-09-2024 (in Dutch)
Meeting accessThe articles set who may attend the meeting and what is needed to be admitted.
“Indien enkel de stemrechten geschorst zijn, mag hij nog steeds deelnemen aan de algemene vergadering zonder te kunnen deelnemen aan de…”
deed of 23-09-2024 (in Dutch)
Proxy ruleThe articles set whether a shareholder may be represented at the meeting by someone else.
“Elke aandeelhouder kan aan ieder andere persoon, al dan niet aandeelhouder, door alle middelen van overdracht, een schriftelijke volmacht…”
deed of 23-09-2024 (in Dutch)
Voting ruleThe articles set which majority the meeting decides by, for example a simple or a special majority.
“Wettelijke en statutaire bepalingen betreffende de aandelen zonder stemrecht, 1”
“Meerderheid van stemmen, ongeacht het aantal effecten dat op de algemene vergadering vertegenwoordigd is”
deed of 23-09-2024 (in Dutch)

Sites & property

Location
registered office establishment The establishment unit on the map

Buildings and parcels at the address

Ground area
3,325 m²
Building footprint
179 m²
Building volume
925 m³
Cadastral parcel Region Area Buildings Height / floors
72016D0333/00S000 Flanders 3,325 m² 1 · 179 m² 8.4 m · 2