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Complete company report
Generated 09-08-2026
Active BE 0463.463.030Private limited company

BIPHO

Rue du Moulin (Fra) 18 ·5650 Walcourt, Belgium· 28 yrs active
Sector: Advertising & market research (73200)
Conclusion Checked

The computed 12-month bankruptcy probability of BIPHO is 0.5% (very low). The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 28 yrs
Locations 1
Publications 3
Bankruptcy probability (12 mo) Checked model v1 · free
0.5% Very low
0%0,5%1,5%4%10%≥25%
Long track record −Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1998, 28 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (ander). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 ander 18-07-2025 2025-00290807
31-12-2023 ander 01-07-2024 2024-00214100
31-12-2022 ander 26-10-2023 2023-00497332
31-12-2021 ander 20-07-2022 2022-20219600
30-12-2020 micro 19-07-2021 2021-37700533
30-12-2019 micro 25-06-2020 2020-22600319
30-12-2018 micro 13-06-2019 2019-18700142
30-12-2017 micro 23-08-2018 2018-49100349
30-12-2016 volledig 17-05-2017 2017-12500387
30-12-2015 volledig 15-06-2016 2016-18400343
Legal Structure
NACE primary Advertising & market research(73200)
Legal form Private limited company(610)
Incorporation29-05-1998
StatusActive
Postal code5650
Establishment units 1 location
BIPHO
Rue du Moulin (Fra) 18, 5650 Walcourthet invullen van aangifteformulieren voor de loon- en inkomstenbelasting voor particulieren en bedrijven
since 19982.087.194.332
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
93024B0464/00M000 Wallonia 1,943 m² 1 · 119 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 13 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
18-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · ander
18-03-2025
State Gazette act Director changes
2024
01-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · ander
22-04-2024
State Gazette act Director changes
2023
26-10-2023
NBB filing Annual accounts filed
fiscal year 2022 · ander
18-04-2023
State Gazette act Director changes
2022
20-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · ander
2021
19-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
25-06-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
13-06-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
23-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
17-05-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
15-06-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
Belgisch Staatsblad, acts 3 acts
All acts · 3 updated 1 year ago
2025
18-03-2025 2 directors appointed Director changes
  • Christophe Pelzer, Commissaris
  • Krzywicki Walter, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "commissaris_in",
      "role": "commissaris",
      "person": {
        "rrn": "A02534",
        "name": "Christophe Pelzer",
        "address": null,
        "birth_date": null,
        "profession": "r\u00E9viseur d\u0027entreprises",
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": {
        "kbo": "0431.088.289",
        "name": "BDO BEDRIJFSREVISOREN-BDO REVISEURS D\u0027ENTREPRISES SRL",
        "address": "Da Vincilaan 9 Bo\u00EEte E.6, 1930 Zaventem",
        "country": "BE",
        "legal_form": "SRL"
      },
      "statutory": "statutair",
      "compensated": true,
      "effective_date": null,
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale nomme BDO BEDRIJFSREVISOREN-BDO REVISEURS D\u0027ENTREPRISES SRL inscrite \u00E0 la banque carrefour sous le num\u00E9ro 0431.088.289, dont le num\u00E9ro d\u0027agr\u00E9ment est B00023 en tant que commissaire de la soci\u00E9t\u00E9, ayant son si\u00E8ge \u00E0 Da Vincilaan 9 Bo\u00EEte E.6, \u00E0 1930 Zaventem, qui sera repr\u00E9sent\u00E9e p",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_agm_year",
        "value": "2027"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Krzywicki Walter",
        "address": null,
        "birth_date": null,
        "profession": "Administrateur",
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": {
        "kbo": null,
        "name": "Halo Technology Bidco SRL",
        "address": null,
        "country": null,
        "legal_form": "SRL"
      },
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Dont le repr\u00E9sentant permanent est Krzywicki Walter Administrateur",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": null,
    "filing_date": "2024-06-28",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2024-06-28",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0463.463.030",
    "name_full": "BIPHO",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "copie du PV AGO du 28 juin 2024 - Nomination/R\u00E9\u00E9lection du commissaire"
  ],
