BIZFIN
The computed 12-month bankruptcy probability of BIZFIN is 1.8% (moderate). The 2024 annual accounts show negative equity (€-9k) and a net result of €-6k. Equity is shrinking by ~129.2% per year across the filed fiscal years. Its solvency ranks better than 7% of 3178 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €-9k |
| Net result | €-6k |
| Better than sector | 7% |
| Active | 5 yrs |
Mixed profile: strong on profitability, weaker on health.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -48.6% | 53.8% | |
| Net result | €-6k | €18k | |
| Equity | €-9k | €40k | |
| Gross operating margin | €-4k | €36k | |
| Total assets | €18k | €94k |
Show 7 other metrics
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €-4k |
| Net profit | €-6k |
| Cash flow | €-4k |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €18k |
| Equity | €-9k |
| Debt | €27k |
| of which ≤ 1y | €27k |
| of which > 1y | - |
| Working capital | €-20k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 0.25 |
| Quick ratio | 0.25 |
| Working capital ratio | -110.9% |
| Solvency | -48.6% |
| Debt / equity | -3.06 |
| Long-term debt ratio | - |
| Interest coverage | -23.22 |
| Gross margin | - |
| Net margin | - |
| ROA | -33.2% |
| ROE | 68.4% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (19 line items)
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €18k |
| Fixed assets | 21/28 | €12k |
| Tangible fixed assets | 22/27 | €12k |
| Current assets | 29/58 | €7k |
| Amounts receivable within one year | 40/41 | €6k |
| Cash & bank | 54/58 | €64 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €18k |
| Equity | 10/15 | €-9k |
| Contributions / capital | 10/11 | €5k |
| Accumulated profits (losses) | 14 | €-14k |
| Amounts payable | 17/49 | €27k |
| Amounts payable within one year | 42/48 | €27k |
| Trade debts payable within one year | 44 | €6k |
| Income statement | ||
| Gross operating margin | 9900 | €-4k |
| Operating result | 9901 | €-6k |
| Financial charges | 65 | €169 |
| Result before taxes | 9903 | €-6k |
| Net result for the period | 9904 | €-6k |
| Result to be appropriated | 9905 | €-6k |
-
Current01-01-2026 → present
Former directors (3)
-
Former30-06-2025 → 31-12-2025
2 events
- 31-12-2025 Resigned· Director
- 30-06-2025 Appointed· Director
-
Former- → 30-06-2025
-
Former- → 30-04-2024
| NACE primary | Overige zakelijke dienstverlening, neg(82990) |
| Legal form | Private limited company(610) |
| Incorporation | 03-03-2021 |
| Status | Active |
| Postal code | 1325 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25018F0061/00L000 | Wallonia | 934 m² | 1 · 132 m² | 8.8 m · 3 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
07-04-2026 Act object · General meeting · Seat change · Name change
- Act object: Siège · BIZFIN
- General meeting: date: 2026-02-11, type: assemblée générale extraordinaire · BIZFIN
- Seat change: new_address: Chaussée de Huy 368,1325 Chaumont-Gistoux, effective_date: 2026-03-01 · BIZFIN
- Name change: type: commercial_name, new_name: Etano · BIZFIN
- Power of attorney: mandate: procéder aux différentes formalités liées à ces décisions, en ce compris la signature des documents de publication au Moniteur Belge · J. JORDENS srl
- Power of attorney: mandate: procéder aux différentes formalités liées à ces décisions, en ce compris la signature des documents de publication au Moniteur Belge · Marion de Crombrugghe
- Filing: date: 2025-03-30, location: greffe du tribunal de l'entreprise francophone de Bruxelles · BIZFIN
- Publication: date: 2026-04-07, publication: Belgisch Staatsblad / Moniteur belge · BIZFIN
Technical details
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"quote": "Bijlagen bij het Belgisch Staatsblad - 07/04/2026 - Annexes du Moniteur belge",
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}11-02-2026 1 director appointed, 1 resigning
- Thierry Vermeulen, Bestuurder
- Cindy Bueres Perez, Bestuurder
Technical details
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}08-10-2025 1 director appointed, 1 resigning
- Bueres Perez Cindy, Bestuurder
- Demesmacre Valéry, Bestuurder
Technical details
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}24-06-2024 Registered office moved from Koekelberg to Watermael-Boitsfort
- Boulevard Léopold II 239, 1080 Koekelberg → Avenue Emile Van Becelaere 28, 1170 Watermael-Boitsfort
Technical details
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}29-06-2022 Registered office moved from Ixelles to Koekelberg
- avenue Arnaud Fraiteur 15, 1050 Ixelles → boulevard Léopold II 239, 1081 Koekelberg
Technical details
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}05-03-2021 Incorporation of a new SRL
Technical details
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"founders": [
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"dob": "1983-06-24",
"name": "DEMESMACRE Val\u00E9ry Ren\u00E9 Olivier",
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"amount_paid_in_eur": 4500,
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"dob": "1977-04-29",
"name": "KABUYA WA BA KABUYA Serge",
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"incorporation_date": "2021-03-02",
"post_incorporation_mandates": []
}| Legal nameFR | BIZFIN |