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BIZZ COM

Active
Private limited company (pre-2019)founded 2003active for 23 yearsSint-Martinusstraat 45, 1700 Dilbeek, BelgiumKBO/BCE: BE 0479.297.487
Summary

BIZZ COM has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €806,713 and a net result of €59,437, of which €56,397 non-recurring income. Equity is growing by about 2.6% per year across the filed financial years. Its solvency ranks better than 41% of 39,152 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Financials · financial year 2025, micro format

Turnover
≈ €360,000
Estimated: probably between €300,000 and €640,000
Total assets
€1.8m▼ 7.3%
2024 · €1.9m
Net result
€59,437
2024 · -€12,849
Working capital
-€256,671▼ 3.5%
2024 · -€248,036
Trend over the years

2021 to 2025, 5 financial years 2019 to 2025, 7 financial years

After the dip in 2023 the operating result has climbed two years in a row; 2025 is 16% above 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€0.1m 2025 Net result€0.06m 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2019202020212022202320242025
Operating result€0.2m-€0.2m▼ 2.8%€0.04m▼ 74.7%€0.2m▲ 263%-€0.02m€0.09m€0.1m▲ 15.5%
Net result€0.1m-€0.1mabove the sector's middle half▼ 26.3%€0.004mwithin the sector's middle half▼ 96.0%€0.09mabove the sector's middle half▲ 23×-€0.06mbelow the sector's middle half-€0.01mbelow the sector's middle half▲ 78.6%€0.06mwithin the sector's middle half
Equity€0.6m-€0.7mabove the sector's middle half▲ 15.8%€0.7mabove the sector's middle half▲ 0.6%€0.8mabove the sector's middle half▲ 12.5%€0.8mabove the sector's middle half▼ 7.3%€0.7mabove the sector's middle half▼ 1.7%€0.8mabove the sector's middle half▲ 8.0%
Total assets€2.1m-€2.2mabove the sector's middle half▲ 0.4%€2.2mabove the sector's middle half▲ 2.6%€2.1mabove the sector's middle half▼ 5.5%€2.0mabove the sector's middle half▼ 3.8%€1.9mabove the sector's middle half▼ 4.1%€1.8mabove the sector's middle half▼ 7.3%
Debt€1.5m-€1.4m▼ 5.9%€1.5m▲ 3.6%€1.3m▼ 14.3%€1.2m▼ 6.6%€1.1m▼ 5.2%€1.0m▼ 12.9%
Working capital-€0.3m--€0.3mbelow the sector's middle half▼ 1.0%-€0.3mbelow the sector's middle half▲ 23.5%-€0.1mbelow the sector's middle half▲ 48.1%-€0.2mbelow the sector's middle half▼ 71.4%-€0.2mbelow the sector's middle half▼ 11.4%-€0.3mbelow the sector's middle half▼ 3.5%
Solvency29.2%-33.6%within the sector's middle half▲ 4.5pp33.0%within the sector's middle half▼ 0.7pp39.2%within the sector's middle half▲ 6.3pp37.8%within the sector's middle half▼ 1.4pp38.7%within the sector's middle half▲ 0.9pp45.1%within the sector's middle half▲ 6.4pp
Current ratio0.28-0.26below the sector's middle half▼ 0.030.24below the sector's middle half▼ 0.020.47below the sector's middle half▲ 0.230.20below the sector's middle half▼ 0.270.24below the sector's middle half▲ 0.050.14below the sector's middle half▼ 0.11
Return on assets (ROA)6.3%-4.6%within the sector's middle half▼ 1.7pp0.2%below the sector's middle half▼ 4.4pp4.4%within the sector's middle half▲ 4.2pp-3.0%below the sector's middle half▼ 7.3pp-0.7%below the sector's middle half▲ 2.3pp3.3%within the sector's middle half▲ 4.0pp
above within below the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.8m
Fixed assets €1.7m ▼ 5.5%
Current assets €40,577 ▼ 49.5%
