Libertad

Active

Private limited companyfounded 20242 yrs activeSchegel 32, 2240 Zandhoven, BelgiumKBO/BCE: BE 1011.504.617

Summary

Libertad has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67,296 and a net result of €30,650. Its solvency ranks better than 71% of 9439 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch Report Compare

LibertadActiveChecked score 98/100

Risk analysis Report Compare

Activity

Office administrative and support services

NACE 82100NACE 82110

1 site

Size

€92,569total assets 2025

Equity: €67,296
Profit: €30,650

Turnover not published (abridged schema)

Financial health

98 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.1%

Structure

Accounts 18 d early0 of 2 deeds read

Why 98- 1 change of registered office in 24 months+ Liquidity: current ratio 3.66, cash €85,607+ Sector Office administrative, office support and other business support activities (NACE 82)+ Equity €67,296 (72.7% of total assets)Show the evidence

Checked score

Score 2025

98 / 100

Excellent

Probability in this band: under 0.55%

Better than 82% of its sector peers (NACE 82, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 98+3

equity 72.7% of total assets

Liquidity 89+1

short-term debt 27.3% · cash 92.5%

Profitability 100=

return on assets 33.1%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,482 companies)

Last 24 months 08-2025: 0.1% 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%▲ +1.6% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%▼ -11.6% vs 12-2025 02-2026: 0.1%▲ +1.8% vs 01-2026 03-2026: 0.1%▲ +5.2% vs 02-2026 04-2026: 0.1%▲ +1.6% vs 03-2026 05-2026: 0.1%▲ +17.7% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.2%▲ +14.4% vs 06-2026highest value 08-2026: 0.1%▼ -47.3% vs 07-2026lowest value 09-2026: 0.1%● 0.0% vs 08-2026lowest value 10-2026: 0.1%● 0.0% vs 09-2026lowest value

Liquidity: current ratio 3.66, cash €85,607 lowers the probability
Sector Office administrative, office support and other business support activities (NACE 82) lowers the probability
1 change of registered office in 24 months raises the probability
Equity €67,296 (72.7% of total assets) lowers the probability

Credit up to €6,000 at 30 days only on tighter terms

Liquidity ample (current ratio 3.66 against 3.38 in 2024; short-term debt: 27.3% and cash: 92.5% of total assets), and 27.3% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 82, micro). Better than this share of them on solvency 73%, liquidity 83%, profitability 87%, growth against the median 87%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Liquidity: current ratio 3.66, cash €85,607

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Sector Office administrative, office support and other business support activities (NACE 82)

In the bankruptcy model this factor lowers the probability.

KBO

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Equity €67,296 (72.7% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Young company

Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.

KBO · incorporation date

Age against the risk zone

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

18 d early

2024

164 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 91 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

04-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage