Equity
Equity fell by 50% in 9 years.
Equity fell by 50% in 9 years.
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
Six of the last ten came late. The 2019 accounts came latest: 69 days after the end of the period.
In July 2024, 6,908 companies had the same profile as BIND has now. Each dot stands for 18 companies, two years later.
Another 0.2% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,908 companies, not a prediction for BIND. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| BIND Hoeilaart | €129,173 | -€312 | 33.6% | - |
| PRO-RATA Hoeilaart | €129,104 | -€5,261 | 3.8% | - |
| PYC Overijse | €123,582 | -€39,580 | 70.9% | - |
| TERRAMO Herent | €123,152 | -€11,195 | 75.9% | - |
| HET GEHEIM Leuven | €130,275 | €514 | 90.0% | - |
| T-Project Rotselaar | €122,151 | -€119,802 | -267.9% | - |
| FUEL MARKETING & COMMUNICATION Bever | €121,944 | -€3,132 | 98.3% | - |
These companies have the same main activity as BIND: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €122,000 and €130,000, founded between 2008 and 2010.
BIND files the micro format. That format states no turnover. The gross margin fell from €42,384 in 2011 to -€312 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them.
Higher than 33% of 41,211 companies in 2025.
Higher than 39% of 39,782 companies in 2025.
Higher than 13% of 40,303 companies in 2025.
Net result: bottom quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||||||||
20/58 |
129,173 | 127,940 | 133,590 | 117,637 | 118,493 | 110,007 | 100,414 | 91,623 | 95,000 | 102,597 | 89,546 | 92,836 | 45,178 | 81,807 | 62,417 | |
20 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
21/28 |
2,234 | 2,637 | 4,812 | 11,328 | 5,205 | 1,957 | 1,179 | 1,998 | 2,490 | 4,868 | 11,516 | 9,820 | 13,654 | 20,396 | 2,532 | |
21 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
22/27 |
2,234 | 2,637 | 4,812 | 11,328 | 5,205 | 1,957 | 1,179 | 1,998 | 2,490 | 4,868 | 11,516 | 9,820 | 13,654 | 15,396 | 2,532 | |
22 |
- | - | - | - | 0 | 101 | 247 | 525 | 803 | 1,081 | 1,360 | 1,638 | 1,916 | 2,194 | 1,462 | |
23 |
- | - | - | - | - | - | - | 0 | - | - | 249 | 498 | 748 | 997 | - | |
24 |
2,234 | 2,637 | 4,812 | 11,328 | 5,205 | 1,856 | 932 | 1,473 | 1,687 | 3,786 | 9,907 | 7,684 | 10,990 | 12,205 | 1,071 | |
26 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
27 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
28 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | 5,000 | - | |
29/58 |
126,938 | 125,303 | 128,779 | 106,309 | 113,288 | 108,050 | 99,235 | 89,624 | 92,510 | 97,729 | 78,030 | 83,016 | 31,524 | 61,411 | 59,884 | |
29 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
290 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
291 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
3 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
30/36 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
37 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
40/41 |
13,832 | 15,651 | 16,280 | 36,049 | 20,490 | 24,451 | 30,565 | 36,200 | 25,310 | 33,227 | 46,076 | 29,019 | 16,462 | 19,344 | 18,021 | |
40 |
11,986 | 8,364 | 8,646 | 20,897 | 9,936 | 14,557 | 10,691 | 10,166 | 9,775 | 14,934 | 23,055 | 19,367 | 14,774 | 19,344 | 18,021 | |
41 |
1,847 | 7,287 | 7,634 | 15,152 | 10,554 | 9,895 | 19,873 | 26,034 | 15,535 | 18,293 | 23,021 | 9,653 | 1,688 | - | - | |
50/53 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
54/58 |
