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BJ Technics

Active
Private limited companyfounded 2024active for 2 yearsSteenweg op Kleine Brogel 77, 3950 Bocholt, BelgiumKBO/BCE: BE 1013.787.877
Summary

BJ Technics has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €69,697 and a net result of €60,530. Its solvency ranks better than 57% of 34,483 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Activity
General electrical installation work
NACE 43211
1 site
Size
€131,712total assets 2025
Equity
€69,697
Profit
€60,530
Turnover not published (micro format)
Financial health
68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Structure
Accounts 32 days early
Why 68raises riskFounded in 20241 change of registered office in 24 monthslowers riskLiquidity: current ratio 2.09, cash €35,657Figures for financial year 2025 (filed 29-06-2026)Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 74% of its sector peers (NACE 43, micro)
Financial strength
Strong
Solvency 78
equity 52.9% of total assets
Liquidity 73
short-term debt 28.1% · cash 27.1%
Profitability 100
return on assets 46.0%
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,581 companies, NACE 43, micro)
Last 24 months 10-2025: 1.9% 11-2025: 1.9%● unchanged vs 10-2025 12-2025: 2.0%▲ +0.1 percentage points vs 11-2025 01-2026: 2.3%▲ +0.3 percentage points vs 12-2025 02-2026: 2.4%▲ +0.1 percentage points vs 01-2026 03-2026: 2.7%▲ +0.3 percentage points vs 02-2026 04-2026: 2.7%● unchanged vs 03-2026 05-2026: 3.0%▲ +0.3 percentage points vs 04-2026highest value 06-2026: 2.9%▼ -0.1 percentage points vs 05-2026 07-2026: 0.5%▼ -2.4 percentage points vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026lowest value 09-2026: 0.6%▲ +0.1 percentage points vs 08-2026 10-2026: 1.0%▲ +0.4 percentage points vs 09-2026
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity ample (current ratio 2.09, above the usual 1.5; short-term debt: 28.1% and cash: 27.1% of total assets), and 47.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 58% on solvency, 71% on liquidity and 92% on profitability.

The bankruptcy probability was computed on 19-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 2.09, cash €35,657
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Figures for financial year 2025 (filed 29-06-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
32 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Registered officeRegistered-office move · Power of…
  2. Annual accounts filedfinancial year 2025 · micro…
  3. IncorporationAppointment: BOUMA Jasper Marcus Cornelis…

Key points

  • Positive: Among the best 11% on net resultsector median €10,252 · 34,470 companies €60,530 View
  • Total assets 2025first financial year filed €131,712 View
  • Active since 2024founded 19-09-2024 2 years View

By topic

Financials

Financial year
2025
Total assets
€131,712
Profit
€60,530
Solvency
52.9%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
General electrical installation workNACE 43211
Founded
19-09-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
22
Who signs
The sole director
Annual meeting
Last Friday of June at 18:00
Statutory auditor
No statutory auditor
Go to Articles of association

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