Active BE 0742.636.354Private limited company

Bismark & Co

Vanderborghtstraat 162 ·1090 Jette, Belgium· 6 yrs active

Conclusion Checked

The computed 12-month bankruptcy probability of Bismark & Co is 7.5% (elevated). The 2022 annual accounts show equity of €113k and a net result of €24k. Equity is growing by ~62.4% per year across the filed fiscal years. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Key figures

Equity	€113k
Net result	€24k
Active	6 yrs
Board	1

Snowflake analysis 5 of 5 axes measured · computed by Checked

90 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100

Profitability 100

Solvency 100

Growth 52

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

7.5% Elevated

0%0,5%1,5%4%10%≥25%

No NACE activity registered +Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2020, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags 0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2022 · computed

100 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2022. Indicative, not credit advice.

Financial overview3 NBB filings

Annual accounts filed on 08-08-2023 with the NBB · fiscal year 2022 · micro

RevenueOperating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~62.4%/year over 3 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Revenue

€185k

- 20-22

EBITDA

€40k

+2088.4% 20-22

Net profit

€24k

+616.0% 20-22

Cash flow

€27k

+330.0% 20-22

Total assets

€151k

+57.4% 20-22

Equity

€113k

+118.3% 20-22

Working capital

€111k

+97.2% 20-22

Staff costs

€15k

+24.6% 20-22

Income taxes

€12k

- 20-22

Debt

€38k

-14.0% 20-22

Debt ≤ 1y

€29k

+10.3% 20-22

Debt > 1y

€8k

-51.3% 20-22

Current ratio

4.78

+53.5% 20-22

Quick ratio

4.78

+53.5% 20-22

Solvency

74.9%

+38.7% 20-22

Debt / equity

0.34

-60.6% 20-22

ROE

21.2%

+228.0% 20-22

ROA

15.9%

+354.9% 20-22

Net margin

24.2%

- 20-22

EBITDA margin

25.8%

- 20-22

Interest coverage

142.21

+1307.9% 20-22

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2022
Deposit	micro
Revenue	-
EBITDA	€40k
Net profit	€24k
Cash flow	€27k
Staff costs	€15k
Income taxes	€12k
Dividends	-
Total assets	€151k
Equity	€113k
Debt	€38k
of which ≤ 1y	€29k
of which > 1y	€8k
Working capital	€111k
Employees (FTE)	-

Ratios (computed)

	2022
Current ratio	4.78
Quick ratio	4.78
Working capital ratio	73.8%
Solvency	74.9%
Debt / equity	0.34
Long-term debt ratio	0.08
Interest coverage	142.21
Gross margin	-
Net margin	-
ROA	15.9%
ROE	21.2%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2022

Assets

Fixed assets €10k · 6.7% Current assets €141k · 93.3%

Equity & liabilities

Equity €113k · 74.9% Debt €38k · 25.1%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2022
Balance sheet, Assets
TOTAL ASSETS	20/58	€151k
Fixed assets	21/28	€10k
Tangible fixed assets	22/27	€6k
Financial fixed assets	28	€4k
Current assets	29/58	€141k
Amounts receivable within one year	40/41	€141k
Cash & bank	54/58	€130
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€151k
Equity	10/15	€113k
Contributions / capital	10/11	€4k
Accumulated profits (losses)	14	€109k
Amounts payable	17/49	€38k
Amounts payable after one year	17	€8k
Amounts payable within one year	42/48	€29k
Trade debts payable within one year	44	€19k
Income statement
Gross operating margin	9900	€56k
Operating result	9901	€37k
Financial charges	65	€278
Result before taxes	9903	€36k
Income taxes	67/77	€12k
Net result for the period	9904	€24k
Result to be appropriated	9905	€24k

You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 2 directors

Current directors & mandates

Jozef Rusnak
Managing director
State Gazette act 25022387 (13-02-2025)

Current
15-01-2025 → present

Former directors (1)

Herecles Bismark
Managing director
State Gazette act 25022387 (13-02-2025)

Former
- → 14-01-2025

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	-
Legal form	Private limited company(610)
Incorporation	29-01-2020
Status	Active
Postal code	1090

Establishment units 1 location

BISMARK & CO

Smeden van metaal

since 20202.302.227.692

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21562A0329/00R012	Brussels	801 m²	1 · 441 m²	22.6 m · 6 fl.
21464E0036/00X015	Brussels	183 m²	1 · 94 m²	10.7 m · 3 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

13-02-2025

State Gazette act Capital & shares

2023

08-08-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

09-01-2023

NBB filing Annual accounts filed

fiscal year 2021 · micro

2022

09-12-2022

State Gazette act Capital & shares

2021

19-10-2021

NBB filing Annual accounts filed

fiscal year 2020 · micro

Belgisch Staatsblad, acts 2 acts

Capital history · 2

13-02-2025

Capital change

09-12-2022

Capital change

All acts · 2 updated 1 year ago

2025

13-02-2025 All shares are now held by a single shareholder Capital & shares

Original publication ↗

Technical details

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2022

09-12-2022 Transaction in capital or shares Capital & shares

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

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Company registry (CBE) Crossroads Bank

Names & trade names

Legal nameNL

Bismark & Co

Registered office

Vanderborghtstraat 162

1090 Jette, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.