105,765 | 93,387 | 87,285 | 66,521 | 89,220 | 80,190 | 64,602 | 50,491 | 64,728 | 63,633 | 31,097 | 51,055 | 15,063 | 42,067 | 37,821 | |
490/1 |
7,341 | 16,266 | 25,214 | 3,739 | 3,578 | 3,409 | 4,069 | 2,934 | 2,472 | 869 | 858 | 2,942 | - | - | 4,042 | |
| Balance sheet: equity and liabilities | ||||||||||||||||
10/49 |
129,173 | 127,940 | 133,590 | 117,637 | 118,493 | 110,007 | 100,414 | 91,623 | 95,000 | 102,597 | 89,546 | 92,836 | 45,178 | 81,807 | 62,417 | |
10/15 |
43,367 | 48,229 | 53,865 | 46,411 | 46,113 | 50,498 | 67,063 | 84,653 | 74,802 | 86,836 | 75,775 | 62,515 | 37,497 | 30,292 | 36,987 | |
10/11 |
12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | |
100 |
- | - | - | - | - | - | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
101 |
- | - | - | - | - | - | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | |
11 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
1100/10 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
12 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
13 |
41,465 | 41,465 | 41,465 | 34,011 | 33,713 | 38,098 | 54,663 | 74,332 | 74,332 | 74,332 | 57,705 | 28,439 | 1,913 | 1,886 | 1,860 | |
130/1 |
- | - | 0 | 1,860 | 1,860 | 1,860 | - | 0 | - | - | - | - | - | - | - | |
130 |
- | - | - | - | - | - | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | |
1311 |
- | - | 0 | 1,860 | 1,860 | 1,860 | - | - | - | - | - | - | - | - | - | |
1312 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
1319 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
132 |
- | - | - | - | - | 0 | 86 | 86 | 86 | 86 | 86 | 79 | 53 | 26 | - | |
133 |
41,465 | 41,465 | 41,465 | 32,151 | 31,853 | 36,238 | 52,717 | 72,386 | 72,386 | 72,386 | 55,759 | 26,500 | - | - | - | |
14 |
-10,498 | -5,637 | 0 | 0 | 0 | - | 0 | -2,079 | -11,930 | 104 | 5,670 | 21,676 | 23,184 | 16,006 | 22,727 | |
15 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
19 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
16 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
160/5 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
160 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
161 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
162 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
163 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
164/5 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
168 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
17/49 |
85,805 | 79,711 | 79,725 | 71,226 | 72,380 | 59,510 | 33,351 | 6,970 | 20,197 | 15,761 | 13,772 | 30,321 | 7,681 | 51,515 | 25,429 | |
17 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
170/4 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
175 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
176 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
178/9 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
42/48 |
85,405 | 79,711 | 79,725 | 71,226 | 72,380 | 59,510 | 33,351 | 6,970 | 20,197 | 15,761 | 13,772 | 29,921 | 7,281 | 51,115 | 25,429 | |
42 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
43 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
430/8 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
439 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
44 |
2,753 | 3,853 | 5,300 | 3,183 | 4,272 | 8,710 | 1,871 | 3,456 | 5,197 | 3,081 | 1,937 | 12,266 | 5,658 | 4,453 | - | |
440/4 |
2,753 | 3,853 | 5,300 | 3,183 | 4,272 | 8,710 | 1,871 | 3,456 | 5,197 | 3,081 | 1,937 | 12,266 | 5,658 | 4,453 | - | |
441 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
