Bistro Balance

Active

Private limited companyfounded 20224 yrs activeBelselestraat 4, 9250 Waasmunster, BelgiumKBO/BCE: BE 0784.587.567

The computed 12-month bankruptcy probability of Bistro Balance is 3.7% (moderate). The 2025 annual accounts show equity of €17k and a net result of €37k. Equity is growing by ~19.6% per year across the filed fiscal years. Its solvency ranks better than 32% of 13204 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

48 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability93▲+93

Solvency34▲+20

Growth78▲+46

Track record94

Bankruptcy probability, 12 months

3.7% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days acceptable

Liquidity short (current ratio 0.46 against 0.31 in 2024; short-term debt: 58.6% and cash: 6.1% of total assets), and 91% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

Return on assets

19.3%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-02-2026, 157 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

157 d early

2024

27 d late

2023

113 d late

2022

30 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

20-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€17k

2024 · €-20k

2022: €7k 2023: €8k 2024: €-20k

2022 → 2025

Total assets

€191k▲ 5.1%

2024 · €182k

2022: €119k 2023: €144k 2024: €182k

2022 → 2025

Net result

€37k

2024 · €-28k

2022: €4k 2023: €2k 2024: €-28k

2022 → 2025

Working capital

€-60k▲ 12.7%

2024 · €-69k

2022: €-15k 2023: €-50k 2024: €-69k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€7k-€8k▲ 20.8%€-20k€17k

Operating result€5k-€7k▲ 31.8%€-22k€48k

Net result€4k-€2k▼ 37.9%€-28k€37k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2025: €48k after a loss of €22k in 2024, the highest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €190k

72.8%

27.2%

Fixed assets €139k▼ 7.1%

Current assets €52k▲ 64.9%

Equity and liabilities €191k

91.0%

Equity €17k

Debt €174k

Debt finances 91.0% of the balance-sheet total.

Key figures and ratios

2025 value · change against 2024

EBITDA

€74k▲

2024 · €-534

Cash flow

€63k▲

2024 · €-6k

Solvency

9.0%▲

2024 · -10.9%

Current ratio

0.46▲

2024 · 0.31

Quick ratio

0.15▲

2024 · 0.07

Debt / equity

10.13▲

2024 · -10.19

ROE

215.2%

ROA

19.3%▲

2024 · -15.2%

Interest coverage

9.55▲

2024 · -0.10

Debt

€174k▼

2024 · €202k

Debt ≤ 1 year

€112k▲

2024 · €100k

Debt > 1 year

€62k▼

2024 · €98k

Income taxes

€4k▲

2024 · €320

Staff costs

€99k▲

2024 · €89k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€182k€191k▲

Formation expenses20€1k€793▼

Fixed assets21/28€149k€139k▼

Intangible fixed assets21€46k€40k▼

Tangible fixed assets22/27€103k€99k▼

Plant, machinery and equipment23€12k€12k▼

Furniture and vehicles24€5k€3k▼

Leasing and similar rights25€23k€17k▼

Other tangible fixed assets26€63k€67k▲

Current assets29/58€31k€52k▲

Stocks and contracts in progress3€24k€35k▲

Stocks30/36€24k€35k▲

Amounts receivable within one year40/41-€670

Other amounts receivable41-€670

Cash at bank and in hand54/58€6k€12k▲

Deferred charges and accrued income490/1€1k€4k▲

Equity and liabilities

Total equity and liabilities10/49€182k€191k▲

Equity10/15€-20k€17k▲

Contributions10/11€3k€3k=

Profit (loss) carried forward14€-23k€14k▲

Amounts payable17/49€202k€174k▼

Amounts payable after more than one year17€98k€62k▼

Financial debts170/4€98k€62k▼

Amounts payable within one year42/48€100k€112k▲

Current portion of amounts payable after more than one year42€35k€36k▲

Trade debts44€21k€25k▲

Suppliers440/4€21k€25k▲

Advances received on contracts in progress46€21k€12k▼

Taxes, remuneration and social security45€11k€20k▲

Taxes450/3€1k€10k▲

Remuneration and social security454/9€10k€11k▲

Other amounts payable47/48€13k€18k▲

Accrued charges and deferred income492/3€3k-

Income statement Code20242025

Remuneration, social security and pensions62€89k€99k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€26k▲

Other operating charges640/8€2k€3k▲

Gross operating margin9900€91k€176k▲

Operating profit (loss)9901€-22k€48k▲

Financial income75/76B€31€127▲

Recurring financial income75€31€127▲

Financial charges65/66B€5k€8k▲

Recurring financial charges65€5k€8k▲

Profit (loss) for the period before taxes9903€-27k€41k▲

Income taxes67/77€320€4k▲

Profit (loss) for the period9904€-28k€37k▲

Profit (loss) for the period to be appropriated9905€-28k€37k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-23k€14k▲

Profit (loss) brought forward from the previous period14P€5k€-23k▼

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 6Financial 2Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

24-02

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Back to profitnet €37k

Net result €37k after one loss-making year.

27-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 27 days late

2024

31-12

Financial Weakest financial yearnet €-28k ▼1362%

Net result drops to €-28k, the lowest in the series; recovery starts the following year.

21-11

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 113 days late

2023

30-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 30 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Waasmunster · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Belselestraat 49250 Waasmunster

Ground area

662 m²

Building footprint

327 m²

Volume, LiDAR

2,615 m³

Parcel 42342C1458/00C000, Flanders · tallest building 25.3 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Bistro Balance

Belselestraat 4, 9250 WaasmunsterWholesale of wines and spirits

since 20222.330.261.286

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
42342C1458/00C000	Flanders	662 m²	1 · 327 m²	25.3 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2024 · 2 entries · 3,019 EUR awarded · 3,019 EUR paid

Year	Entries	awarded	paid
2024	2	3,019 EUR	3,019 EUR

Schemes

Hinderpremie bij openbare werken

1 entry · 2,000 EUR · 2,000 EUR paid · Fonds voor Innoveren en Ondernemen

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

1 entry · 1,019 EUR · 1,019 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Food safety, FASFC

1 site

Waasmunster2.330.261.286

1 permission

Toelating · Eetgelegenheid · since 07-04-2022

Similar companies · same sector, comparable size

Sint-Niklaas · Eq €17k

MILI JULI

BE 0828.380.295

Leuven · Eq €17k

DELIGHT SUSHI & POKE BOWL

Of 20,494 companies in sector 56111 we hold annual accounts for 11,455. 8,478 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded07-04-2022

Fiscal year end31-12

Activities, NACEBEL

56101Full-service restaurants

56111Full-service restaurants

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.