BIZZ COM
ActiveBIZZ COM has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €807k and a net result of €59k. Equity is growing by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 41% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability37▲+37
Solvency57▲+8
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity short (current ratio 0.14 against 0.24 in 2024), and 54.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.1%
Return on assets
3.3%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
5 d late
2023
6 d early
2022
127 d early
2021
90 d early
2020
10 d early
2019
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€807k▲ 8.0%
2024 · €747k
2019: €626k
2020: €725k
2021: €729k
2022: €820k
2023: €760k
2024: €747k
2019 → 2025
Total assets
€1.79M▼ 7.3%
2024 · €1.93M
2019: €2.15M
2020: €2.16M
2021: €2.21M
2022: €2.09M
2023: €2.01M
2024: €1.93M
2019 → 2025
Net result
€59k
2024 · €-13k
2019: €134k
2020: €99k
2021: €4k
2022: €91k
2023: €-60k
2024: €-13k
2019 → 2025
Working capital
€-257k▼ 3.5%
2024 · €-248k
2019: €-324k
2020: €-327k
2021: €-250k
2022: €-130k
2023: €-223k
2024: €-248k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€729k-€820k▲ 12.5%€760k▼ 7.3%€747k▼ 1.7%€807k▲ 8.0%
Operating result€44k-€161k▲ 263%€-22k€93k€108k▲ 15.5%
Net result€4k-€91k▲ 2,185%€-60k€-13k▲ 78.6%€59k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 16% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.79M
Fixed assets
€1.75M▼ 5.5%
Current assets
€41k▼ 49.5%
Equity and liabilities €1.79M
Equity
€807k▲ 8.0%
Provisions
€0▼ 100%
Debt
€980k▼ 12.9%
The debt ratio falls from 58.3% to 54.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€234k▲
2024 · €222k
Cash flow
€186k▲
2024 · €115k
Solvency
45.1%▲
2024 · 38.7%
Current ratio
0.14▼
2024 · 0.24
Quick ratio
0.14▼
2024 · 0.24
Debt / equity
1.22▼
2024 · 1.51
ROE
7.4%▲
2024 · -1.7%
ROA
3.3%▲
2024 · -0.7%
Interest coverage
7.63▲
2024 · 2.08
Debt
€980k▼
2024 · €1.12M
Debt ≤ 1 year
€297k▼
2024 · €328k
Debt > 1 year
€676k▼
2024 · €786k
Income taxes
€18k▲
2024 · €1
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.93M€1.79M▼
Fixed assets21/28€1.85M€1.75M▼
Tangible fixed assets22/27€1.85M€1.75M▼
Land and buildings22€1.82M€1.72M▼
Plant, machinery and equipment23€4k€4k▼
Furniture and vehicles24€16k€15k▼
Other tangible fixed assets26€8k€7k▼
Financial fixed assets28€550€550=
Current assets29/58€80k€41k▼
Amounts receivable within one year40/41€63k€16k▼
Trade receivables40€63k€16k▼
Other amounts receivable41€78-
Current investments50/53€14k€16k▲
Cash at bank and in hand54/58€3k€9k▲
Equity and liabilities
Total equity and liabilities10/49€1.93M€1.79M▼
Equity10/15€747k€807k▲
Contributions10/11€686k€686k=
Reserves13€254k€314k▲
Non-distributable reserves130/1€69k€69k=
Reserves not available under the articles1311€69k€69k=
Distributable reserves133€186k€245k▲
Profit (loss) carried forward14€-194k€-194k=
Provisions and deferred taxes16€56k-
Provisions for liabilities and charges160/5€56k-
Other liabilities and charges164/5€56k-
Amounts payable17/49€1.12M€980k▼
Amounts payable after more than one year17€786k€676k▼
Financial debts170/4€786k€676k▼
Amounts payable within one year42/48€328k€297k▼
Current portion of amounts payable after more than one year42€114k€110k▼
Financial debts43€14k€1k▼
Credit institutions430/8€14k€1k▼
Trade debts44€7k€16k▲
Suppliers440/4€7k€16k▲
Advances received on contracts in progress46€12k€12k=
Taxes, remuneration and social security45€13k€28k▲
Taxes450/3€13k€28k▲
Other amounts payable47/48€168k€130k▼
Accrued charges and deferred income492/3€10k€7k▼
Income statement
Code20242025
Non-recurring operating income76A-€56k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€128k€127k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€-8k-
Other operating charges640/8€13k€21k▲
Gross operating margin9900€226k€255k▲
Operating profit (loss)9901€93k€108k▲
Financial income75/76B€194€15▼
Recurring financial income75€194€15▼
Financial charges65/66B€106k€31k▼
Recurring financial charges65€106k€31k▼
Profit (loss) for the period before taxes9903€-13k€77k▲
Income taxes67/77€1€18k▲
Profit (loss) for the period9904€-13k€59k▲
Profit (loss) for the period to be appropriated9905€-13k€59k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-194k€-134k▲
Profit (loss) brought forward from the previous period14P€-181k€-194k▼
Transfer to equity691/2-€59k
To other reserves6921-€59k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €59k
Net result €59k after 2 loss-making years.
05-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
25-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-60k ▼166%
Net result drops to €-60k, the lowest in the series; recovery starts the following year.
2022
26-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
02-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
21-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
17-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
14-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 114 days late
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Martinusstraat 451700 DilbeekGround area
2,508 m²
Building footprint
248 m²
Volume, LiDAR
1,715 m³
Parcel 23074C0019/00F000, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sint-Martinusstraat 45, 1700 Dilbeek
since 20032.126.447.856
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23074C0019/00F000 | Flanders | 2,508 m² | 1 · 248 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,201 companies in sector 70200 we hold annual accounts for 52,400. 30,053 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded20-01-2003
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.