BIO SPA
ActiveBIO SPA has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €31k and a net result of €-10k. Equity is growing by ~25% per year across the filed fiscal years. Its solvency ranks better than 50% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability6▼-70
Solvency58▼-12
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity ample (current ratio 1.54 against 2.04 in 2023; short-term debt: 64.3% and cash: 3.8% of total assets), but 67.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
32.8%
Return on assets
-10.1%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
29 d late
2022
395 d late
2021
31 d late
2020
2 d late
2019
87 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€31k▼ 23.5%
2023 · €41k
2018: €8k
2019: €14k
2020: €30k
2021: €29k
2022: €36k
2023: €41k
2018 → 2024
Total assets
€96k▲ 4.8%
2023 · €91k
2018: €42k
2019: €50k
2020: €55k
2021: €91k
2022: €99k
2023: €91k
2018 → 2024
Net result
€-10k
2023 · €5k
2018: €724
2019: €6k
2020: €16k
2021: €-1k
2022: €7k
2023: €5k
2018 → 2024
Working capital
€33k▼ 26.2%
2023 · €45k
2018: €6k
2019: €13k
2020: €29k
2021: €36k
2022: €41k
2023: €45k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€30k-€29k▼ 3.8%€36k▲ 25.0%€41k▲ 14.3%€31k▼ 23.5%
Operating result€17k-€231▼ 98.6%€8k▲ 3,210%€7k▼ 11.1%€-7k
Net result€16k-€-1k€7k€5k▼ 28.6%€-10k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €7k after €7k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €96k
Fixed assets
€910▼ 68.2%
Current assets
€95k▲ 7.1%
Equity and liabilities €96k
Equity
€31k▼ 23.5%
Debt
€64k▲ 27.9%
The debt ratio rises from 55.1% to 67.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-5k▼
2023 · €9k
Cash flow
€-8k▼
2023 · €8k
Solvency
32.8%▼
2023 · 44.9%
Current ratio
1.54▼
2023 · 2.04
Quick ratio
0.09▼
2023 · 0.20
Debt / equity
2.05▲
2023 · 1.23
ROE
-30.8%▼
2023 · 12.5%
ROA
-10.1%▼
2023 · 5.6%
Interest coverage
-5.70▼
2023 · 15.16
Debt
€64k▲
2023 · €50k
Debt ≤ 1 year
€62k▲
2023 · €43k
Debt > 1 year
€3k▼
2023 · €7k
Income taxes
€2k▲
2023 · €1k
Staff costs
€82k▲
2023 · €78k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€91k€96k▲
Fixed assets21/28€3k€910▼
Tangible fixed assets22/27€3k€570▼
Plant, machinery and equipment23€2k€110▼
Furniture and vehicles24€892€460▼
Financial fixed assets28€340€340=
Current assets29/58€88k€95k▲
Stocks and contracts in progress3€80k€89k▲
Stocks30/36€80k€89k▲
Cash at bank and in hand54/58€3k€4k▲
Deferred charges and accrued income490/1€5k€2k▼
Equity and liabilities
Total equity and liabilities10/49€91k€96k▲
Equity10/15€41k€31k▼
Contributions10/11€20k€20k=
Reserves13€11k€11k=
Tax-exempt reserves132€4k€4k=
Distributable reserves133€7k€7k=
Profit (loss) carried forward14€10k€246▼
Amounts payable17/49€50k€64k▲
Amounts payable after more than one year17€7k€3k▼
Financial debts170/4€7k€3k▼
Amounts payable within one year42/48€43k€62k▲
Current portion of amounts payable after more than one year42€4k€4k▲
Trade debts44€4k€29k▲
Suppliers440/4€4k€29k▲
Taxes, remuneration and social security45€28k€23k▼
Taxes450/3€14k€3k▼
Remuneration and social security454/9€14k€20k▲
Other amounts payable47/48€8k€5k▼
Income statement
Code20232024
Remuneration, social security and pensions62€78k€82k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€89k€78k▼
Operating profit (loss)9901€7k€-7k▼
Financial income75/76B€20€0▼
Recurring financial income75€20€0▼
Financial charges65/66B€620€921▲
Recurring financial charges65€620€921▲
Profit (loss) for the period before taxes9903€6k€-8k▼
Income taxes67/77€1k€2k▲
Profit (loss) for the period9904€5k€-10k▼
Profit (loss) for the period to be appropriated9905€5k€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€246▼
Profit (loss) brought forward from the previous period14P€5k€10k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €-10k ▼288%
Net result drops to €-10k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 395 days late
28-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2022
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
02-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2020
31-12
Financial
Highest result since 2018net €16k ▲172%
Operating result €17k, net result €16k, both a record.
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 87 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 57 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Spa · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Servais 17/194900 SpaGround area
126 m²
Building footprint
85 m²
Volume, LiDAR
1,147 m³
Parcel 63072G0763/00T000, Wallonia · tallest building 15.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
BIO SPA
since 19962.075.005.984
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63072G0763/00T000 | Wallonia | 126 m² | 1 · 85 m² | 15.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSpa2.075.005.984
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't Calorietje
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Wide Awake Espresso Bar
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Of 2,477 companies in sector 47279 we hold annual accounts for 950. 754 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-1995
Fiscal year end31-12
Activities, NACEBEL
47279Other retail sale of food
47299Retail trade
52272
46389Wholesale of other food products
51384
80424
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:sanoriz@yahoo.fr