BIZZ NIZZ
ActiveSummary
BIZZ NIZZ has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.2m and a net result of -€3,339. Equity is growing by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 1683 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability18▲+5
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85,000 at 30 days acceptable
cash: 42.4% of total assets, and 0% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
18192022232425
2018 to 2025 · latest year -€3,339
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 06-11-2025, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
6 d late
2024
30 d late
2023
on the day
2022
30 d late
2020
228 d late
2019
101 d late
2018
69 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 47 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 18 November (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
31-03-2026 close30-09-2026 today31-10-2026 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Equity
€1.2m▼ 0.3%
2024 · €1.2m
Total assets
€1.2m▼ 0.3%
2024 · €1.2m
Net result
-€3,339▲ 93.9%
2024 · -€54,886
Working capital
€1.2m▼ 79.4%
2022 · €5.9m
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202022202320242025
Operating result€1.4m▲ 136%€143,957--€22,504-€70,347▼ 213%-€42,240▲ 40.0%
Net result€3.3mabove the sector's middle half▲ 744%€1.8mabove the sector's middle half-€318,638above the sector's middle half▼ 82.4%-€54,886below the sector's middle half-€3,339below the sector's middle half▲ 93.9%
Equity€4.1mabove the sector's middle half▲ 417%€5.9mabove the sector's middle half-€1.2mabove the sector's middle half▼ 79.4%€1.2mabove the sector's middle half▼ 4.5%€1.2mabove the sector's middle half▼ 0.3%
Total assets€4.3mabove the sector's middle half▲ 268%€6.0mabove the sector's middle half-€1.2mwithin the sector's middle half▼ 79.6%€1.2mwithin the sector's middle half▼ 5.2%€1.2mwithin the sector's middle half▼ 0.3%
Debt€225,276▼ 40.9%€116,435-€8,313▼ 92.9%
Working capital€4.0mabove the sector's middle half▲ 468%€5.9mabove the sector's middle half-€1.2mabove the sector's middle half▼ 79.4%
Solvency94.8%above the sector's middle half▲ 27.3pp98.1%above the sector's middle half-99.3%above the sector's middle half▲ 1.3pp100.0%above the sector's middle half▲ 0.7pp100.0%above the sector's middle half=
Current ratio18.84above the sector's middle half▲ 15.9851.29above the sector's middle half-
Return on assets (ROA)76.4%above the sector's middle half▲ 43.1pp30.1%above the sector's middle half-26.1%above the sector's middle half▼ 4.0pp-4.7%below the sector's middle half▼ 30.8pp-0.3%within the sector's middle half▲ 4.4pp
Staff (FTE)4within the sector's middle half▲ 14.3%3within the sector's middle half-2.1within the sector's middle half▼ 30.0%0.5below the sector's middle half▼ 76.2%
above
within
below
the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Why a figure moved sharply
- 2023 Net result -82% on 2022. The previous fiscal year ran 15 months, this one 12.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €42,240 in 2025 against €70,347 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.2m
Fixed assets
€791 ▼ 41.4%
Current assets
€1.2m ▼ 0.2%
Key figures and ratios
EBITDA
-€41,682▲
2024 · -€66,961
Cash flow
-€2,781▲
2024 · -€51,500
ROE
-0.3%▲
2024 · -4.7%
Interest coverage
-141.90▲
2024 · -187.72
Income taxes
-€39,195
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,687 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 94% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a small loss
0.6%
went bankrupt
5.4%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,687 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €327,861 | €133,399 | €41,532 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €27,565 | €31,998 | €20,013 | €3,386 | €558 | ▼ 83.5% |
| Other operating charges640/8 | - | €3,439 | €970 | €493 | €1,136 | ▲ 130% |
| Non-recurring operating charges66A | - | - | €911 | - | €23,000 | - |
| Gross operating margin9900 | €1.6m | €507,255 | €132,789 | -€24,936 | -€17,546 | ▲ 29.6% |
| Operating profit (loss)9901 | €1.4m | €143,957 | -€22,504 | -€70,347 | -€42,240 | ▲ 40.0% |
| Financial income75/76B | - | €1.9m | €385,855 | €15,818 | - | - |
| Recurring financial income75 | €2.0m | €1.9m | €385,855 | €15,818 | - | - |
| Financial charges65/66B | - | €5,429 | €3,750 | €357 | €294 | ▼ 17.6% |
| Recurring financial charges65 | €678 | €5,429 | €3,750 | €357 | €294 | ▼ 17.6% |
| Profit (loss) for the period before taxes9903 | €3.3m | €2.1m | €359,601 | -€54,886 | -€42,533 | ▲ 22.5% |
| Income taxes67/77 | €41,000 | €267,043 | €40,963 | - | -€39,195 | - |
| Profit (loss) for the period9904 | €3.3m | €1.8m | €318,638 | -€54,886 | -€3,339 | ▲ 93.9% |
| Profit (loss) for the period to be appropriated9905 | €3.3m | €1.8m | €318,638 | -€54,886 | -€3,339 | ▲ 93.9% |
| Line | 2020 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €4.3m | €6.0m | €1.2m | €1.2m | €1.2m | ▼ 0.3% |
| Fixed assets21/28 | €61,674 | €32,078 | €4,734 | €1,349 | €791 | ▼ 41.4% |
| Intangible fixed assets21 | €28,571 | €10,714 | - | - | - | - |
| Tangible fixed assets22/27 | €26,682 | €14,944 | €4,734 | €1,349 | €791 | ▼ 41.4% |
| Plant, machinery and equipment23 | - | €3,299 | €601 | - | - | - |
| Furniture and vehicles24 | - | €11,644 | €4,134 | €1,349 | €791 | ▼ 41.4% |
| Financial fixed assets28 | €6,420 | €6,420 | - | - | - | - |
| Current assets29/58 | €4.2m | €6.0m | €1.2m | €1.2m | €1.2m | ▼ 0.2% |
| Amounts receivable within one year40/41 | €591,759 | €551,719 | €676,586 | €692,053 | €665,201 | ▼ 3.9% |
| Trade receivables40 | - | €71,963 | €675,920 | €687,101 | €664,101 | ▼ 3.3% |
| Other amounts receivable41 | - | €479,756 | €666 | €4,952 | €1,100 | ▼ 77.8% |
| Cash at bank and in hand54/58 | €483,049 | €5.4m | €540,507 | €465,527 | €489,598 | ▲ 5.2% |
| Deferred charges and accrued income490/1 | - | €666 | €300 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €4.3m | €6.0m | €1.2m | €1.2m | €1.2m | ▼ 0.3% |
| Equity10/15 | €4.1m | €5.9m | €1.2m | €1.2m | €1.2m | ▼ 0.3% |
| Contributions10/11 | - | €118,600 | €118,600 | €118,600 | €118,600 | = |
| Reserves13 | €11,860 | €11,860 | €11,860 | €11,860 | €11,860 | = |
| Non-distributable reserves130/1 | - | €11,860 | €11,860 | €11,860 | €11,860 | = |
| Reserves not available under the articles1311 | - | €11,860 | €11,860 | €11,860 | €11,860 | = |
| Profit (loss) carried forward14 | €3.9m | €5.8m | €1.1m | €1.0m | €1.0m | ▼ 0.3% |
| Amounts payable17/49 | €225,276 | €116,435 | €8,313 | - | - | - |
| Amounts payable within one year42/48 | €225,276 | €116,435 | €8,313 | - | - | - |
| Trade debts44 | €166,138 | €74,417 | - | - | - | - |
| Suppliers440/4 | - | €74,417 | - | - | - | - |
| Taxes, remuneration and social security45 | - | €42,018 | €8,313 | - | - | - |
| Remuneration and social security454/9 | - | €42,018 | €8,313 | - | - | - |
| Line | 2020 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3.3m | €1.8m | €318,638 | -€54,886 | -€3,339 | ▲ 93.9% |
| + Depreciation and write-downs630 | €27,565 | €31,998 | €20,013 | €3,386 | €558 | ▼ 83.5% |
| Operating cash flow (approximation) | €3.3m | €1.8m | €338,651 | -€51,500 | -€2,781 | ▲ 94.6% |
| Investment in fixed assets (approximation) | - | - | €7,331 | €0 | €0 | - |
| Change in cash | - | - | -€4.9m | -€74,980 | €24,071 | ▲ 132% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
06-11
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 6 days late
2024
30-11
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 30 days late
31-03
Financial
Weakest financial yearnet -€54,886
Net result drops to -€54,886, the lowest in the series; recovery starts the following year.
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial
Liquidity triplescurrent ratio 146.44
Current ratio from 51.29 to 146.44; short-term debt falls from €116,435 to €8,313.
2022
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
31-03
Financial
Liquidity triplescurrent ratio 51.29
Current ratio from 18.84 to 51.29; short-term debt falls from €225,276 to €116,435.
31-03
Financial
Equity above €5mEq €5.9m ▲44.3%
4 profitable years in a row build equity to €5.9m.
16-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 228 days late
2020
31-12
Financial
Highest result since 2018net €3.3m ▲744%
Operating result €1.4m, net result €3.3m, both a record.
31-12
Financial
Liquidity times 7current ratio 18.84
Current ratio from 2.86 to 18.84; short-term debt falls from €381,171 to €225,276.
31-12
Financial
Equity above €2mEq €4.1m ▲417%
3 profitable years in a row build equity to €4.1m.
Show earlier events
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 101 days late
2019
31-12
Financial
Equity above €500,000Eq €789,842 ▲100%
2 profitable years in a row build equity to €789,842.
23-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
08-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
10-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2015
Ground area
1,054 m²
Building footprint
238 m²
Volume, LiDAR
1,387 m³
2 parcels, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
STUDiO iBiZZ
since 20152.239.159.579
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11322E0429/00S003 | Flanders | 642 m² | 1 · 137 m² | 7.4 m · 2 fl. |
| 11041A0358/00C000 | Flanders | 411 m² | 1 · 100 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Carbon 12.011
BE 0473.578.447
Waterloo · Eq €1,163,744
BALU VENTURES
BE 0839.859.652
Antwerpen · Eq €1,166,503
DESK SERVICES
BE 0459.550.168
Lanaken · Eq €1,143,656
CHRIS COMMUNICATIONS
BE 0449.157.807
Liège · Eq €1,170,168
DELTA COMPO
BE 0435.626.109
Crisnée · Eq €1,139,597
Of 9,863 companies in sector 73110 we hold annual accounts for 3,759. 1,468 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-01-2015
Fiscal year end31-03
Activities, NACEBEL 2025
73110Advertising agencies
46180Agents specialised in the wholesale of other particular products
63100Computing infrastructure, data processing, hosting and related activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0507990483
Also
9925:BE0507990483
Registered
31-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.