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Complete company report
Generated 11-07-2026
Active BE 0803.123.871Public limited company

BIZZAPPS

Duwijckstraat 17 ·2500 Lier, Belgium· 3 yrs active
Sector: Computer programming & consultancy (62100)
Conclusion Checked

The computed 12-month bankruptcy probability of BIZZAPPS is 0.6% (low). The 2025 annual accounts show equity of €174k and a net result of €-53k. Its solvency ranks better than 22% of 2732 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €174k
Net result €-53k
Staff (FTE) 4.9
Better than sector 22%
Snowflake analysis 5 axes · computed by Checked
Health40Profitability0Solvency23Growth32Stability94
38 / 100

Fragile profile, watch profitability in particular.

Health 40
Profitability 0
Solvency 23
Growth 32
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
0.6% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2025 · computed
40 / 100 Weak
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 10-01-2026 with the NBB · fiscal year 2025 · micro
€-100k€-50k€0€50kOperating result 2024: €61k€61kNet result 2024: €28k€28kOperating result 2025: €-26k€-26kNet result 2025: €-53k€-53k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 15.5% 62.2%
better than 22% of 2732 sector peers
Net result €-53k €40k
better than 5% of 2734 sector peers
Equity €174k €62k
better than 87% of 2733 sector peers
Gross operating margin €398k €63k
better than 95% of 2734 sector peers
Staff costs €342k €17k
higher than 95% of 356 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€50k
-59.8% 24-25
Net profit
€-53k
- 24-25
Cash flow
€23k
-75.2% 24-25
Total assets
€1.13M
+10.5% 24-25
Equity
€174k
-23.4% 24-25
Working capital
€37k
-72.1% 24-25
Employees (FTE)
5
+63.3% 24-25
Staff costs
€342k
+85.2% 24-25
Income taxes
€942
-87.1% 24-25
Debt
€953k
+20.3% 24-25
Debt ≤ 1y
€436k
+37.0% 24-25
Debt > 1y
€345k
+4.9% 24-25
Current ratio
1.09
-23.5% 24-25
Quick ratio
1.09
-23.5% 24-25
Solvency
15.5%
-30.7% 24-25
Debt / equity
5.47
+56.9% 24-25
ROE
-30.5%
- 24-25
ROA
-4.7%
- 24-25
Interest coverage
1.86
-61.1% 24-25
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€50k
Net profit€-53k
Cash flow€23k
Staff costs€342k
Income taxes€942
Dividends-
Total assets€1.13M
Equity€174k
Debt€953k
of which ≤ 1y€436k
of which > 1y€345k
Working capital€37k
Employees (FTE)4.9
Ratios (computed)
2025
Current ratio1.09
Quick ratio1.09
Working capital ratio3.3%
Solvency15.5%
Debt / equity5.47
Long-term debt ratio1.98
Interest coverage1.86
Gross margin-
Net margin-
ROA-4.7%
ROE-30.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€1.13M
Fixed assets 21/28€655k
Intangible fixed assets 21€629k
Tangible fixed assets 22/27€24k
Financial fixed assets 28€1k
Current assets 29/58€473k
Amounts receivable within one year 40/41€341k
Cash & bank 54/58€94k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.13M
Equity 10/15€174k
Contributions / capital 10/11€200k
Reserves 13€20k
Accumulated profits (losses) 14€-46k
Amounts payable 17/49€953k
Amounts payable after one year 17€345k
Amounts payable within one year 42/48€436k
Trade debts payable within one year 44€259k
Income statement
Gross operating margin 9900€398k
Operating result 9901€-26k
Financial income 75€438
Financial charges 65€27k
Result before taxes 9903€-52k
Income taxes 67/77€942
Net result for the period 9904€-53k
Result to be appropriated 9905€-53k
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Ratios computed by Checked.
Legal Structure
NACE primary Computer programming & consultancy(62100)
Legal form Public limited company(014)
Incorporation23-06-2023
StatusActive
Postal code2500
Establishment units 2 locations
BIZZAPPS
Duwijckstraat 17, 2500 LierGroothandel in computers, randapparatuur en software
since 20232.346.888.571
BIZZAPPS
Moutstraat 124, 9000 GentGroothandel in computers, randapparatuur en software
since 20232.353.176.943
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12392A0300/00C000 Flanders 5.6 ha 1 · 2.3 ha 20.8 m · 3 fl.
44808H0324/00F000 Flanders 2.0 ha 1 · 1,138 m² 32.6 m · 10 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
10-01-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
26-01-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Ontwerpen en programmeren van computerprogramma's62010Ontwerpen van computerprogramma’s62100Overige diensten op het gebied van informatietechnologie en computer62090Overige diensten op het gebied van informatietechnologie en computer62900Computerinfrastructuur, gegevensverwerking, hosting en aanverwante activiteiten63100Gegevensverwerking, webhosting en aanverwante activiteiten63110Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL BIZZAPPS
Registered office
Duwijckstraat 17
2500 Lier, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative