Summary
BIME is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €191k and a net result of €-5k. Equity is shrinking by ~25.6% per year across the filed fiscal years. Its solvency ranks better than 53% of 9863 sector peers (fiscal year 2024). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-04-2025, 97 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
97 d early
2023
106 d early
2022
on the day
2021
11 d late
2020
19 d late
2019
17 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€191k▼ 29.9%
2023 · €273k
2018: €676k
2019: €893k▲ +32.1% vs 2018
2020: €963k▲ +7.8% vs 2019highest in 7 years
2021: €709k▼ -26.4% vs 2020
2022: €296k▼ -58.2% vs 2021
2023: €273k▼ -7.8% vs 2022
2024: €191k▼ -29.9% vs 2023lowest in 7 years
2018 → 2024
Net result
€-5k▲ 76.9%
2023 · €-21k
2018: €263khighest in 7 years
2019: €219k▼ -16.8% vs 2018
2020: €72k▼ -67.1% vs 2019
2021: €97k▲ +35.3% vs 2020
2022: €-60k▼ -162% vs 2021lowest in 7 years
2023: €-21k▲ +64.7% vs 2022
2024: €-5k▲ +76.9% vs 2023
2018 → 2024
Total assets
€328k▼ 38.3%
2023 · €531k
2018: €1.15M
2019: €1.29M▲ +12.8% vs 2018
2020: €1.44M▲ +11.1% vs 2019
2021: €1.46M▲ +1.7% vs 2020highest in 7 years
2022: €1.18M▼ -18.9% vs 2021
2023: €531k▼ -55.1% vs 2022
2024: €328k▼ -38.3% vs 2023lowest in 7 years
2018 → 2024
Solvency
58.3%▲ 6.9pp
2023 · 51.4%
2018: 59.0%
2019: 69.2%▲ +17.1% vs 2018highest in 7 years
2020: 67.1%▼ -3.0% vs 2019
2021: 48.5%▼ -27.7% vs 2020
2022: 25.0%▼ -48.4% vs 2021lowest in 7 years
2023: 51.4%▲ +105% vs 2022
2024: 58.3%▲ +13.5% vs 2023
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€963k-€709k▼ 26.4%€296k▼ 58.2%€273k▼ 7.8%€191k▼ 29.9%
2020: €963khighest in 5 years
2021: €709k▼ -26.4% vs 2020
2022: €296k▼ -58.2% vs 2021
2023: €273k▼ -7.8% vs 2022
2024: €191k▼ -29.9% vs 2023lowest in 5 years
Operating result€13k-€12k▼ 8.0%€-7k€-24k▼ 255%€-8k▲ 65.2%
2020: €13khighest in 5 years
2021: €12k▼ -8.0% vs 2020
2022: €-7k▼ -158% vs 2021
2023: €-24k▼ -255% vs 2022lowest in 5 years
2024: €-8k▲ +65.2% vs 2023
Net result€72k-€97k▲ 35.3%€-60k€-21k▲ 64.7%€-5k▲ 76.9%
2020: €72k
2021: €97k▲ +35.3% vs 2020highest in 5 years
2022: €-60k▼ -162% vs 2021lowest in 5 years
2023: €-21k▲ +64.7% vs 2022
2024: €-5k▲ +76.9% vs 2023
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8k in 2024 against €24k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €328k
Fixed assets
€260k ▼ 7.5%
Current assets
€69k ▼ 72.7%
Equity and liabilities €328k
Equity
€191k ▼ 29.9%
Debt
€137k ▼ 47.1%
Debt's share of the balance-sheet total falls from 48.6% to 41.7%. Equity and debt are lower.
Key figures and ratios
ROE
-2.6%▲
2023 · -7.8%
ROA
-1.5%▲
2023 · -4.0%
Debt ≤ 1 year
€14k▼
2023 · €38k
Debt > 1 year
€123k▼
2023 · €220k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 42 lines
Balance sheet
Code20232024
Assets
Total assets20/58€531k€328k▼
Fixed assets21/28€281k€260k▼
Tangible fixed assets22/27€281k€260k▼
Land and buildings22€269k€254k▼
Plant, machinery and equipment23€832€613▼
Furniture and vehicles24€11k€4k▼
Current assets29/58€251k€69k▼
Amounts receivable within one year40/41€8k€2k▼
Trade receivables40€7k€2k▼
Other amounts receivable41€1k€525▼
Current investments50/53€200k-
Cash at bank and in hand54/58€41k€64k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€531k€328k▼
Equity10/15€273k€191k▼
Contributions10/11€75k-
Reserves13€8k€8k=
Distributable reserves133€8k€8k=
Profit (loss) carried forward14€156k€151k▼
Investment grants15€35k€33k▼
Amounts payable17/49€258k€137k▼
Amounts payable after more than one year17€220k€123k▼
Financial debts170/4€220k€123k▼
Amounts payable within one year42/48€38k€14k▼
Trade debts44€9k€5k▼
Suppliers440/4€9k€5k▼
Taxes, remuneration and social security45€4k€5k▲
Taxes450/3€4k€5k▲
Other amounts payable47/48€26k€4k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€21k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€-639€15k▲
Operating profit (loss)9901€-24k€-8k▲
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€183€236▲
Recurring financial charges65€183€236▲
Profit (loss) for the period before taxes9903€-21k€-5k▲
Profit (loss) for the period9904€-21k€-5k▲
Profit (loss) for the period to be appropriated9905€-21k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€156k€151k▼
Profit (loss) brought forward from the previous period14P€177k€156k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15k | €15k | €16k | €21k | €21k | ▼ 0.2% |
| Other operating charges640/8 | - | €5k | €4k | €2k | €2k | ▲ 2.4% |
| Gross operating margin9900 | €32k | €31k | €14k | €-639 | €15k | ▲ 2,440% |
| Operating profit (loss)9901 | €13k | €12k | €-7k | €-24k | €-8k | ▲ 65.2% |
| Financial income75/76B | - | €99k | €2k | €3k | €4k | ▲ 32.3% |
