BIZNICE
ActiveBIZNICE has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €-11k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 46% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency72▼-28
Growth32▼-20
Stability94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
22232425
2022 to 2025 · latest year -€11k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
25 d early
2024
22 d late
2023
26 d early
2022
69 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2k▼ 83.5%
2024 · €13k
2022: €7k
2023: €22k
2024: €13k
2022 → 2025
Total assets
€4k▼ 76.3%
2024 · €18k
2022: €18k
2023: €28k
2024: €18k
2022 → 2025
Net result
€-11k▼ 23.3%
2024 · €-9k
2022: €9k
2023: €16k
2024: €-9k
2022 → 2025
Working capital
€-163
2024 · €8k
2022: €6k
2023: €20k
2024: €8k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€7k-€22k▲ 200%€13k▼ 40.4%€2k▼ 83.5%
Operating result€12k-€20k▲ 73.6%€-9k€-11k▼ 21.2%
Net result€9k-€16k▲ 69.7%€-9k€-11k▼ 23.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11k in 2025 against €9k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4k
Fixed assets
€2k▼ 56.4%
Current assets
€2k▼ 84.9%
Equity and liabilities €4k
Equity
€2k▼ 83.5%
Debt
€2k▼ 56.1%
The debt ratio rises from 26.1% to 48.4%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€-8k▼
2024 · €-7k
Cash flow
€-8k▼
2024 · €-7k
Interest coverage
-84.08▼
2024 · -43.97
Debt
€2k▼
2024 · €5k
Debt ≤ 1 year
€2k▼
2024 · €5k
Income taxes
€261▲
2024 · €-17
Ratios withheld: a balance sheet total of €4k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€18k€4k▼
Fixed assets21/28€5k€2k▼
Tangible fixed assets22/27€5k€2k▼
Furniture and vehicles24€5k€2k▼
Current assets29/58€12k€2k▼
Amounts receivable within one year40/41€6k€866▼
Trade receivables40€1k€0▼
Other amounts receivable41€4k€866▼
Cash at bank and in hand54/58€5k€329▼
Deferred charges and accrued income490/1€2k€688▼
Equity and liabilities
Total equity and liabilities10/49€18k€4k▼
Equity10/15€13k€2k▼
Contributions10/11€200€200=
Profit (loss) carried forward14€13k€2k▼
Amounts payable17/49€5k€2k▼
Amounts payable within one year42/48€5k€2k▼
Trade debts44€2k€695▼
Suppliers440/4€2k€695▼
Taxes, remuneration and social security45€3k€212▼
Taxes450/3€3k€212▼
Other amounts payable47/48€0€1k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€320€857▲
Gross operating margin9900€-6k€-7k▼
Operating profit (loss)9901€-9k€-11k▼
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€154€91▼
Recurring financial charges65€154€91▼
Profit (loss) for the period before taxes9903€-9k€-11k▼
Income taxes67/77€-17€261▲
Profit (loss) for the period9904€-9k€-11k▼
Profit (loss) for the period to be appropriated9905€-9k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€2k▼
Profit (loss) brought forward from the previous period14P€22k€13k▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €16k ▲69.7%
Operating result €20k, net result €16k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 4.35
Current ratio from 1.56 to 4.35; short-term debt falls from €10k to €6k.
23-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ternat · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Assesteenweg 2191740 TernatGround area
274 m²
Building footprint
83 m²
Volume, LiDAR
671 m³
Parcel 23086A0296/00H000, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BIZNICE
since 20222.334.409.423
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23086A0296/00H000 | Flanders | 274 m² | 1 · 83 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,386. 9,013 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-08-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.