BIME
Annual accounts 2025
micro format, filed on 29-06-2026, 32 days before the deadline€156,754
▼ 18.1%
€379,940
▲ 15.8%
€43,074
▲ €47,994
41.3%
▼ 17.1 percentage points
27.5%
▲ 30.0 percentage points
11.3%
▲ 12.8 percentage points
The turnover shown is an estimate from the gross margin.
Balance sheet
balance sheet total €379,940 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
41.3%
Higher than 42% of 9,767 companies in 2025.
11.3%
Higher than 53% of 9,621 companies in 2025.
BIME
Middle half of the sector
80% of the sector
Micro accounts in financial services (NACE 64)
Net result: middle half · Equity: middle half · Balance sheet total: middle half
Staff
Staff costs divided by the average number of full-time equivalents.
people who joined
people who left
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||||
20/58 |
379,940 | 328,088 | 531,478 | 1.2m | 1.5m | 1.4m | 1.3m | 1.1m | 1.1m | 1.1m | 1.0m | |
20 |
- | - | - | - | - | - | - | - | - | - | 358 | |
21/28 |
244,308 | 259,549 | 280,594 | 301,675 | 909,554 | 923,764 | 939,093 | 954,783 | 969,064 | 982,937 | 1.0m | |
22/27 |
244,308 | 259,549 | 280,594 | 301,675 | 299,079 | 313,239 | 328,568 | 344,258 | 358,589 | 372,462 | 400,130 | |
22 |
239,841 | 254,436 | 269,032 | 283,627 | 298,223 | 312,818 | 327,414 | 342,009 | 356,604 | 371,200 | 400,130 | |
23 |
394 | 613 | 832 | 1,052 | - | - | - | - | - | - | - | |
24 |
4,073 | 4,499 | 10,730 | 16,996 | 856 | 421 | 1,154 | 2,249 | 1,985 | 1,262 | - | |
28 |
- | - | - | - | 610,475 | 610,525 | 610,525 | 610,525 | 610,475 | 610,475 | 610,475 | |
29/58 |
135,632 | 68,539 | 250,884 | 882,127 | 550,401 | 511,447 | 352,496 | 190,741 | 173,083 | 98,638 | 25,576 | |
29 |
- | - | - | - | - | - | - | - | - | - | 4,969 | |
290 |
- | - | - | - | - | - | - | - | - | - | 4,969 | |
40/41 |
11,634 | 2,336 | 8,405 | 2,486 | 153,929 | 153,432 | 153,432 | 71,087 | - | 338 | - | |
40 |
11,109 | 1,811 | 7,145 | 2,382 | 791 | - | - | - | - | - | - | |
41 |
525 | 525 | 1,260 | 104 | 153,138 | 153,432 | 153,432 | 71,087 | - | 338 | - | |
50/53 |
- | - | 200,000 | - | - | - | - | - | - | - | - | |
54/58 |
121,977 | 64,184 | 40,552 | 878,773 | 396,472 | 358,015 | 196,839 | 119,040 | 173,083 | 97,730 | 20,607 | |
490/1 |
2,021 | 2,020 | 1,928 | 869 | - | - | 2,225 | 615 | - | 570 | - | |
| Balance sheet: equity and liabilities | ||||||||||||
10/49 |
379,940 | 328,088 | 531,478 | 1.2m | 1.5m | 1.4m | 1.3m | 1.1m | 1.1m | 1.1m | 1.0m | |
10/15 |
156,754 | 191,428 | 273,245 | 296,485 | 708,783 | 963,354 | 893,336 | 676,352 | 415,119 | 90,021 | 57,815 | |
10/11 |
75,000 | - | 75,000 | 75,000 | 75,000 | 75,000 | 75,000 | 75,000 | 75,000 | 75,000 | 75,000 | |
100 |
- | - | - | - | - | - | 75,000 | 75,000 | 75,000 | 75,000 | 75,000 | |
13 |
50,574 | 7,500 | 7,500 | 7,500 | 7,500 | 7,500 | 7,500 | 7,500 | 7,500 | 751 | - | |
130/1 |
- | - | - | 7,500 | 7,500 | 7,500 | - | - | - | - | - | |
130 |
- | - | - | - | - | - | 7,500 | 7,500 | 7,500 | 751 | - | |
1311 |
- | - | - | 7,500 | 7,500 | 7,500 | - | - | - | - | - | |
133 |
50,574 | 7,500 | 7,500 | - | - | - | - | - | - | - | - | |
14 |
- | 150,851 | 155,771 | 177,113 | 587,514 | 840,188 | 768,272 | 549,391 | 286,261 | 14,270 | -17,185 | |
15 |
31,179 | 33,077 | 34,974 | 36,872 | 38,769 | 40,666 | 42,564 | 44,461 | 46,359 | - | - | |
17/49 |
223,186 | 136,660 | 258,233 | 887,318 | 751,172 | 471,857 | 398,253 | 469,172 | 727,028 | 991,554 | 978,724 | |
17 |
47,500 | 122,500 | 220,000 | 270,000 | 304,309 | 96,698 | 168,284 | 239,076 | 509,084 | 778,315 | 772,206 | |
170/4 |
47,500 | 122,500 | 220,000 | 270,000 | 304,309 | 96,698 | 168,284 | 239,076 | 509,084 | 778,315 | 772,206 | |
42/48 |
175,686 | 14,160 | 38,233 | 617,318 | 446,863 | 375,159 | 229,969 | 230,095 | 217,944 | 213,238 | 206,518 | |
42 |
- | - | - | - | 72,388 | 71,586 | 70,792 | 70,008 | 69,232 | 68,464 | 47,794 | |
44 |
11,254 | 5,448 | 8,992 | 8,218 | 5,228 | 1,871 | 2,048 | 2,152 | 2,144 | 4,373 | 5,553 | |
440/4 |
11,254 | 5,448 | 8,992 | 8,218 | 5,228 | 1,871 | 2,048 | 2,152 | 2,144 | 4,373 | 5,553 | |
46 |
- | - | - | - | 518 | - | - | - | - | - | - | |
45 |
11,178 | 4,798 | 3,511 | 6,269 | 3,636 | 3,295 | 5,295 | 2,679 | 1,667 | 937 | 8,485 | |
450/3 |
11,178 | 4,798 | 3,511 | 6,269 | 3,636 | 3,295 | 5,295 | 2,679 | 1,667 | 937 | 3,285 | |
454/9 |
- | - | - | - | - | - | - | - | - | - | 5,200 | |
47/48 |
153,255 | 3,914 | 25,729 | 602,830 | 365,092 | 298,408 | 151,834 | 155,256 | 144,901 | 139,465 | 144,686 | |
| Income statement | ||||||||||||
9900 |
70,453 | 14,962 | -639 | 14,109 | 31,211 | 32,324 | 21,552 | 32,558 | 35,713 | 27,078 | -3,600 | |
62 |
- | - | - | - | - | - | - | 8,824 | - | - | - | |
630 |
19,671 | 21,046 | 21,081 | 16,410 | 15,052 | 15,329 | 15,690 | 15,269 | 14,957 | 29,288 | 11,911 | |
640/8 |
1,716 | 2,248 | 2,195 | 4,437 | 4,572 | 4,398 | 4,342 | 4,157 | 4,975 | 2,576 | 408 | |
9901 |
49,066 | -8,331 | -23,916 | -6,739 | 11,587 | 12,598 | 1,520 | 4,308 | 15,782 | -4,786 | -15,919 | |
75/76B |
1,897 | 3,648 | 2,757 | 1,897 | 98,897 | 71,898 | 228,897 | 271,897 | 277,071 | 50,000 | - | |
75 |
1,897 | 3,648 | 2,757 | 1,897 | 98,897 | 71,898 | 228,897 | 271,897 | 277,071 | 50,000 | - | |
65/66B |
3,582 | 236 | 183 | 55,559 | 13,157 | 12,581 | 11,537 | 13,075 | 14,113 | 13,007 | 1,266 | |
65 |
3,582 | 236 | 183 | 55,559 | 13,157 | 12,581 | 11,537 | 13,075 | 14,113 | 13,007 | 1,266 | |
9903 |
47,382 | -4,920 | -21,343 | -60,401 | 97,326 | 71,915 | 218,881 | 263,131 | 278,740 | 32,206 | -17,185 | |
