Billy’s Equine Services
ActiveBilly’s Equine Services has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24k and a net result of €19k. Its solvency ranks better than 26% of 7709 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability88
Solvency44
Growth-
Track record67
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.13; short-term debt: 39.1% and cash: 12.5% of total assets), and 80.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.4%
Return on assets
15.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
30 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€24k
Total assets
€123k
Net result
€19k
Working capital
€6k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €123k
Fixed assets
€69k
Current assets
€54k
Equity and liabilities €123k
Equity
€24k
Debt
€99k
Debt finances 80.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€34k
Cash flow
€28k
Solvency
19.4%
Current ratio
1.13
Quick ratio
1.13
Debt / equity
4.14
ROE
79.1%
ROA
15.4%
Interest coverage
31.98
Debt
€99k
Debt ≤ 1 year
€48k
Debt > 1 year
€51k
Income taxes
€5k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€123k
Fixed assets21/28€69k
Tangible fixed assets22/27€69k
Furniture and vehicles24€69k
Current assets29/58€54k
Amounts receivable within one year40/41€39k
Trade receivables40€39k
Cash at bank and in hand54/58€15k
Deferred charges and accrued income490/1€358
Equity and liabilities
Total equity and liabilities10/49€123k
Equity10/15€24k
Contributions10/11€5k
Profit (loss) carried forward14€19k
Amounts payable17/49€99k
Amounts payable after more than one year17€51k
Financial debts170/4€51k
Amounts payable within one year42/48€48k
Current portion of amounts payable after more than one year42€14k
Trade debts44€5k
Suppliers440/4€5k
Taxes, remuneration and social security45€15k
Taxes450/3€3k
Remuneration and social security454/9€12k
Other amounts payable47/48€14k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k
Other operating charges640/8€2k
Gross operating margin9900€36k
Operating profit (loss)9901€25k
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€24k
Income taxes67/77€5k
Profit (loss) for the period9904€19k
Profit (loss) for the period to be appropriated9905€19k
Appropriation of the result
Profit (loss) to be appropriated9906€19k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Engis · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aux Houx(Cle) 14/B14480 EngisGround area
173 m²
Building footprint
107 m²
Volume, LiDAR
661 m³
Parcel 61013C0290/00X000, Wallonia · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Billy’s Equine Services
since 20252.369.320.020
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61013C0290/00X000 | Wallonia | 173 m² | 1 · 107 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,221 companies in sector 82100 we hold annual accounts for 3,511. 2,347 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-01-2025
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
01430Raising of horses and other equines
47639Retail sale of other sporting goods
82990Other business support services
93110Operation of sports facilities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.