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Complete company report
Generated 14-07-2026
Active BE 1007.874.441Private limited company

BIPAK CONSTRUCT

Zwijnaardsesteenweg 44 ·9000 Gent, Belgium· 2 yrs active
Sector: Construction of buildings (41001)
Conclusion Checked

The computed 12-month bankruptcy probability of BIPAK CONSTRUCT is 2.3% (moderate). The 2025 annual accounts show equity of €25k and a net result of €25k. Its solvency ranks better than 60% of 1070 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €25k
Net result €25k
Better than sector 60%
Active 2 yrs
Snowflake analysis 5 axes · computed by Checked
Health93Profitability100Solvency94Growth50Stability67
81 / 100

Exceptional profile, strong across almost every axis.

Health 93
Profitability 100
Solvency 94
Growth 50
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
2.3% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2025 · computed
93 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 09-10-2025 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 51.5% 42.4%
better than 60% of 1070 sector peers
Net result €25k €11k
better than 70% of 1071 sector peers
Equity €25k €35k
better than 39% of 1072 sector peers
Gross operating margin €40k €30k
better than 59% of 1070 sector peers
Total assets €48k €96k
better than 25% of 1070 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Revenue-
EBITDA€40k
Net profit€25k
Cash flow€26k
Staff costs-
Income taxes€6k
Dividends-
Total assets€48k
Equity€25k
Debt€23k
of which ≤ 1y€23k
of which > 1y-
Working capital€22k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.94
Quick ratio1.94
Working capital ratio45.5%
Solvency51.5%
Debt / equity0.94
Long-term debt ratio-
Interest coverage5.37
Gross margin-
Net margin-
ROA51.5%
ROE100.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€48k
Fixed assets 21/28€3k
Tangible fixed assets 22/27€3k
Current assets 29/58€45k
Amounts receivable within one year 40/41€29k
Cash & bank 54/58€16k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€48k
Equity 10/15€25k
Accumulated profits (losses) 14€25k
Amounts payable 17/49€23k
Amounts payable within one year 42/48€23k
Trade debts payable within one year 44€78
Income statement
Gross operating margin 9900€40k
Operating result 9901€39k
Financial income 75€1
Financial charges 65€7k
Result before taxes 9903€31k
Income taxes 67/77€6k
Net result for the period 9904€25k
Result to be appropriated 9905€25k
Ratios computed by Checked.
Legal Structure
NACE primary Construction of buildings(41001)
Legal form Private limited company(610)
Incorporation02-04-2024
StatusActive
Postal code9000
Establishment units 1 location
BIPAK CONSTRUCT
Vredelaan 1, 1081 KoekelbergAlgemene bouw van residentiële gebouwen
since 20242.357.904.308
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
44808H0052/00R006 Flanders 214 m² 1 · 202 m² 11.8 m · 3 fl.
21011A0041/00M000 Brussels 121 m² 1 · 123 m² 19.9 m · 6 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 1 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
09-10-2025
NBB filing Annual accounts filed
fiscal year 2025 · micro
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Algemene reiniging van gebouwen81210Algemene reiniging van gebouwen81210
Primary activity highlighted.
Names & trade names
Legal nameNL BIPAK CONSTRUCT
Registered office
Zwijnaardsesteenweg 44
9000 Gent, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative