BJ Construction
The computed 12-month bankruptcy probability of BJ Construction is 2.2% (moderate). The 2024 annual accounts show equity of €226k and a net result of €-160k. Equity is growing by ~59.1% per year across the filed fiscal years. Its solvency ranks better than 31% of 219 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €226k |
| Net result | €-160k |
| Staff (FTE) | 27.2 |
| Better than sector | 31% |
Fragile profile, watch profitability in particular.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 9.8% | 24.9% | |
| Net result | €-160k | €12k | |
| Equity | €226k | €55k | |
| Gross operating margin | €1.53M | €43k | |
| Staff costs | €1.36M | €112k |
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €91k |
| Net profit | €-160k |
| Cash flow | €-31k |
| Staff costs | €1.36M |
| Income taxes | €1k |
| Dividends | - |
| Total assets | €2.30M |
| Equity | €226k |
| Debt | €2.08M |
| of which ≤ 1y | €1.45M |
| of which > 1y | €586k |
| Working capital | €168k |
| Employees (FTE) | 27.2 |
| 2024 | |
|---|---|
| Current ratio | 1.12 |
| Quick ratio | 0.31 |
| Working capital ratio | 7.3% |
| Solvency | 9.8% |
| Debt / equity | 9.17 |
| Long-term debt ratio | 2.59 |
| Interest coverage | 0.75 |
| Gross margin | - |
| Net margin | - |
| ROA | -7.0% |
| ROE | -70.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €2.30M |
| Fixed assets | 21/28 | €685k |
| Formation expenses | 20 | €286 |
| Tangible fixed assets | 22/27 | €652k |
| Financial fixed assets | 28 | €34k |
| Current assets | 29/58 | €1.62M |
| Stocks & contracts in progress | 3 | €1.16M |
| Amounts receivable within one year | 40/41 | €437k |
| Cash & bank | 54/58 | €88 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €2.30M |
| Equity | 10/15 | €226k |
| Contributions / capital | 10/11 | €62k |
| Accumulated profits (losses) | 14 | €-114k |
| Amounts payable | 17/49 | €2.08M |
| Amounts payable after one year | 17 | €586k |
| Amounts payable within one year | 42/48 | €1.45M |
| Trade debts payable within one year | 44 | €493k |
| Income statement | ||
| Gross operating margin | 9900 | €1.53M |
| Operating result | 9901 | €-39k |
| Financial income | 75 | €571 |
| Financial charges | 65 | €121k |
| Result before taxes | 9903 | €-159k |
| Income taxes | 67/77 | €1k |
| Net result for the period | 9904 | €-160k |
| Result to be appropriated | 9905 | €-160k |
-
Current01-10-2025 → present
2 events
- 01-10-2025 Resigned· Director
- 01-10-2025 Appointed· Director
-
Current01-10-2025 → present
Former directors (1)
-
Former- → 14-05-2025
| NACE primary | Construction of buildings(41001) |
| Legal form | Public limited company(014) |
| Incorporation | 23-02-2021 |
| Status | Active |
| Postal code | 6870 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84059A1181/00T004 | Wallonia | 528 m² | 1 · 169 m² | - |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
06-01-2026 Registered office moved from LIBRAMONT-CHEVIGNY to SAINT-HUBERT
- Rue du Serpont 123, 6800 LIBRAMONT-CHEVIGNY → Rue du Mont 164A, 6870 SAINT-HUBERT
Technical details
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"events": [
{
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"seat_type": "statutaire",
"new_address": {
"city": "SAINT-HUBERT",
"region": null,
"street": "Rue du Mont",
"country": "BE",
"postcode": "6870",
"box_number": null,
"street_number": "164A"
},
"old_address": {
"city": "LIBRAMONT-CHEVIGNY",
"region": null,
"street": "Rue du Serpont",
"country": "BE",
"postcode": "6800",
"box_number": null,
"street_number": "123"
},
"effective_date": "2025-11-28",
"evidence_quote": "L\u0027assembl\u00E9e d\u00E9cide \u00E0 l\u0027unanimit\u00E9 de transf\u00E9rer le si\u00E8ge social \u00E0 6870 SAINT-HUBERT, Rue du Mont 164A \u00E0 partir de ce jour."