  "corrected_publication_numac": null
}
2024
22-04-2024 1 director appointed, 1 resigning Director changes
  • Bastien Decroix, Mandataire spécial
  • Walter Scott Krzywicki, Vaste vertegenwoordiger
Technical details 
{
  "events": [
    {
      "kind": "decharge_granted",
      "role": "directeur",
      "person": {
        "rrn": null,
        "name": "Bixela SRL",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Par les pr\u00E9sents, l\u0027administrateur unique retire toute procuration de la Soci\u00E9t\u00E9 \u00E0 Bixela SRL",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "delegation_dagelijks_bestuur_in",
      "role": "mandataire sp\u00E9cial",
      "person": {
        "rrn": null,
        "name": "Bastien Decroix",
        "address": "Chemin Napol\u00E9on, N\u00B025. 6120, Nalinnes, Belgique",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Le conseil d\u0027administration d\u00E9cide de nommer Mr. Bastien Decroix, domicili\u00E9 \u00E0 Chemin Napol\u00E9on, N\u00B025. 6120, Nalinnes, Belgique, comme mandataire sp\u00E9cial de la Soci\u00E9t\u00E9 et de lui d\u00E9l\u00E9guer, avec effet imm\u00E9diat et pour une p\u00E9riode ind\u00E9termin\u00E9e, les pouvoirs suivants:",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "delegation_dagelijks_bestuur_out",
      "role": "vaste_vertegenwoordiger",
      "person": {
        "rrn": null,
        "name": "Walter Scott Krzywicki",
        "address": null,
        "birth_date": null,
        "profession": "administrateur",
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": null,
        "name": "Halo Technology Bidco SRL",
        "address": null,
        "country": null,
        "legal_form": "SRL"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Halo Technology Bidco SRL, dont le repr\u00E9sentant permanent est Walter Scott Krzywicki, administrateur",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": null,
    "filing_date": null,
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "enig_aandeelhouder_schriftelijk",
      "date": "2024-02-01",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0463.463.030",
    "name_full": "BIPHO",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "Annexe: copie de la r\u00E9solution de l\u0027administrateur unique du 01/02/2024 - d\u00E9l\u00E9gation mandats sp\u00E9ciaux"
  ],
  "corrected_publication_numac": null
}
2023
18-04-2023 2 directors appointed Director changes
  • BDO BEDRIJFSREVISOREN-BDO REVISEURS D'ENTREPRISES SRL, Commissaris
  • Christophe Pelzer, Commissaris
Technical details 
{
  "events": [
    {
      "kind": "commissaris_in",
      "role": "commissaris",
      "person": null,
      "reason": null,
      "subkind": "regular",
      "via_org": {
        "kbo": "0431.088.289",
        "name": "BDO BEDRIJFSREVISOREN-BDO REVISEURS D\u0027ENTREPRISES SRL",
        "address": "Da Vincilaan 9 Bo\u00EEte E.6, 1930 Zaventem",
        "country": "BE",
        "legal_form": "SRL"
      },
      "statutory": "statutair",
      "compensated": true,
      "effective_date": null,
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale d\u00E9cide d\u0027\u00E9lire la soci\u00E9t\u00E9 BDO BEDRIJFSREVISOREN-BDO REVISEURS D\u0027ENTREPRISES SRL, ayant son si\u00E8ge \u00E0 Da Vincilaan 9 Bo\u00EEte E.6, \u00E0 1930 Zaventem, inscrite \u00E0 la banque carrefour sous le num\u00E9ro 0431.088.289, dont le num\u00E9ro d\u0027agr\u00E9ment est B00023, en tant que commissaire pour une dur\u00E9e ",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "3"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "commissaris_in",
      "role": "commissaris",
      "person": {
        "rrn": "A02534",
        "name": "Christophe Pelzer",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "La soci\u00E9t\u00E9 BDO BEDRIJFSREVISOREN-BDO REVISEURS D\u0027ENTREPRISES SRL est repr\u00E9sent\u00E9e par Christophe Pelzer dont le num\u00E9ro d\u0027agr\u00E9ment est A02534.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Li\u00E8ge",
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2023-04-18",
    "filing_date": "2023-04-05",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2022-01-15",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0463.463.030",
    "name_full": "Bipho",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": "L\u0026dreffier",
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "Copie du PV AGE du 15-01-2022"
  ],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Markt- en opinieonderzoekbureaus73200Markt- en opinieonderzoek73200Marktonderzoekbureaus74131
Primary activity highlighted.
Names & trade names
Legal nameFR BIPHO
Registered office
Rue du Moulin (Fra) 18
5650 Walcourt, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative