ATHOME DESIGN
ActiveSummary
ATHOME DESIGN has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €98,866 and a net result of €52,806. Equity is growing by ~52.1% per year across the filed fiscal years. Its solvency ranks better than 83% of 26040 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency99▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
Liquidity ample (current ratio 3.88 against 4.84 in 2023; short-term debt: 25.7% and cash: 59.8% of total assets), and 26% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
24 d early
2022
36 d early
2021
2 d early
2020
37 d early
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 27 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€98,866▲ 115%
2023 · €46,060
Total assets
€133,535▲ 131%
2023 · €57,913
Net result
€52,806▲ 14.6%
2023 · €46,059
Working capital
€98,796▲ 117%
2023 · €45,520
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€37,751▲ 7.4%€36,411▼ 3.6%€48,238▲ 32.5%€50,751▲ 5.2%€57,446▲ 13.2%
Net result€37,564above the sector's middle half▲ 7.4%€37,521above the sector's middle half▼ 0.1%€46,341above the sector's middle half▲ 23.5%€46,059above the sector's middle half▼ 0.6%€52,806above the sector's middle half▲ 14.6%
Equity€14,089within the sector's middle half€51,610within the sector's middle half▲ 266%€46,951within the sector's middle half▼ 9.0%€46,060within the sector's middle half▼ 1.9%€98,866within the sector's middle half▲ 115%
Total assets€62,519within the sector's middle half▲ 65.7%€69,551within the sector's middle half▲ 11.2%€64,660within the sector's middle half▼ 7.0%€57,913within the sector's middle half▼ 10.4%€133,535within the sector's middle half▲ 131%
Debt€48,430▼ 20.9%€17,941▼ 63.0%€17,709▼ 1.3%€11,853▼ 33.1%€34,669▲ 193%
Working capital€27,009€62,613▲ 132%€46,327▼ 26.0%€45,520▼ 1.7%€98,796▲ 117%
Solvency22.5%within the sector's middle half▲ 84.8pp74.2%above the sector's middle half▲ 51.7pp72.6%above the sector's middle half▼ 1.6pp79.5%above the sector's middle half▲ 6.9pp74.0%above the sector's middle half▼ 5.5pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 13% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €133,535
Fixed assets
€457 ▼ 15.4%
Current assets
€133,078 ▲ 132%
Equity and liabilities €133,535
Equity
€98,866 ▲ 115%
Debt
€34,669 ▲ 193%
Debt's share of the balance-sheet total rises from 20.5% to 26.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€57,529▲
2023 · €50,835
Cash flow
€52,889▲
2023 · €46,143
Current ratio
3.88▼
2023 · 4.84
Debt to equity
0.35▲
2023 · 0.26
ROE
53.4%▼
2023 · 100.0%
ROA
39.5%▼
2023 · 79.5%
Interest coverage
1449.09▲
2023 · 553.51
Debt ≤ 1 year
€34,282▲
2023 · €11,853
Income taxes
€4,600=
2023 · €4,600
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,672 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.9%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,672 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €83 | €83 | €83 | €83 | €83 | = |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | -€3,727 | - | - | - | - |
| Other operating charges640/8 | - | €9,333 | €348 | €384 | €387 | ▲ 0.8% |
| Gross operating margin9900 | €38,182 | €42,100 | €48,669 | €51,219 | €57,916 | ▲ 13.1% |
| Operating profit (loss)9901 | €37,751 | €36,411 | €48,238 | €50,751 | €57,446 | ▲ 13.2% |
| Financial income75/76B | - | €1,283 | €2,800 | - | - | - |
| Recurring financial income75 | €0 | €1,283 | €2,800 | - | - | - |
| Financial charges65/66B | - | €173 | €63 | €92 | €40 | ▼ 56.8% |
| Recurring financial charges65 | €187 | €173 | €63 | €92 | €40 | ▼ 56.8% |
| Profit (loss) for the period before taxes9903 | €37,564 | €37,521 | €50,975 | €50,659 | €57,406 | ▲ 13.3% |
| Income taxes67/77 | - | - | €4,634 | €4,600 | €4,600 | = |
| Profit (loss) for the period9904 | €37,564 | €37,521 | €46,341 | €46,059 | €52,806 | ▲ 14.6% |
| Transfer from tax-exempt reserves789 | - | €316,562 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €37,564 | €354,083 | €46,341 | €46,059 | €52,806 | ▲ 14.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €62,519 | €69,551 | €64,660 | €57,913 | €133,535 | ▲ 131% |