46 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
45 |
9,306 | 8,846 | 8,546 | 8,254 | 5,535 | 7,268 | 4,168 | 3,513 | 15,000 | 12,680 | 11,834 | 17,655 | 1,623 | 45,045 | 23,234 | |
450/3 |
9,306 | 8,846 | 8,546 | 8,254 | 5,535 | 7,268 | 4,168 | 3,513 | 15,000 | 12,680 | 11,834 | 17,655 | 1,623 | 45,045 | 23,234 | |
454/9 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
47/48 |
73,347 | 67,012 | 65,879 | 59,790 | 62,572 | 43,532 | 27,312 | 0 | - | - | - | - | - | 1,617 | 2,195 | |
492/3 |
400 | - | - | - | - | - | - | 0 | - | - | - | 400 | 400 | 400 | - | |
| Income statement | ||||||||||||||||
76A |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
9900 |
-312 | -1,367 | 15,521 | 7,829 | 19,807 | 25,100 | 17,776 | 15,696 | -9,588 | 26,684 | 31,615 | 47,825 | 18,339 | 67,559 | 42,384 | |
62 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
630 |
1,803 | 2,175 | 2,148 | 3,517 | 1,017 | 1,260 | 1,439 | 1,232 | 2,378 | 8,011 | 6,602 | 4,484 | 4,396 | 4,117 | 1,439 | |
631/4 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
635/8 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
640/8 |
894 | 823 | 1,293 | 863 | 1,617 | 1,202 | 1,059 | 2,541 | 674 | 896 | 963 | 902 | 1,118 | 1,630 | 1,661 | |
649 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
66A |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
9901 |
-3,009 | -4,365 | 12,081 | 3,450 | 17,173 | 22,638 | 15,278 | 11,922 | -12,640 | 17,777 | 24,050 | 42,439 | 12,825 | 61,811 | 39,283 | |
75/76B |
1 | 0 | 10 | 235 | 0 | 5 | 1,065 | 1,276 | 1,449 | 1,572 | 1,009 | 417 | 83 | 175 | 30 | |
75 |
1 | 0 | 10 | 235 | 0 | 5 | 1,065 | 1,276 | 1,449 | 1,572 | 1,009 | 417 | 83 | 175 | 30 | |
76B |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
65/66B |
700 | 758 | 603 | 447 | 1,080 | 1,014 | 1,516 | 1,409 | 706 | 1,058 | 1,180 | 1,023 | 1,111 | 1,609 | 185 | |
65 |
700 | 758 | 603 | 447 | 1,080 | 1,014 | 1,516 | 1,409 | 706 | 1,058 | 1,180 | 1,023 | 1,111 | 1,609 | 185 | |
66B |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
9903 |
-3,708 | -5,123 | 11,487 | 3,237 | 16,094 | 21,629 | 14,827 | 11,789 | -11,897 | 18,291 | 23,880 | 41,833 | 11,797 | 60,377 | 39,129 | |
67/77 |
1,153 | 513 | 3,199 | 2,139 | 5,712 | 7,075 | 5,105 | 1,938 | 136 | 7,230 | 10,620 | 15,203 | 4,592 | 22,072 | 14,541 | |
9904 |
-4,861 | -5,637 | 8,288 | 1,098 | 10,382 | 14,554 | 9,722 | 9,851 | -12,033 | 11,061 | 13,260 | 26,630 | 7,205 | 38,305 | 24,587 | |
789 |
- | - | - | - | 0 | 86 | - | 0 | - | - | - | - | - | - | - | |
689 |
- | - | - | - | - | - | - | 0 | - | - | 7 | 26 | 26 | 26 | - | |
9905 |
-4,861 | -5,637 | 8,288 | 1,098 | 10,382 | 14,640 | 9,722 | 9,851 | -12,033 | 11,061 | 13,253 | 26,604 | 7,178 | 38,279 | 24,587 | |
| Appropriation of the result | ||||||||||||||||
9906 |
-10,498 | -5,637 | 8,288 | 1,098 | 10,382 | 14,640 | 7,643 | -2,079 | -11,930 | 16,731 | 34,929 | 48,176 | 23,184 | 61,006 | 24,587 | |
14P |
-5,637 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
791/2 |
- | - | - | 0 | 14,767 | 31,119 | 26,500 | 0 | - | - | - | - | - | - | - | |
691/2 |
- | 0 | 7,455 | 298 | 10,382 | 14,640 | 6,831 | 0 | - | 16,627 | 29,259 | 26,500 | - | - | 1,860 | |
691 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
6920 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | 1,860 | |
6921 |
- | 0 | 7,455 | 298 | 10,382 | 14,640 | 6,831 | 0 | - | 16,627 | 29,259 | 26,500 | - | - | - | |
694/7 |
