Losses
-€16,241 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
BITS 'N BITES
Lifetime
19 annual accounts with figures on one time axis, 22 filings since 2004peak €118,221 (2018)
€44,868▼ 26.2%
lowest -€21,171 (2011)
-€13,420▼ €10,599
peak €50,602 (2023)
€34,361▼ 28.1%
€85,907▼ 3.3%
peak 1.4 FTE (2018)
-not published
Board5 names since 2022
2 directorsEECKELS Anne Jeannine Fernand and 1 other
Documentsfilings and deeds
30-01-20261 day before the deadline
2025micro format
Gross margin from €60,772 to €44,868Loss of €13,420Equity from €47,781 to €34,361
Key points
from the 2025 annual accountsTurnover
≈ €240,000 estimated
The micro format states no turnover.
Debts
€85,907 71% of the balance sheet
Financial debts 7%Suppliers 18%Taxes and wages 6%Other 69%
Of this, €77,012 falls due within a year.
Staff
2 employees on 30-06-2025
In 2025, 95 people joined and 94 left.
Filings
22 annual accounts since 2004
The 2024 accounts came 10 days late. The other nine of the last ten were filed on time.
Position in the sector
-€13,420
Lower net result than 82% of companies in food and beverage service. Sector median €4,883 · 17,138 companies.
Checked score
62
Healthy
Financially stronger than 31% of micro companies in food and beverage service (NACE 56)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,791 companies (NACE 56, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.8%lowest value
01-2025: 1.2%▲ +0.4 percentage points vs 12-2024
02-2025: 1.7%▲ +0.5 percentage points vs 01-2025
03-2025: 1.0%▼ -0.7 percentage points vs 02-2025
04-2025: 1.0%● unchanged vs 03-2025
05-2025: 1.0%● unchanged vs 04-2025
06-2025: 1.0%● unchanged vs 05-2025
07-2025: 1.0%● unchanged vs 06-2025
08-2025: 1.0%● unchanged vs 07-2025
09-2025: 1.0%● unchanged vs 08-2025
10-2025: 1.1%▲ +0.1 percentage points vs 09-2025
11-2025: 1.0%▼ -0.1 percentage points vs 10-2025
12-2025: 1.0%● unchanged vs 11-2025
01-2026: 1.3%▲ +0.3 percentage points vs 12-2025
02-2026: 1.9%▲ +0.6 percentage points vs 01-2026highest value
03-2026: 1.5%▼ -0.4 percentage points vs 02-2026
04-2026: 1.5%● unchanged vs 03-2026
05-2026: 1.5%● unchanged vs 04-2026
06-2026: 1.5%● unchanged vs 05-2026
07-2026: 1.5%● unchanged vs 06-2026
08-2026: 1.5%● unchanged vs 07-2026
09-2026: 1.5%● unchanged vs 08-2026
10-2026: 1.6%▲ +0.1 percentage points vs 09-2026
11-2026: 1.5%▼ -0.1 percentage points vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
Loss of €13,420, the second in a row (financial year 2025)
Liquidity: current ratio 0.92, cash €3,998
lowers risk
Founded in 2003
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 49% of them on solvency, 17% on liquidity, 38% on profitability and 21% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,221 companies had the same profile as BITS 'N BITES has now. Each dot stands for 4 companies, two years later.
88.6%
were still trading
7.4%
stopped another way
3.8%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BITS 'N BITES itself: 1.5% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,221 companies, not a prediction for BITS 'N BITES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.92 (0.9 in 2024), below 1. Short-term debt is 64% and cash 3.3% of total assets. 71.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€13,420
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 day early
2024
10 days late
2023
on the day
2022
on the day
2021
46 days early
2020
2 days early
2019
39 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 11 days before the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end11-11-2026 today31-01-2027 deadline
Recent changes
1 manager resigning, 3 directors reappointed
Resignation: DU BOIS Gilberte Gustave Marguerite (manager) · Reappointments: EECKELS Anne Jeannine Fernand, EECKELS Danielle Dora Camille and VAN DE PUT Alexis Alain Andrée Marie Corneille · Director discharge: DU BOIS Gilberte Gustave Marguerite · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0479246019
2 establishments registered
Kontich
Incorporation
published on 14-01-2003 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BITS 'N BITES Kontich | €120,268 | €44,868 | 28.6% | - |
| 'T HOEKSKE Beveren-Kruibeke-Zwijndrecht | €114,700 | €48,077 | 92.8% | - |
| SEDO Antwerp | €117,736 | €51,983 | 34.3% | - |
| VANALLIS Oudenaarde | €130,546 | €38,737 | -18.6% | - |
| LA FRITE DOREE Beloeil | €102,224 | €44,219 | 63.3% | - |
| FAST SNACK Zedelgem | €138,390 | €48,403 | 56.5% | - |
| DöNER KEBAB IZMIR Hamont-Achel | €127,674 | €37,526 | 90.1% | 0.6 |
These companies have the same main activity as BITS 'N BITES: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €102,000 and €138,000, founded between 2000 and 2004.
Official details
Source: KBO- Status
- Active since 06-01-2003Normal situation
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112and 3 others
- Establishment units
- 2.132.314.3762550 Kontich, since 23-06-2003
- 2.132.316.6532550 Kontich, since 23-06-2003
- Financial year end
- 30 June
- Peppol
- Reachable since 30-10-2023
Annual accounts to 30-06-2025
- €120,268▼ 12.0%
- Employeeson 30-06-2025
- 2▲ 100%
- Filing
- Filed on 30-01-2026, 1 day before the end of the filing period
Insights on BITS 'N BITES
BITS 'N BITES files the micro format. That format states no turnover. The gross margin rose from €33,082 in 2007 to €44,868 in 2025.
The balance sheet grew most from 2008 to 2009 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BITS 'N BITES
- What is the company number of BITS 'N BITES?
- The company number of BITS 'N BITES is 0479.246.019. The VAT number is the same number with BE in front: BE 0479.246.019.
- Where is BITS 'N BITES based?
- The registered office is at Sint-Martinusstraat 14, 2550 Kontich.Company details
- What does BITS 'N BITES do?
- According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
- What is the legal form of BITS 'N BITES?
- BITS 'N BITES is a private limited company (BV).
- When was BITS 'N BITES founded?
- BITS 'N BITES was founded on 06-01-2003.
- Is BITS 'N BITES still active?
- Yes, BITS 'N BITES is an active enterprise in the KBO register.
- How many employees does BITS 'N BITES have?
- BITS 'N BITES had an average of 1.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of BITS 'N BITES?
- The turnover in financial year 2025 is ≈ €240,000. This figure is estimated from the gross margin of €44,868 and 67 comparable companies (NACE 56112). It probably lies between €190,000 and €330,000.
- Is BITS 'N BITES profitable?
- In financial year 2025, BITS 'N BITES made a loss of €13,420.
- Where can I find the annual accounts of BITS 'N BITES?
- BITS 'N BITES filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BITS 'N BITES due?
- BITS 'N BITES must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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