| Recurring financial income75 | €72k | €99k | €2k | €3k | €4k | ▲ 32.3% |
| Financial charges65/66B | - | €13k | €56k | €183 | €236 | ▲ 28.8% |
| Recurring financial charges65 | €13k | €13k | €56k | €183 | €236 | ▲ 28.8% |
| Profit (loss) for the period before taxes9903 | €72k | €97k | €-60k | €-21k | €-5k | ▲ 76.9% |
| Profit (loss) for the period9904 | €72k | €97k | €-60k | €-21k | €-5k | ▲ 76.9% |
| Profit (loss) for the period to be appropriated9905 | €72k | €97k | €-60k | €-21k | €-5k | ▲ 76.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.44M | €1.46M | €1.18M | €531k | €328k | ▼ 38.3% |
| Fixed assets21/28 | €924k | €910k | €302k | €281k | €260k | ▼ 7.5% |
| Tangible fixed assets22/27 | €313k | €299k | €302k | €281k | €260k | ▼ 7.5% |
| Land and buildings22 | - | €298k | €284k | €269k | €254k | ▼ 5.4% |
| Plant, machinery and equipment23 | - | - | €1k | €832 | €613 | ▼ 26.4% |
| Furniture and vehicles24 | - | €856 | €17k | €11k | €4k | ▼ 58.1% |
| Financial fixed assets28 | €611k | €610k | - | - | - | - |
| Current assets29/58 | €511k | €550k | €882k | €251k | €69k | ▼ 72.7% |
| Amounts receivable within one year40/41 | €153k | €154k | €2k | €8k | €2k | ▼ 72.2% |
| Trade receivables40 | - | €791 | €2k | €7k | €2k | ▼ 74.7% |
| Other amounts receivable41 | - | €153k | €104 | €1k | €525 | ▼ 58.3% |
| Current investments50/53 | - | - | - | €200k | - | - |
| Cash at bank and in hand54/58 | €358k | €396k | €879k | €41k | €64k | ▲ 58.3% |
| Deferred charges and accrued income490/1 | - | - | €869 | €2k | €2k | ▲ 4.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.44M | €1.46M | €1.18M | €531k | €328k | ▼ 38.3% |
| Equity10/15 | €963k | €709k | €296k | €273k | €191k | ▼ 29.9% |
| Contributions10/11 | - | €75k | €75k | €75k | - | - |
| Reserves13 | €8k | €8k | €8k | €8k | €8k | = |
| Non-distributable reserves130/1 | - | €8k | €8k | - | - | - |
| Reserves not available under the articles1311 | - | €8k | €8k | - | - | - |
| Distributable reserves133 | - | - | - | €8k | €8k | = |
| Profit (loss) carried forward14 | €840k | €588k | €177k | €156k | €151k | ▼ 3.2% |
| Investment grants15 | - | €39k | €37k | €35k | €33k | ▼ 5.4% |
| Amounts payable17/49 | €472k | €751k | €887k | €258k | €137k | ▼ 47.1% |
| Amounts payable after more than one year17 | €97k | €304k | €270k | €220k | €123k | ▼ 44.3% |
| Financial debts170/4 | - | €304k | €270k | €220k | €123k | ▼ 44.3% |
| Amounts payable within one year42/48 | €375k | €447k | €617k | €38k | €14k | ▼ 63.0% |
| Current portion of amounts payable after more than one year42 | - | €72k | - | - | - | - |
| Trade debts44 | €2k | €5k | €8k | €9k | €5k | ▼ 39.4% |
| Suppliers440/4 | - | €5k | €8k | €9k | €5k | ▼ 39.4% |
| Advances received on contracts in progress46 | - | €518 | - | - | - | - |
| Taxes, remuneration and social security45 | - | €4k | €6k | €4k | €5k | ▲ 36.6% |
| Taxes450/3 | - | €4k | €6k | €4k | €5k | ▲ 36.6% |
| Other amounts payable47/48 | - | €365k | €603k | €26k | €4k | ▼ 84.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €72k | €97k | €-60k | €-21k | €-5k | ▲ 76.9% |
| + Depreciation and write-downs630 | €15k | €15k | €16k | €21k | €21k | ▼ 0.2% |
| Operating cash flow (approximation) | €87k | €112k | €-44k | €-261 | €16k | ▲ 6,268% |
| Investment in fixed assets (approximation) | - | €-842 | €591k | €0 | €0 | - |
| Change in cash | - | €38k | €482k | €-838k | €24k | ▲ 103% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
25-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
16-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 5current ratio 6.56
Current ratio from 1.43 to 6.56; short-term debt falls from €617k to €38k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-60k
Net result drops to €-60k, the lowest in the series; recovery starts the following year.
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 26 days late
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 21 days late
2016
12-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Theux · 1 establishment unit since 2018
Ground area
349 m²
Building footprint
317 m²
Volume, LiDAR
694 m³
2 parcels, Wallonia · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
BIME
since 20182.271.146.320
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63044C0913/00H000 | Wallonia | 178 m² | 1 · 170 m² | - |
| 63044C1030/00F000 | Wallonia | 171 m² | 1 · 147 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,727 companies in sector 64210 we hold annual accounts for 19,768. 13,504 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-04-2015
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Scores and ratios are computed by Checked and are not a credit decision.