BIS-consult
ActiveSummary
BIS-consult has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €110k and a net result of €83k. Its solvency ranks better than 83% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100▲+3
Growth78
Track record82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days only on tighter terms
Liquidity ample (current ratio 6.82 against 3.54 in 2024; short-term debt: 14.6% and cash: 57.2% of total assets), and 14.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.4%
Return on assets
64.1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-11-2025, 65 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
65 d early
2024
74 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€110k▲ 300%
2024 · €28k
Total assets
€129k▲ 236%
2024 · €38k
Net result
€83k▲ 266%
2024 · €23k
Working capital
€109k▲ 296%
2024 · €28k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€29k-€106k▲ 269%
Net result€23k-€83k▲ 266%
Equity€28k-€110k▲ 300%
Total assets€38k-€129k▲ 236%
Debt€11k-€19k▲ 73.0%
Working capital€28k-€109k▲ 296%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 269% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €129k
Fixed assets
€1k
Current assets
€128k
Equity and liabilities €129k
Equity
€110k ▲ 300%
Debt
€19k ▲ 73.0%
Debt's share of the balance-sheet total falls from 28.2% to 14.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€106k
Cash flow
€83k
Current ratio
6.82▲
2024 · 3.54
Debt to equity
0.17▼
2024 · 0.39
ROE
75.0%▼
2024 · 81.9%
ROA
64.1%▲
2024 · 58.8%
Interest coverage
79.83
Debt ≤ 1 year
€19k▲
2024 · €11k
Income taxes
€22k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €197 | - |
| Other operating charges640/8 | €746 | €890 | ▲ 19.3% |
| Gross operating margin9900 | €29k | €107k | ▲ 263% |
| Operating profit (loss)9901 | €29k | €106k | ▲ 269% |
| Financial income75/76B | €566 | €792 | ▲ 39.9% |
| Recurring financial income75 | €566 | €792 | ▲ 39.9% |
| Financial charges65/66B | €521 | €1k | ▲ 155% |
| Recurring financial charges65 | €521 | €1k | ▲ 155% |
| Profit (loss) for the period before taxes9903 | €29k | €105k | ▲ 267% |
| Income taxes67/77 | €6k | €22k | ▲ 269% |
| Profit (loss) for the period9904 | €23k | €83k | ▲ 266% |
| Profit (loss) for the period to be appropriated9905 | €23k | €83k | ▲ 266% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €38k | €129k | ▲ 236% |
| Fixed assets21/28 | - | €1k | - |
| Tangible fixed assets22/27 | - | €1k | - |
| Furniture and vehicles24 | - | €1k | - |
| Current assets29/58 | €38k | €128k | ▲ 233% |
| Amounts receivable within one year40/41 | €25k | €43k | ▲ 76.0% |
| Trade receivables40 | €16k | €16k | = |
| Other amounts receivable41 | €9k | €27k | ▲ 217% |
| Current investments50/53 | - | €11k | - |
| Cash at bank and in hand54/58 | €14k | €74k | ▲ 436% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €38k | €129k | ▲ 236% |
| Equity10/15 | €28k | €110k | ▲ 300% |
| Contributions10/11 | €5k | €5k | = |
| Reserves13 | €22k | €105k | ▲ 377% |
| Distributable reserves133 | €22k | €105k | ▲ 377% |
| Profit (loss) carried forward14 | €623 | €447 | ▼ 28.3% |
| Amounts payable17/49 | €11k | €19k | ▲ 73.0% |
| Amounts payable within one year42/48 | €11k | €19k | ▲ 73.0% |
| Trade debts44 | €2k | €103 | ▼ 94.3% |
| Suppliers440/4 | €2k | €103 | ▼ 94.3% |
| Taxes, remuneration and social security45 | €9k | €19k | ▲ 106% |
| Taxes450/3 | €9k | €19k | ▲ 106% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €23k | €83k | ▲ 266% |
| + Depreciation and write-downs630 | - | €197 | - |
| Operating cash flow (approximation) | €23k | €83k | ▲ 267% |
| Change in cash | - | €60k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
27-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Equity above €100kEq €110k ▲300%
2 profitable years in a row build equity to €110k.
2024
18-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Harelbeke · 1 establishment unit since 2024
Ground area
624 m²
Building footprint
137 m²
Volume, LiDAR
645 m³
Parcel 34322B0442/00P003, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
BIS-consult
since 20242.355.370.925
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34322B0442/00P003 | Flanders | 624 m² | 1 · 137 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 833 EUR awarded · 833 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 833 EUR | 833 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 40,766 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-01-2024
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
66300Activities auxiliary to financial services and insurance activities
68201Renting and operating of own or leased residential real estate, excluding social housing
68204Real estate activities
73300Public relations and communication consultancy
82100Office administrative and support services
Scores and ratios are computed by Checked and are not a credit decision.