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BILY CONCEPT

Active Private limited companyfounded 2024active for 2 yearsAvenue de la Citadelle 13, 5100 NamurKBO/BCE: BE 1014.665.629

Lifetime

2 annual accounts with figures on one time axis
peak €27,865 (2025)
€27,865▲ €28,793
lowest -€1,973 (2024)
€36▲ €2,009
peak €1,063 (2025)
€1,063▲ 3.5%
€33,038▲ 297%
Board2 names since 2024
2 directors and 1 other
Documentsfilings and deeds
05-10-202666 days late
2025micro format
Gross margin from -€928 to €27,865Back to profit: €36Debts from €8,331 to €33,038Cash from €7,364 to €16,256

Key points

from the 2025 annual accounts

Turnover

≈ €150,000 estimated

The micro format states no turnover.

Debts

€33,038 97% of the balance sheet
Suppliers 36%Taxes and wages 25%Other 39%

Investments

€2,800 3.0 × depreciation

Green is investment, beige is depreciation.

2025 accounts filed 66 days after the deadline

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 2,134 companies had the same profile as BILY CONCEPT has now. Each dot stands for 6 companies, two years later.

92.1%
were still trading
2.3%
stopped another way
5.2%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet

Another 0.4% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,134 companies, not a prediction for BILY CONCEPT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director, since 04-10-2024
Director, since 04-10-2024
  • 100 sharesdeed of 08-10-2024
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:1014665629
Incorporation Founding capital of €3,000, 100 shares · Appointments: (director) and (director) · 100 shares · published on 08-10-2024 · Gazette deed
First establishment Av. du Bourg. Jean Materne 207, Namur
All 6 events

Comparable companies

same main activity, similar in size and age
Company
BILY CONCEPT Namur €34,101 €27,865 3.1% -
MSH NOORIAN COMPANY Schoten €34,740 €27,845 63.7% -
MONFILU Zaventem €33,157 €28,089 26.3% -
CLUBHAUS PARK HÜTTE Eupen €34,490 €26,161 33.9% -
BNJ GROUP Anderlecht €36,040 €29,343 43.1% -
AUX QUATRE PARFUMS Herstal €31,858 €27,027 20.8% 0.8
AFGHAN GRILL Sint-Pieters-Leeuw €33,731 €30,083 99.4% -

These companies have the same main activity as BILY CONCEPT: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €31,900 and €36,000, founded in 2024.

Official details

Source: KBO
Status
Active since 04-10-2024Normal situation
Activity
Limited-service restaurants, excluding mobile food servicesNACE 56112
Establishment unit
2.366.518.7975100 Namur, since 04-10-2024
Financial year end
31 December
Peppol
Reachable since 27-11-2025
Company details

Annual accounts 2025

€34,101▲ 264%
Employeeson 31-12-2025
1
Filing
Filed on 05-10-2026
Financials

Insights on BILY CONCEPT

The 2025 annual accounts show equity of €1,063 and a net result of €36. Its solvency ranks better than 28% of 18,509 sector peers (NACE 56, financial year 2025).

The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about BILY CONCEPT

What is the company number of BILY CONCEPT?
The company number of BILY CONCEPT is 1014.665.629. The VAT number is the same number with BE in front: BE 1014.665.629.
Where is BILY CONCEPT based?
The registered office is at Avenue de la Citadelle 13, 5100 Namur.Company details
What does BILY CONCEPT do?
According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
What is the legal form of BILY CONCEPT?
BILY CONCEPT is a private limited company (BV).
When was BILY CONCEPT founded?
BILY CONCEPT was founded on 04-10-2024.
Is BILY CONCEPT still active?
Yes, BILY CONCEPT is an active enterprise in the KBO register.
How many employees does BILY CONCEPT have?
BILY CONCEPT had an average of 0.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of BILY CONCEPT?
The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €27,865 and 66 comparable companies (NACE 56112). It probably lies between €120,000 and €200,000.
Is BILY CONCEPT profitable?
In financial year 2025, BILY CONCEPT made a profit of €36.
Where can I find the annual accounts of BILY CONCEPT?
BILY CONCEPT filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BILY CONCEPT due?
BILY CONCEPT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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