BIRGUTE
ActiveBIRGUTE has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17k and a net result of €26k. Equity is growing by ~44.6% per year across the filed fiscal years. Its solvency ranks better than 30% of 18040 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▲+40
Solvency36▲+18
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 6.01 against 9.32 in 2024; short-term debt: 11.6% and cash: 17.5% of total assets), but 89.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.7%
Return on assets
16.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
9 d early
2023
30 d early
2022
8 d late
2021
33 d early
2020
52 d late
2019
138 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€17k
2024 · €-10k
2018: €-86k
2019: €-134k
2020: €-99k
2021: €-46k
2022: €-26k
2023: €-13k
2024: €-10k
2018 → 2025
Total assets
€155k▲ 18.5%
2024 · €131k
2018: €97k
2019: €90k
2020: €117k
2021: €165k
2022: €175k
2023: €168k
2024: €131k
2018 → 2025
Net result
€26k▲ 681%
2024 · €3k
2018: €-39k
2019: €-48k
2020: €34k
2021: €53k
2022: €20k
2023: €14k
2024: €3k
2018 → 2025
Working capital
€90k▲ 2.2%
2024 · €88k
2018: €-80k
2019: €-141k
2020: €57k
2021: €94k
2022: €99k
2023: €100k
2024: €88k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-46k-€-26k▲ 43.0%€-13k▲ 51.2%€-10k▲ 25.9%€17k
Operating result€61k-€28k▼ 54.2%€22k▼ 21.7%€10k▼ 56.5%€32k▲ 239%
Net result€53k-€20k▼ 62.1%€14k▼ 32.2%€3k▼ 75.3%€26k▲ 681%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 239% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €155k
Fixed assets
€47k▲ 46.7%
Current assets
€108k▲ 9.5%
Equity and liabilities €155k
Equity
€17k
Debt
€139k
Debt finances 89.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€46k▲
2024 · €20k
Cash flow
€40k▲
2024 · €14k
Solvency
10.7%▲
2024 · -7.3%
Current ratio
6.01▼
2024 · 9.32
Quick ratio
2.07▼
2024 · 2.93
Debt / equity
8.38▲
2024 · -14.64
ROE
158.0%
ROA
16.8%▲
2024 · 2.6%
Interest coverage
10.31▲
2024 · 3.41
Debt
€139k▼
2024 · €140k
Debt ≤ 1 year
€18k▲
2024 · €11k
Debt > 1 year
€120k▼
2024 · €130k
Income taxes
€2k▲
2024 · €329
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€131k€155k▲
Fixed assets21/28€32k€47k▲
Tangible fixed assets22/27€32k€46k▲
Land and buildings22€21k€15k▼
Plant, machinery and equipment23€1k€955▼
Furniture and vehicles24€5k€4k▼
Leasing and similar rights25-€24k
Other tangible fixed assets26€4k€3k▼
Financial fixed assets28€288€288=
Current assets29/58€99k€108k▲
Stocks and contracts in progress3€68k€71k▲
Stocks30/36€68k€71k▲
Amounts receivable within one year40/41€8k€6k▼
Trade receivables40€5k€4k▼
Other amounts receivable41€3k€1k▼
Cash at bank and in hand54/58€18k€27k▲
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€131k€155k▲
Equity10/15€-10k€17k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-28k€-2k▲
Amounts payable17/49€140k€139k▼
Amounts payable after more than one year17€130k€120k▼
Financial debts170/4-€15k
Other amounts payable178/9€130k€106k▼
Amounts payable within one year42/48€11k€18k▲
Current portion of amounts payable after more than one year42-€6k
Trade debts44€9k€10k▲
Suppliers440/4€9k€10k▲
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Income statement
Code20242025
Remuneration, social security and pensions62€10k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€14k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€31k€48k▲
Operating profit (loss)9901€10k€32k▲
Financial income75/76B€129€19▼
Recurring financial income75€129€19▼
Financial charges65/66B€6k€4k▼
Recurring financial charges65€6k€4k▼
Profit (loss) for the period before taxes9903€4k€28k▲
Income taxes67/77€329€2k▲
Profit (loss) for the period9904€3k€26k▲
Profit (loss) for the period to be appropriated9905€3k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-28k€-2k▲
Profit (loss) brought forward from the previous period14P€-32k€-28k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €53k ▲53%
Operating result €61k, net result €53k, both a record.
21-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 52 days late
2020
31-12
Financial
Back to profitnet €34k
Net result €34k after 2 loss-making years.
31-12
Financial
Liquidity times 28current ratio 6.52
Current ratio from 0.23 to 6.52; short-term debt falls from €183k to €10k.
16-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 138 days late
2019
31-12
Financial
Weakest financial yearnet €-48k
Net result drops to €-48k, the lowest in the series; recovery starts the following year.
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 91 days late
2018
15-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 107 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grez-Doiceau · 3 establishment units since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Chaufour 191390 Grez-DoiceauGround area
1.2 ha
Building footprint
847 m²
Volume, LiDAR
6,010 m³
3 parcels, Wallonia · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
3 establishment units
Camille & Co
since 20102.199.593.873
CAMILE AND CO orp le Grand
since 20222.330.195.366
CAMILE AND CO vente en ligne
since 20222.330.194.673
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25037G0039/00T002 | Wallonia | 1.1 ha | 1 · 681 m² | 10.5 m · 3 fl. |
| 25082B0216/00B000indicative | Wallonia | 591 m² | 1 · 79 m² | 9.6 m · 3 fl. |
| 25037A0265/00C000 | Wallonia | 559 m² | 1 · 88 m² | 6.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
2 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BRONCKAERS
BE 0418.025.062
Hasselt · Eq €16k
CLAES FABRIK
BE 0743.694.743
Etterbeek · Eq €17k
ESPACE SCHEUTVELD
BE 0464.134.904
Anderlecht · Eq €16k
GEOCON TRADING
BE 0733.953.666
Gent · Eq €17k
DE OUDE BEUK
BE 0477.009.475
Lanaken · Eq €17k
Of 2,612 companies in sector 47551 we hold annual accounts for 1,719. 856 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2009
Fiscal year end31-12
Activities, NACEBEL
47551Retail sale of household furniture
47591Retail trade
47553Retail trade
47593Retail trade
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.