67/77 |
4,307 | - | - | - | - | - | - | - | - | - | - | |
9904 |
43,074 | -4,920 | -21,343 | -60,401 | 97,326 | 71,915 | 218,881 | 263,131 | 278,740 | 32,206 | -17,185 | |
9905 |
43,074 | -4,920 | -21,343 | -60,401 | 97,326 | 71,915 | 218,881 | 263,131 | 278,740 | 32,206 | -17,185 | |
| Appropriation of the result | ||||||||||||
9906 |
193,925 | 150,851 | 155,771 | 527,113 | 937,514 | 840,188 | 768,272 | 549,391 | 293,010 | 15,021 | -17,185 | |
14P |
150,851 | 155,771 | 177,113 | 587,514 | 840,188 | - | - | - | - | - | - | |
691/2 |
43,074 | - | - | - | - | - | - | - | 6,749 | 751 | - | |
6920 |
- | - | - | - | - | - | - | - | 6,749 | 751 | - | |
6921 |
43,074 | - | - | - | - | - | - | - | - | - | - | |
694/7 |
150,851 | - | - | 350,000 | 350,000 | - | - | - | - | - | - | |
694 |
150,851 | - | - | 350,000 | 350,000 | - | - | - | - | - | - | |
| Social balance sheet | ||||||||||||
9087 |
- | - | - | - | - | - | - | 0.3 | - | - | - | |
Hours worked1013 |
- | - | - | - | - | - | - | 608 | - | - | - | |
| Document | ||||||||||||
The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 29-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 29-06-2026 | 2026-00211448 | |
| 31-12-2024 | micro format | 25-04-2025 | 2025-00075735 | |
| 31-12-2023 | micro format | 16-04-2024 | 2024-00063201 | |
| 31-12-2022 | micro format | 31-07-2023 | 2023-00294524 | |
| 31-12-2021 | micro format | 11-08-2022 | 2022-20282913 | |
| 31-12-2020 | micro format | 19-08-2021 | 2021-50600073 | |
| 31-12-2019 | full format | 14-07-2020 | 2020-29700376 | |
| 31-12-2018 | full format | 26-08-2019 | 2019-50500416 | |
| 31-12-2017 | full format | 30-07-2018 | 2018-40900373 | |
| 31-12-2016 | micro format | 21-08-2017 | 2017-45600025 | |
| 31-12-2015 | full format | 12-07-2016 | 2016-30200469 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 4,430 | 0 | 0 | 19,006 | 892 | 0 | 0 | 988 | 1,084 | 1,262 | 1.0m | ||
| 57,793 | 23,632 | -838,221 | 482,301 | 38,457 | 161,176 | 77,800 | -54,043 | 75,353 | 77,122 | - | ||
| 41.3% | 58.3% | 51.4% | 25.0% | 48.5% | 67.1% | 69.2% | 59.0% | 36.3% | 8.3% | 5.6% | ||
| 27.5% | -2.6% | -7.8% | -20.4% | 13.7% | 7.5% | 24.5% | 38.9% | 67.1% | 35.8% | -29.7% | ||
| 11.3% | -1.5% | -4.0% | -5.1% | 6.7% | 5.0% | 16.9% | 23.0% | 24.4% | 3.0% | -1.7% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €4,430 | - | - | €19,006 | €892 |
| €19,671 | €21,046 | €21,081 | €16,410 | €15,052 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Insights on BIME
The operating result for 2025 is a profit of €49,066, after a loss of €8,331 in 2024. It is the highest result since 2015.
Debt's share of the balance-sheet total rises from 41.7% to 58.7%. Equity is lower and debt is higher.