- | 0 | 833 | 800 | 14,767 | 31,119 | 27,312 | 0 | - | - | - | - | - | 45,000 | - | |
694 |
- | 0 | 833 | 800 | 14,767 | 31,119 | 27,312 | 0 | - | - | - | - | - | 45,000 | - | |
695 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
696 |
- | - | - | - | - | - | - | 0 | - | - | - | - | - | - | - | |
| Document | ||||||||||||||||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 30-07-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 30-07-2026 | 2026-00367008 | |
| 31-12-2024 | micro format | 11-08-2025 | 2025-00372037 | |
| 31-12-2023 | micro format | 31-07-2024 | 2024-00319710 | |
| 31-12-2022 | micro format | 10-08-2023 | 2023-00325989 | |
| 31-12-2021 | micro format | 31-08-2022 | 2022-20402091 | |
| 31-12-2020 | micro format | 18-08-2021 | 2021-50100013 | |
| 31-12-2019 | micro format | 08-10-2020 | 2020-60300519 | |
| 31-12-2018 | micro format | 19-07-2019 | 2019-36000394 | |
| 31-12-2017 | micro format | 26-09-2018 | 2018-65200284 | |
| 31-12-2016 | micro format | 26-07-2017 | 2017-36400416 | |
| 31-12-2015 | abbreviated format | 29-07-2016 | 2016-37500328 | |
| 31-12-2014 | abbreviated format | 17-07-2015 | 2015-32100205 | |
| 31-12-2013 | abbreviated format | 01-08-2014 | 2014-38300507 | |
| 31-12-2012 | abbreviated format | 30-08-2013 | 2013-54100012 | |
| 31-12-2011 | abbreviated format | 30-07-2012 | 2012-36600359 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -1,205 | -2,190 | 14,228 | 6,967 | 18,190 | 23,898 | 16,717 | 13,155 | -10,262 | 25,788 | 30,653 | 46,923 | 17,221 | 65,929 | 40,723 | ||
| -3,058 | -3,462 | 10,435 | 4,615 | 11,399 | 15,814 | 11,160 | 11,083 | -9,655 | 19,072 | 19,862 | 31,115 | 11,601 | 42,422 | 26,026 | ||
| 1,401 | 0 | 2,276 | 9,640 | 5,090 | 2,451 | 619 | 741 | 0 | 1,362 | 9,798 | 651 | 2,653 | 21,981 | 3,972 | ||
| 12,378 | 6,102 | 20,764 | -22,699 | 9,030 | 15,588 | 14,111 | -14,237 | 1,095 | 32,536 | -19,958 | 35,992 | -27,004 | 4,245 | - | ||
| 41,533 | 45,592 | 49,054 | 35,082 | 40,908 | 48,541 | 65,884 | 82,655 | 72,313 | 81,968 | 64,259 | 53,095 | 24,244 | 10,296 | 34,455 | ||
| 33.6% | 37.7% | 40.3% | 39.5% | 38.9% | 45.9% | 66.8% | 92.4% | 78.7% | 84.6% | 84.6% | 67.3% | 83.0% | 37.0% | 59.3% | ||
| 1.49 | 1.57 | 1.62 | 1.49 | 1.57 | 1.82 | 2.98 | 12.86 | 4.58 | 6.20 | 5.67 | 2.77 | 4.33 | 1.20 | 2.35 | ||
| 1.98 | 1.65 | 1.48 | 1.53 | 1.57 | 1.18 | 0.50 | 0.08 | 0.27 | 0.18 | 0.18 | 0.49 | 0.20 | 1.70 | 0.69 | ||
| -11.2% | -11.7% | 15.4% | 2.4% | 22.5% | 28.8% | 14.5% | 11.6% | -16.1% | 12.7% | 17.5% | 42.6% | 19.2% | 126.5% | 66.5% | ||
| -3.8% | -4.4% | 6.2% | 0.9% | 8.8% | 13.2% | 9.7% | 10.8% | -12.7% | 10.8% | 14.8% | 28.7% | 15.9% | 46.8% | 39.4% | ||
| -1.72 | -2.89 | 23.59 | 15.57 | 16.85 | - | - | - | - | - | - | - | - | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €1,401 | - | €2,276 | €9,640 | €5,090 |
| €1,803 | €2,175 | €2,148 | €3,517 | €1,017 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is a loss of €3,009, smaller than the loss of €4,365 in 2024.
Debt's share of the balance-sheet total rises from 62.3% to 66.4%. Equity is lower and debt is higher.
BIND has no parent and no holdings in its annual accounts. is the only director. BIND shares no director with another company.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Krekelheide 7 registered office 1560 Hoeilaart | 01-04-2010 | 2.187.857.665 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 23033C0056/00X007 | 877 m² | 1 · 109 m² | 9.2 m · 2 |
If something looks wrong or is missing, please tell us.