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SOL ET VITA

Active
Public limited companyfounded 1994active for 32 yearsGalgenstraat 32, 3110 Rotselaar, BelgiumKBO/BCE: BE 0451.781.557
Summary

The computed 12-month bankruptcy probability of SOL ET VITA is 2.0% (moderate). The 2025 annual accounts show negative equity (-€84,734) and a net result of -€37,139. Equity has been shrinking by about 44% per year since 2018. Its solvency ranks better than 5% of 12,757 sector peers (NACE 47, financial year 2025). The company has been active since 1994 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 20-01-1994 Normal situation
Activity
Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110and 1 other
Joint committees
201 Paritair Comité voor de zelfstandige kleinhandel
119 Paritair Comité voor de handel in voedingswaren · annual accounts 2025
Establishment unit
2.065.432.480 3110 Rotselaar, since 08-02-1994
Financial year end
31 December
Peppol
Reachable since 11-12-2025

Board and ownership

Board

Financial position

52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.0%
Annual accounts 2025
Gross margin
€66,726
▼ 32.8%
Turnover
≈ €710,000
estimated
Loss
€37,139
▲ 4.2%
Equity
-€84,734
▼ 78.0%
Total assets
€75,281
▼ 14.1%
Employees on 31-12-2025
2
▼ 33.3%
  • Negative equity on 31-12-2025
Filed on 13-07-2026, 18 days before the deadline
Score breakdownraises riskLoss of €37,139, the second in a row (financial year 2025)Negative equity -€84,734Sector: Retail trade (NACE 47)lowers riskSize: total assets €75,281Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 20% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 0=
equity -112.6% of total assets
Liquidity 55-4
short-term debt 19.9% · cash 9.0%
Profitability 0=
return on assets -49.3%
Bankruptcy probability within 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 1.1% 01-2025: 1.1%● unchanged vs 12-2024 02-2025: 1.1%● unchanged vs 01-2025 03-2025: 1.1%● unchanged vs 02-2025 04-2025: 1.1%● unchanged vs 03-2025 05-2025: 1.1%● unchanged vs 04-2025 06-2025: 1.1%● unchanged vs 05-2025lowest value 07-2025: 1.2%▲ +0.1 percentage points vs 06-2025 08-2025: 1.6%▲ +0.4 percentage points vs 07-2025 09-2025: 1.6%● unchanged vs 08-2025 10-2025: 1.6%● unchanged vs 09-2025 11-2025: 1.6%● unchanged vs 10-2025 12-2025: 1.6%● unchanged vs 11-2025 01-2026: 1.5%▼ -0.1 percentage points vs 12-2025 02-2026: 1.5%● unchanged vs 01-2026 03-2026: 1.5%● unchanged vs 02-2026 04-2026: 1.5%● unchanged vs 03-2026 05-2026: 1.6%▲ +0.1 percentage points vs 04-2026 06-2026: 1.5%▼ -0.1 percentage points vs 05-2026 07-2026: 1.7%▲ +0.2 percentage points vs 06-2026 08-2026: 2.0%▲ +0.3 percentage points vs 07-2026highest value 09-2026: 2.0%● unchanged vs 08-2026highest value 10-2026: 2.0%● unchanged vs 09-2026highest value 11-2026: 2.0%● unchanged vs 10-2026highest value
No credit on open account
Liquidity is ample, with a current ratio of 4.75 (5.34 in 2024), above the usual 1.5. Short-term debt is 19.9% and cash 9% of total assets. However, equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 61% on liquidity, 6% on profitability and 7% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Loss of €37,139, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Size: total assets €75,281
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€84,734
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€84,734
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
18 days early
2024
21 days late
2023
9 days late
2022
38 days early
2021
37 days early
2020
19 days late
2019
16 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 9 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€84,734 View
  • Risk: 5 loss-making years in a rowloss in financial year 2025 -€37,139 View
  • Caution: Lower solvency than 95% of companies in retail tradesector median 36.6% · 12,757 companies -112.6% View

Recent changes

  1. · Gazette deed Reappointment: Jost Josée (director)Appointment: Verhegge Johan (director)
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as SOL ET VITA: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €60,300 and €131,000, founded between 1992 and 1999.

CompanyTotal assetsGross margin
SOL ET VITA Rotselaar€75,281€66,726
SHANLY Antwerpen€96,771€67,711
KHARAK Brussel€60,290€62,367
BANSAL Sint-Pieters-Leeuw€102,929€63,552
DINO DILARA Grimbergen€131,009€47,929
GOKCE Etterbeek€83,357€54,752
ALMA FRUITS et LEGUMES Schaarbeek€88,527€46,178
Full comparison

Key facts about SOL ET VITA

What is the company number of SOL ET VITA?
The company number of SOL ET VITA is 0451.781.557. The VAT number is the same number with BE in front: BE 0451.781.557.
Where is SOL ET VITA based?
The registered office is at Galgenstraat 32, 3110 Rotselaar.Company details
What does SOL ET VITA do?
According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
What is the legal form of SOL ET VITA?
The legal form of SOL ET VITA is Public limited company (NV).
When was SOL ET VITA founded?
SOL ET VITA was founded on 20-01-1994.
Is SOL ET VITA still active?
Yes, SOL ET VITA is an active enterprise in the KBO register.
How many employees does SOL ET VITA have?
SOL ET VITA had an average of 1.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does SOL ET VITA fall under?
In its 2025 annual accounts, SOL ET VITA states joint committees 201 (Paritair Comité voor de zelfstandige kleinhandel) and 119 (Paritair Comité voor de handel in voedingswaren).
What is the turnover of SOL ET VITA?
The turnover in financial year 2025 is ≈ €710,000. This figure is estimated from the gross margin of €66,726 and 113 comparable companies (NACE 47110). It probably lies between €500,000 and €1.1m.
Is SOL ET VITA profitable?
In financial year 2025, SOL ET VITA made a loss of €37,139.
Where can I find the annual accounts of SOL ET VITA?
SOL ET VITA filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SOL ET VITA due?
SOL ET VITA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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