Keyserhof
ActiveThe computed 12-month bankruptcy probability of Keyserhof is 3.4% (moderate). The 2025 annual accounts show equity of €105k and a net result of €20k. Equity is growing by ~51.3% per year across the filed fiscal years. Its solvency ranks better than 72% of 13071 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
93
/ 100
Excellent▼ -1 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▼-5
Solvency96▲+10
Growth78=
Stability94
Bankruptcy probability, 12 months
3.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 1.96 against 1.86 in 2024), and 44.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.8%
Return on assets
10.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
7 d early
2024
31 d early
2023
30 d late
2022
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€105k▲ 23.4%
2024 · €85k
2022: €9k
2023: €41k
2024: €85k
2022 → 2025
Total assets
€189k▼ 1.5%
2024 · €192k
2022: €143k
2023: €171k
2024: €192k
2022 → 2025
Net result
€20k▼ 55.5%
2024 · €45k
2022: €6k
2023: €31k
2024: €45k
2022 → 2025
Working capital
€60k▲ 15.8%
2024 · €52k
2022: €-14k
2023: €23k
2024: €52k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€9k-€41k▲ 349%€85k▲ 111%€105k▲ 23.4%
Operating result€8k-€44k▲ 426%€64k▲ 46.4%€30k▼ 53.3%
Net result€6k-€31k▲ 422%€45k▲ 42.5%€20k▼ 55.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 53% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €189k
Fixed assets
€65k▼ 17.4%
Current assets
€123k▲ 9.6%
Equity and liabilities €189k
Equity
€105k▲ 23.4%
Debt
€83k▼ 21.6%
The debt ratio falls from 55.5% to 44.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€58k▼
2024 · €89k
Cash flow
€48k▼
2024 · €70k
Solvency
55.8%▲
2024 · 44.5%
Current ratio
1.96▲
2024 · 1.86
Quick ratio
1.80▲
2024 · 1.72
Debt / equity
0.79▼
2024 · 1.25
ROE
19.0%▼
2024 · 52.5%
ROA
10.6%▼
2024 · 23.4%
Interest coverage
34.20▼
2024 · 46.71
Debt
€83k▼
2024 · €106k
Debt ≤ 1 year
€63k▲
2024 · €61k
Debt > 1 year
€20k▼
2024 · €46k
Income taxes
€8k▼
2024 · €17k
Staff costs
€122k▲
2024 · €81k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€192k€189k▼
Fixed assets21/28€79k€65k▼
Intangible fixed assets21€8k€7k▼
Tangible fixed assets22/27€66k€53k▼
Plant, machinery and equipment23€42k€26k▼
Furniture and vehicles24€15k€10k▼
Other tangible fixed assets26€9k€17k▲
Financial fixed assets28€6k€6k=
Current assets29/58€113k€123k▲
Stocks and contracts in progress3€8k€10k▲
Stocks30/36€8k€10k▲
Amounts receivable within one year40/41€3k€5k▲
Trade receivables40€3k€921▼
Other amounts receivable41-€4k
Cash at bank and in hand54/58€100k€107k▲
Deferred charges and accrued income490/1€1k€868▼
Equity and liabilities
Total equity and liabilities10/49€192k€189k▼
Equity10/15€85k€105k▲
Contributions10/11€3k€3k=
Reserves13€82k€102k▲
Distributable reserves133€82k€102k▲
Amounts payable17/49€106k€83k▼
Amounts payable after more than one year17€46k€20k▼
Financial debts170/4€46k€20k▼
Amounts payable within one year42/48€61k€63k▲
Current portion of amounts payable after more than one year42€13k€14k▲
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Advances received on contracts in progress46€5k€5k▼
Taxes, remuneration and social security45€36k€41k▲
Taxes450/3€29k€34k▲
Remuneration and social security454/9€6k€7k▲
Other amounts payable47/48€1k€679▼
Income statement
Code20242025
Remuneration, social security and pensions62€81k€122k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€28k▲
Other operating charges640/8€735€1k▲
Gross operating margin9900€171k€181k▲
Operating profit (loss)9901€64k€30k▼
Financial income75/76B€180€233▲
Recurring financial income75€180€233▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€62k€28k▼
Income taxes67/77€17k€8k▼
Profit (loss) for the period9904€45k€20k▼
Profit (loss) for the period to be appropriated9905€45k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€45k€20k▼
Transfer to equity691/2€45k€20k▼
To other reserves6921€45k€20k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €105k ▲23.4%
4 profitable years in a row build equity to €105k.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €45k ▲42.5%
Operating result €64k, net result €45k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wortegem-Petegem · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kortrijkstraat (P.-E.) 1029790 Wortegem-PetegemGround area
6,168 m²
Building footprint
551 m²
Volume, LiDAR
2,287 m³
Parcel 45008C0071/00G000, Flanders · tallest building 7.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Keyserhof
since 20222.330.397.086
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45008C0071/00G000 | Flanders | 6,168 m² | 1 · 551 m² | 7.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteWortegem-Petegem2.330.397.086
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Of 20,231 companies in sector 56111 we hold annual accounts for 11,313. 9,404 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-04-2022
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.