Equity and liabilities €1.8m
Equity €806,713 ▲ 8.0%
Provisions €0 ▼ 100%
Debt €980,251 ▼ 12.9%
Debt's share of the balance-sheet total falls from 58.3% to 54.9%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€234,480▲
2024 · €221,551
Cash flow
€186,184▲
2024 · €115,434
Debt to equity
1.22▼
2024 · 1.51
ROE
7.4%▲
2024 · -1.7%
Interest coverage
7.63▲
2024 · 2.08
Debt ≤ 1 year
€297,248▼
2024 · €328,440
Debt > 1 year
€676,196▼
2024 · €786,464
Income taxes
€17,562▲
2024 · €1
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 14,766 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96.1% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.2% went bankrupt
3.5% stopped otherwise
96.1% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 14,766 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.9m€1.8m▼
Fixed assets21/28€1.8m€1.7m▼
Tangible fixed assets22/27€1.8m€1.7m▼
Land and buildings22€1.8m€1.7m▼
Plant, machinery and equipment23€0.004m€0.004m▼
Furniture and vehicles24€0.02m€0.02m▼
Other tangible fixed assets26€0.008m€0.007m▼
Financial fixed assets28€0.001m€0.001m=
Current assets29/58€0.08m€0.04m▼
Amounts receivable within one year40/41€0.06m€0.02m▼
Trade receivables40€0.06m€0.02m▼
Other amounts receivable41€78-
Current investments50/53€0.01m€0.02m▲
Cash at bank and in hand54/58€0.003m€0.009m▲
Equity and liabilities
Total equity and liabilities10/49€1.9m€1.8m▼
Equity10/15€0.7m€0.8m▲
Contributions10/11€0.7m€0.7m=
Reserves13€0.3m€0.3m▲
Non-distributable reserves130/1€0.07m€0.07m=
Reserves not available under the articles1311€0.07m€0.07m=
Distributable reserves133€0.2m€0.2m▲
Profit (loss) carried forward14-€0.2m-€0.2m=
Provisions and deferred taxes16€0.06m-
Provisions for liabilities and charges160/5€0.06m-
Other liabilities and charges164/5€0.06m-
Amounts payable17/49€1.1m€1.0m▼
Amounts payable after more than one year17€0.8m€0.7m▼
Financial debts170/4€0.8m€0.7m▼
Amounts payable within one year42/48€0.3m€0.3m▼
Current portion of amounts payable after more than one year42€0.1m€0.1m▼
Financial debts43€0.01m€0.001m▼
Credit institutions430/8€0.01m€0.001m▼
Trade debts44€0.007m€0.02m▲
Suppliers440/4€0.007m€0.02m▲
Advances received on contracts in progress46€0.01m€0.01m=
Taxes, remuneration and social security45€0.01m€0.03m▲
Taxes450/3€0.01m€0.03m▲
Other amounts payable47/48€0.2m€0.1m▼
Accrued charges and deferred income492/3€0.01m€0.007m▼
Income statement Code20242025
Non-recurring operating income76A-€0.06m
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.1m€0.1m▼
Provisions for liabilities and charges: additions (uses and reversals)635/8-€0.008m-
Other operating charges640/8€0.01m€0.02m▲
Gross operating margin9900€0.2m€0.3m▲
Operating profit (loss)9901€0.09m€0.1m▲
Financial income75/76B€194€15▼
Recurring financial income75€194€15▼
Financial charges65/66B€0.1m€0.03m▼
Recurring financial charges65€0.1m€0.03m▼
Profit (loss) for the period before taxes9903-€0.01m€0.08m▲
Income taxes67/77€1€0.02m▲
Profit (loss) for the period9904-€0.01m€0.06m▲
Profit (loss) for the period to be appropriated9905-€0.01m€0.06m▲
Appropriation of the result
Profit (loss) to be appropriated9906-€0.2m-€0.1m▲
Profit (loss) brought forward from the previous period14P-€0.2m-€0.2m▼
Transfer to equity691/2-€0.06m
To other reserves6921-€0.06m

