Financials
- Fiscal year
- 2025
- Total assets
- €33,157
- Profit
- €17,276
- Solvency
- 26.3%
Total assets▼ 6.4%
Net result
20242025
MONFILU
ActiveSummary
The computed 12-month bankruptcy probability of MONFILU is 5.7% (elevated). The 2025 annual accounts show equity of €8,733 and a net result of €17,276. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Full-service restaurants
NACE 56111Full-service restaurants NACE 56101Limited-service restaurants, excluding mobile food services NACE 56112
1 site
Size
€33,157total assets 2025
- Equity
- €8,733
- Profit
- €17,276
Turnover not published (abridged schema)
Structure
Accounts 44 d early0 of 1 deed read
Why 34- Sector Food and beverage service activities (NACE 56)- Founded in 2024- Negative equity -€8,543- Loss of €11,043 (FY 2024)Show the evidence
Checked score
Score 2025
34
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 12% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
51+50
equity 26.3% of total assets
Liquidity
33+25
short-term debt 69.1% · cash 16.3%
Profitability
100+100
return on assets 52.1%
Bankruptcy probability, 12 months
5.7%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
09-2025: 4.4%lowest value
10-2025: 4.4%● 0.0% vs 09-2025lowest value
11-2025: 4.5%▲ +0.8% vs 10-2025
12-2025: 4.8%▲ +7.0% vs 11-2025
01-2026: 4.8%▲ +0.1% vs 12-2025
02-2026: 4.9%▲ +3.7% vs 01-2026
03-2026: 5.0%▲ +0.6% vs 02-2026
04-2026: 5.3%▲ +7.2% vs 03-2026
05-2026: 5.4%▲ +1.6% vs 04-2026
06-2026: 5.3%▼ -2.0% vs 05-2026
07-2026: 5.6%▲ +5.0% vs 06-2026
08-2026: 5.3%▼ -4.7% vs 07-2026
09-2026: 5.4%▲ +2.1% vs 08-2026
10-2026: 5.7%▲ +4.1% vs 09-2026highest value
- Sector Food and beverage service activities (NACE 56) raises the probability
- Founded in 2024 raises the probability for this profile
- Negative equity -€8,543 raises the probability
- Loss of €11,043 (FY 2024) raises the probability
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.52 against 0.19 in 2024; short-term debt: 69.1% and cash: 16.3% of total assets), and 73.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 18%, liquidity 8%, profitability 8%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
44 d early
2024
30 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 37 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Back to profitnet €17,276
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 3
- Since
- 2025
- Next accounts
- by 31-07-2027
- 17-06-2026Annual accounts filed
- 31-12-2025Back to profit
- 01-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Full-service restaurantsNACE 56111
- Founded
- 23-08-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.