Checked.be
Active
BE 0784.306.663Private limited companyOpen bankruptcy
BJ CONCEPTION
· 4 yrs active
Sector: Construction of buildings
(41001)
Conclusion
A bankruptcy procedure is open for BJ CONCEPTION according to publications in the Belgian State Gazette. The file additionally contains 1 administrative flag. The 2022 annual accounts show equity of €52k and a net result of €37k.
Based on the State Gazette, CBE and 1 annual account.
Key figures
| Equity | €52k |
| Net result | €37k |
| Staff (FTE) | 1 |
| Better than sector | 86% |
Snowflake analysis
57
/ 100
Mixed profile: strong on profitability, weaker on stability.
Health
33
Profitability
100
Solvency
100
Growth
50
Stability
0
Bankruptcy probability (12 mo)
Bankruptcy opened
A bankruptcy procedure is already open — a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.
Risk Assessment
53 / 100
High riskComponents
· Open bankruptcy (+50)
· 1 administrative flag (+3)
Trust signals
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags
Address struck
Health barometer
33
/ 100
Weak
Unlock the full score breakdown, per-year score history and the indicative credit limit from Starter.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.
Financial overview
Annual accounts filed on 05-12-2023 with the NBB · fiscal year 2022 · micro
Sector comparison
Fiscal year 2022 · NACE 41 — Construction of buildings · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 68.7% | 33.8% | |
| Net result | €37k | €12k | |
| Equity | €52k | €18k | |
| Gross operating margin | €67k | €23k | |
| Staff costs | €17k | €20k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2022 |
|---|---|
| Revenue | — |
| EBITDA | €49k |
| Net profit | €37k |
| Cash flow | €38k |
| Staff costs | €17k |
| Income taxes | €11k |
| Dividends | — |
| Total assets | €76k |
| Equity | €52k |
| Debt | €24k |
| of which ≤ 1y | €24k |
| of which > 1y | — |
| Working capital | €45k |
| Employees (FTE) | 1.0 |
Ratios (computed)
| 2022 | |
|---|---|
| Current ratio | 2.92 |
| Quick ratio | 2.92 |
| Working capital ratio | 60.1% |
| Solvency | 68.7% |
| Debt / equity | 0.46 |
| Long-term debt ratio | — |
| Interest coverage | 75.43 |
| Gross margin | — |
| Net margin | — |
| ROA | 48.9% |
| ROE | 71.1% |
| EBITDA margin | — |
| Days sales outstanding | — |
| Days payable outstanding | — |
| Inventory turnover | — |
| Days inventory (DSI) | — |
Balance-sheet composition 2022
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2022 |
|---|---|---|
| Balance sheet — Assets | ||
| TOTAL ASSETS | 20/58 | €76k |
| Fixed assets | 21/28 | €7k |
| Tangible fixed assets | 22/27 | €7k |
| Current assets | 29/58 | €69k |
| Amounts receivable within one year | 40/41 | €69k |
| Cash & bank | 54/58 | €206 |
| Balance sheet — Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €76k |
| Equity | 10/15 | €52k |
| Contributions / capital | 10/11 | €15k |
| Accumulated profits (losses) | 14 | €37k |
| Amounts payable | 17/49 | €24k |
| Amounts payable within one year | 42/48 | €24k |
| Trade debts payable within one year | 44 | €7k |
| Income statement | ||
| Gross operating margin | 9900 | €67k |
| Operating result | 9901 | €48k |
| Financial income | 75 | €5 |
| Financial charges | 65 | €651 |
| Result before taxes | 9903 | €48k |
| Income taxes | 67/77 | €11k |
| Net result for the period | 9904 | €37k |
| Result to be appropriated | 9905 | €37k |
Ratios computed by Checked.
Directors & mandates
| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | JACQUES ARNAUTS-SMEETS KUNSTLAAN 24 BUS 9,
1000 BRUSSEL 1 |
05-08-2025 → present | Belgian State Gazette |
| Curator | BERT DEHANDSCHUTTER EDMOND TOLLENAERE-
STRAAT 56-76 B23, 1020 BRUSSEL 2- bert.dehandschutter@modo-
law.be |
30-01-2024 → present | Belgian State Gazette |
Legal Structure
| NACE primary | Construction of buildings(41001) |
| Legal form | Private limited company(610) |
| Incorporation | 31-03-2022 |
| Status | Active |
| Postal code | — |
| First BS signal | 05-02-2024 |
| Latest BS signal | 12-08-2025 |
Company structure — linked entities
Mandates
↔
1
of these mandate-holders are active on other cases — click any red card to open that KBO.
Establishment units
BJ CONCEPTION
since 20222.330.607.617
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22002C0073/00N009 | Flanders | 1.1 ha | 1 · 865 m² | 42.8 m · 14 fl. |
| 52045A0524/00L003 | Wallonia | 2,082 m² | 1 · 1,174 m² | — |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data — this is not proof of ownership.
Updates
A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2025
15-12-2025
KBO administration
Address strikeout main
15-12-2025
KBO administration
Address strikeout main
12-08-2025
Bankruptcy
Opening
2024
19-02-2024
Bankruptcy
Bankruptcy reversal
05-02-2024
Bankruptcy
Opening
2023
05-12-2023
NBB filing
Annual accounts filed
Lifecycle & Insolvency Signals
15-12-2025
KBO administration
Address strikeout main
12-08-2025
Bankruptcy
Opening
19-02-2024
Bankruptcy
Bankruptcy reversal
05-02-2024
Bankruptcy
Opening
Time machine — BS events + macro context
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023–2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Credit advice
AI due-diligence brief
Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE)
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Handelsbemiddeling in textiel, kleding, bont, schoeisel en lederwaren46160Handelsbemiddeling in de groothandel in textiel, kleding, bont, schoeisel en lederwaren46160Groothandel in parfumerieën en cosmetica46450Groothandel in parfumerieën en cosmetica46450
Primary activity highlighted.
Names & trade names
| Legal nameNL | BJ CONCEPTION |
Registration history
- 15-12-2025 Address strikeout main
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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