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2019202020212022202320242025Change
Non-recurring operating income76A---€1,804--€56,397-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€120,206€120,490€166,823€112,338€116,433€128,283€126,746▼ 1.2%
Provisions for liabilities and charges: additions (uses and reversals)635/8----€64,519-€8,123--
Other operating charges640/8---€11,058€7,542€13,055€20,730▲ 58.8%
Non-recurring operating charges66A---€0----
Gross operating margin9900€314,060€304,469€228,146€284,277€166,685€226,484€255,209▲ 12.7%
Operating profit (loss)9901€179,908€174,841€44,274€160,881-€21,809€93,268€107,733▲ 15.5%
Financial income75/76B---€52€3€194€15▼ 92.3%
Recurring financial income75€12,513€4€45€52€3€194€15▼ 92.3%
Financial charges65/66B---€39,373€37,871€106,310€30,748▼ 71.1%
Recurring financial charges65€49,293€38,605€37,934€39,373€34,971€106,310€30,748▼ 71.1%
Non-recurring financial charges66B----€2,900---
Profit (loss) for the period before taxes9903€143,128€136,241€6,385€121,560-€59,677-€12,848€77,000-
Income taxes67/77€8,672€37,186€2,397€30,442€274€1€17,562▲ 14,395×
Profit (loss) for the period9904€134,456€99,055€3,988€91,118-€59,952-€12,849€59,437-
Profit (loss) for the period to be appropriated9905€134,456€99,055€3,988€91,118-€59,952-€12,849€59,437-
Line2019202020212022202320242025Change
Assets
Total assets20/58€2.1m€2.2m€2.2m€2.1m€2.0m€1.9m€1.8m▼ 7.3%
Fixed assets21/28€2.0m€2.0m€2.1m€2.0m€2.0m€1.8m€1.7m▼ 5.5%
Tangible fixed assets22/27€2.0m€2.0m€2.1m€2.0m€2.0m€1.8m€1.7m▼ 5.5%
Land and buildings22---€2.0m€1.9m€1.8m€1.7m▼ 5.5%
Plant, machinery and equipment23---€0.002m€0.004m€0.004m€0.004m▼ 6.6%
Furniture and vehicles24---€0.01m€0.02m€0.02m€0.02m▼ 1.8%
Other tangible fixed assets26---€0.008m€0.007m€0.008m€0.007m▼ 10.7%
Financial fixed assets28-€0.04m€0.001m€0.001m€0.001m€0.001m€0.001m=
Current assets29/58€0.1m€0.1m€0.08m€0.1m€0.05m€0.08m€0.04m▼ 49.5%
Amounts receivable within one year40/41€0.08m€0.08m€0.05m€0.06m€0.02m€0.06m€0.02m▼ 75.2%
Trade receivables40---€0.06m€0.02m€0.06m€0.02m▼ 75.2%
Other amounts receivable41---€0€21€78--
Current investments50/53-€75€0.01m€0.04m€0.03m€0.01m€0.02m▲ 12.4%
Cash at bank and in hand54/58€0.04m€0.006m€0.004m€0.009m€0.005m€0.003m€0.009m▲ 205%
Deferred charges and accrued income490/1---€0.01m----
Equity and liabilities
Total equity and liabilities10/49€2.1m€2.2m€2.2m€2.1m€2.0m€1.9m€1.8m▼ 7.3%
Equity10/15€0.6m€0.7m€0.7m€0.8m€0.8m€0.7m€0.8m▲ 8.0%
Contributions10/11€0.7m€0.7m-€0.7m€0.7m€0.7m€0.7m=
Reserves13€0.3m€0.3m€0.3m€0.3m€0.3m€0.3m€0.3m▲ 23.4%
Non-distributable reserves130/1---€0.07m€0.07m€0.07m€0.07m=
Reserves not available under the articles1311---€0.07m€0.07m€0.07m€0.07m=
Distributable reserves133---€0.2m€0.2m€0.2m€0.2m▲ 32.0%
Profit (loss) carried forward14-€0.3m-€0.2m-€0.2m-€0.1m-€0.2m-€0.2m-€0.2m=
Provisions and deferred taxes16----€0.06m€0.06m--
Provisions for liabilities and charges160/5----€0.06m€0.06m--
Other liabilities and charges164/5----€0.06m€0.06m--
Amounts payable17/49€1.5m€1.4m€1.5m€1.3m€1.2m€1.1m€1.0m▼ 12.9%
Amounts payable after more than one year17€1.1m€1.0m€1.1m€1.0m€0.9m€0.8m€0.7m▼ 14.0%
Financial debts170/4---€1.0m€0.9m€0.8m€0.7m▼ 14.0%
Amounts payable within one year42/48€0.5m€0.4m€0.3m€0.2m€0.3m€0.3m€0.3m▼ 9.5%
Current portion of amounts payable after more than one year42---€0.1m€0.1m€0.1m€0.1m▼ 3.2%
Financial debts43---€427-€0.01m€0.001m▼ 92.5%
Credit institutions430/8---€427-€0.01m€0.001m▼ 92.5%
Trade debts44€0.03m€0.09m€0.04m€0.02m€0.01m€0.007m€0.02m▲ 136%
Suppliers440/4---€0.02m€0.01m€0.007m€0.02m▲ 136%
Advances received on contracts in progress46---€0.01m€0.01m€0.01m€0.01m=
Taxes, remuneration and social security45---€0.04m€0.005m€0.01m€0.03m▲ 109%
Taxes450/3---€0.04m€0.005m€0.01m€0.03m▲ 109%
Other amounts payable47/48---€0.05m€0.1m€0.2m€0.1m▼ 22.9%
Accrued charges and deferred income492/3---€0.01m€0.009m€0.01m€0.007m▼ 32.4%
Line2019202020212022202320242025Change
Profit (loss) for the period9904€134,456€99,055€3,988€91,118-€59,952-€12,849€59,437-
+ Depreciation and write-downs630€120,206€120,490€166,823€112,338€116,433€128,283€126,746▼ 1.2%
Operating cash flow (approximation)€254,662€219,545€170,810€203,456€56,481€115,434€186,184▲ 61.3%
Investment in fixed assets (approximation)--€144,226-€257,150€43,102-€96,345-€20,222-€24,887▼ 23.1%
Change in cash--€34,107-€1,793€4,825-€4,353-€1,949€6,140-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Latest 10 of 22 filings with the National Bank
Financial year Type Filed Reference
30-06-2025 micro format 31-01-2026 2026-00024821
30-06-2024 micro format 05-02-2025 2025-00028487
30-06-2023 micro format 25-01-2024 2024-00008015
30-06-2022 micro format 26-09-2022 2022-20437232
30-06-2021 micro format 02-11-2021 2021-75800590
30-06-2020 micro format 21-01-2021 2021-01400019
30-06-2019 micro format 17-12-2019 2019-76500489
30-06-2018 abbreviated format 14-01-2019 2019-01500040
30-06-2017 abbreviated format 25-05-2018 2018-14100526
30-06-2016 abbreviated format 31-03-2017 2017-07800108

Show all 22 filings

Similar companies · same sector, comparable size

Of the 82,475 active companies whose main activity is business and other management consultancy (NACE 70200), figures are known for 54,494. 30,532 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.