| Fixed assets21/28 | €791 | €707 | €624 | €541 | €457 | ▼ 15.4% |
| Tangible fixed assets22/27 | €667 | €583 | €500 | €417 | €333 | ▼ 20.0% |
| Plant, machinery and equipment23 | - | €583 | €500 | €417 | €333 | ▼ 20.0% |
| Financial fixed assets28 | €124 | €124 | €124 | €124 | €124 | = |
| Current assets29/58 | €61,728 | €68,844 | €64,036 | €57,372 | €133,078 | ▲ 132% |
| Amounts receivable within one year40/41 | €34,766 | €63,125 | €49,552 | €25,983 | €53,070 | ▲ 104% |
| Trade receivables40 | - | €37,337 | €43,517 | €25,983 | €53,069 | ▲ 104% |
| Other amounts receivable41 | - | €25,788 | €6,034 | - | €1 | - |
| Current investments50/53 | €6 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €26,957 | €5,644 | €14,415 | €31,276 | €79,887 | ▲ 155% |
| Deferred charges and accrued income490/1 | - | €75 | €69 | €114 | €121 | ▲ 6.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €62,519 | €69,551 | €64,660 | €57,913 | €133,535 | ▲ 131% |
| Equity10/15 | €14,089 | €51,610 | €46,951 | €46,060 | €98,866 | ▲ 115% |
| Contributions10/11 | - | €100,000 | €49,000 | €2,050 | €2,050 | = |
| Reserves13 | €316,562 | €316,562 | €362,902 | €408,902 | €138,340 | ▼ 66.2% |
| Distributable reserves133 | - | €316,562 | €362,902 | €408,902 | €138,340 | ▼ 66.2% |
| Profit (loss) carried forward14 | -€402,473 | -€364,952 | -€364,951 | -€364,892 | -€41,524 | ▲ 88.6% |
| Amounts payable17/49 | €48,430 | €17,941 | €17,709 | €11,853 | €34,669 | ▲ 193% |
| Amounts payable after more than one year17 | €13,710 | €11,710 | - | - | - | - |
| Other amounts payable178/9 | - | €11,710 | - | - | - | - |
| Amounts payable within one year42/48 | €34,720 | €6,231 | €17,709 | €11,853 | €34,282 | ▲ 189% |
| Trade debts44 | €12,934 | €15 | €7,874 | €20 | €23,678 | ▲ 117,702% |
| Suppliers440/4 | - | €15 | €7,874 | €20 | €23,678 | ▲ 117,702% |
| Taxes, remuneration and social security45 | - | €6,216 | €9,835 | €5,104 | €6,943 | ▲ 36.0% |
| Taxes450/3 | - | €6,216 | €9,835 | €5,104 | €6,943 | ▲ 36.0% |
| Other amounts payable47/48 | - | - | - | €6,728 | €3,661 | ▼ 45.6% |
| Accrued charges and deferred income492/3 | - | - | - | - | €387 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €37,564 | €37,521 | €46,341 | €46,059 | €52,806 | ▲ 14.6% |
| + Depreciation and write-downs630 | €83 | €83 | €83 | €83 | €83 | = |
| Operating cash flow (approximation) | €37,647 | €37,604 | €46,424 | €46,143 | €52,889 | ▲ 14.6% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€21,313 | €8,771 | €16,860 | €48,611 | ▲ 188% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €52,806 ▲14.6%
Operating result €57,446, net result €52,806, both a record.
07-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 6current ratio 11.05
Current ratio from 1.78 to 11.05; short-term debt falls from €34,720 to €6,231.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 1.78
Current ratio from 0.78 to 1.78; short-term debt falls from €47,487 to €34,720.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 10 days late
2016
05-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beyne-Heusay · 1 establishment unit since 2008
Ground area
2,503 m²
Building footprint
1,303 m²
Volume, LiDAR
5,666 m³
2 parcels, Wallonia · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ATHOME DESIGN
since 20082.174.652.797
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62082B0457/00S000 | Wallonia | 1,494 m² | 1 · 260 m² | - |
| 62010A0132/00X000 | Wallonia | 1,009 m² | 1 · 1,042 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,606 companies in sector 47551 we hold annual accounts for 1,718. 1,323 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-11-2008
Fiscal year end31-12
Activities, NACEBEL 2025
47551Retail sale of household furniture
47400Retail sale of information and communication equipment
47540Retail sale of electrical household appliances
62200Computer consultancy and computer facilities management
Contact
E-mail
cedric@athome-design.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0807834113
Registered
12-08-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.