}
],
"schema": "v3.2",
"act_meta": {
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"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0763.957.548",
"name_full": "BJ CONSTRUCTION",
"legal_form": "SA"
}
}01-10-2025 2 directors appointed, 2 resigning
- Fabrice BAIJOT, Bestuurder
- Robin BAIJOT, Bestuurder
- Natacha JEROUVILLE, Bestuurder
- Fabrice BAIJOT, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Natacha JEROUVILLE",
"address": null,
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},
"effective_date": "2025-05-14",
"evidence_quote": "A. prend acte de la demande de d\u00E9mission, \u00E0 compter du 14 mai 2025, de Madame Natacha JEROUVILLE, domicili\u00E9e \u00E0 6800 Libramont-Chevigny, Lamouline, Le Pachis 3, de ses fonctions d\u2019administratrice et d\u2019administratrice-d\u00E9l\u00E9gu\u00E9e de la soci\u00E9t\u00E9. ... C. d\u00E9clare donner d\u00E9charge imm\u00E9diate, pleine et enti\u00E8re,",
"discharge_granted": true
},
{
"kind": "director_out",
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"name": "Fabrice BAIJOT",
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},
"evidence_quote": "A. de mettre fin aux mandats d\u2019administrateur et d\u2019administrateur-d\u00E9l\u00E9gu\u00E9 de Monsieur Fabrice BAIJOT, domicili\u00E9 \u00E0 6800 Libramont-Chevigny, Libramont, Rue des Champs 34.",
"discharge_granted": false
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Fabrice BAIJOT",
"address": null,
"birth_date": null
},
"evidence_quote": "C. d\u2019appeler Monsieur Fabrice BAIJOT, ci-avant plus amplement qualifi\u00E9, \u00E0 la fonction d\u2019administrateur unique de la soci\u00E9t\u00E9 ; lequel, ici pr\u00E9sent, accepte pr\u00E9sentement le mandat d\u2019administrateur unique non statutaire qui lui est conf\u00E9r\u00E9."
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Robin BAIJOT",
"address": null,
"birth_date": null
},
"evidence_quote": "B. d\u2019appeler \u00E0 cette fonction : Monsieur Robin BAIJOT, domicili\u00E9 \u00E0 6800 Libramont-Chevigny, Libramont, Rue du Pressoir 45 ; lequel a accept\u00E9 le mandat d\u2019administrateur suppl\u00E9ant lui conf\u00E9r\u00E9 aux termes d\u2019un document dat\u00E9 du 23 septembre 2025, sign\u00E9 num\u00E9riquement, qui demeurera dans le dossier de la s"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0763.957.548",
"name_full": "BJ CONSTRUCTION",
"legal_form": "SA"
}
}25-02-2021 Incorporation of a new SNC
Technical details
{
"kind": "oprichting",
"seat": "Rue du Serpont 123, 6800 Libramont-Chevigny",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": null,
"name": "JEROUVILLE Natacha",
"niss": null,
"address": null
},
"share_class": "actions sans d\u00E9signation de valeur nominale",
"partner_role": null,
"holder_org_kbo": null,
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"contribution_type": "cash",
"amount_paid_in_eur": 52000,
"holder_person_name": "JEROUVILLE Natacha",
"is_subscriber_only": true,
"n_shares_subscribed": 520,
"amount_subscribed_eur": 52000,
"is_anonymous_silent_partner": false
},
{
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"kind": "natural_person",
"person": {
"dob": null,
"name": "BAIJOT Fabrice Joseph",
"niss": null,
"address": null
},
"share_class": "actions sans d\u00E9signation de valeur nominale",
"partner_role": null,
"holder_org_kbo": null,
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"contribution_type": "cash",
"amount_paid_in_eur": 10000,
"holder_person_name": "BAIJOT Fabrice Joseph",
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"n_shares_subscribed": 100,
"amount_subscribed_eur": 10000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 62000,
"subject_company": {
"kbo": "0763.957.548",
"name_full": "BJ Construction",
"legal_form": "SNC"
},
"initial_directors": [],
"incorporation_date": "2021-02-19",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | BJ Construction |