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Complete company report
Generated 10-07-2026
Active BE 0802.674.109Private limited company

BIP-CONSTRUCT

't Veld 38 ·8310 Brugge, Belgium· 3 yrs active
Sector: Specialised construction (43990)
Conclusion Checked

The computed 12-month bankruptcy probability of BIP-CONSTRUCT is 2.5% (moderate). The 2025 annual accounts show equity of €36k and a net result of €22k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €36k
Net result €22k
Active 3 yrs
Locations 1
Snowflake analysis 5 axes · computed by Checked
Health96Profitability61Solvency82Growth65Stability94
80 / 100

Exceptional profile, strong across almost every axis.

Health 96
Profitability 61
Solvency 82
Growth 65
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
2.5% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2025 · computed
96 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 10-03-2026 with the NBB · fiscal year 2025 · micro
€0€200k€400kRevenue 2024: €463k€463kOperating result 2024: €13k€13kNet result 2024: €10k€10kRevenue 2025: €474k€474kOperating result 2025: €29k€29kNet result 2025: €22k€22k20242025
RevenueOperating resultNet result
Revenue
€474k
+2.4% 24-25
EBITDA
€33k
+129.9% +197% vs sector
Net profit
€22k
+117.7% far above sector median
Cash flow
€26k
+136.7% +249% vs sector
Total assets
€88k
+143.4% -52% vs sector
Equity
€36k
+168.6% -63% vs sector
Working capital
€32k
+251.2% -65% vs sector
Income taxes
€6k
+107.1% +117% vs sector
Debt
€52k
+128.7% -47% vs sector
Debt ≤ 1y
€37k
+61.8% -24% vs sector
Debt > 1y
€15k
- -78% vs sector
Current ratio
1.87
+33.4% -15% vs sector
Quick ratio
1.87
+33.4% -12% vs sector
Solvency
40.8%
+10.3% -10% vs sector
Debt / equity
1.45
-14.9% +21% vs sector
ROE
62.8%
-18.9% far above sector median
ROA
25.6%
-10.5% far above sector median
Net margin
4.7%
+112.7% 24-25
EBITDA margin
6.9%
+124.6% 24-25
Interest coverage
207.86
+70.7% far above sector median
Figures by fiscal year
Fiscal year2025
Revenue€474k
EBITDA€33k
Net profit€22k
Cash flow€26k
Staff costs-
Income taxes€6k
Dividends-
Total assets€88k
Equity€36k
Debt€52k
of which ≤ 1y€37k
of which > 1y€15k
Working capital€32k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.87
Quick ratio1.87
Working capital ratio36.4%
Solvency40.8%
Debt / equity1.45
Long-term debt ratio0.42
Interest coverage207.86
Gross margin5.8%
Net margin4.7%
ROA25.6%
ROE62.8%
EBITDA margin6.9%
Days sales outstanding1d
Days payable outstanding21d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€88k
Fixed assets 21/28€19k
Tangible fixed assets 22/27€18k
Financial fixed assets 28€1k
Current assets 29/58€69k
Amounts receivable within one year 40/41€45k
Cash & bank 54/58€23k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€88k
Equity 10/15€36k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€33k
Amounts payable 17/49€52k
Amounts payable after one year 17€15k
Amounts payable within one year 42/48€37k
Trade debts payable within one year 44€25k
Income statement
Turnover 70€474k
Gross operating margin 9900€34k
Operating result 9901€29k
Financial income 75€29
Financial charges 65€157
Result before taxes 9903€28k
Income taxes 67/77€6k
Net result for the period 9904€22k
Result to be appropriated 9905€22k
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Ratios computed by Checked.
Legal Structure
NACE primary Specialised construction(43990)
Legal form Private limited company(610)
Incorporation13-06-2023
StatusActive
Postal code8310
Establishment units 1 location
BIP-CONSTRUCT
't Veld 38, 8310 BruggeVervaardiging van metalen constructiewerken en delen daarvan
since 20232.345.948.859
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31433D0056/00D000 Flanders 470 m² 1 · 99 m² 9.2 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
10-03-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
16-03-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Overige gespecialiseerde bouwactiviteiten, neg43990Restaureren van bouwwerken43995Chapewerken43422Metselwerk43910Uitvoeren van metsel- en voegwerken43994Chapewerken43996Overige gespecialiseerde bouwwerkzaamheden43999
Primary activity highlighted.
Names & trade names
Legal nameNL BIP-CONSTRUCT
Registered office
't Veld 38
8310 Brugge, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative