BILDWARE

Active

Private limited companyfounded 2025active for 1 yearSteenkappersstraat 70, 1740 Ternat, BelgiumKBO/BCE: BE 1018.649.656

Summary

BILDWARE has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €77,387 and a net result of €27,387. Its solvency ranks better than 20% of 9,597 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisFollow Report Compare

BILDWAREActiveChecked score 68/100

Risk analysis Report Compare

Activity

Wholesale of construction materials, general range

NACE 46831

1 site

Size

€584,037total assets 2025

Staff: 0.3 FTE
Equity: €77,387
Profit: €27,387

Turnover not published (abbreviated format)

Financial health

68 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.8%

Structure

Parent: CINC · 51%

Accounts 43 days early0 of 1 deed read

Why 68raises riskFounded in 2025Equity €77,387 (13.3% of total assets)lowers riskSize: 0.3 FTE, total assets €584,037Figures for financial year 2025 (filed 18-06-2026)Show the evidence

Checked score

Score 2025

68 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 40% of its sector peers (NACE 46, micro)

Every signal that counts is listed under Signals.

Financial strength

Average

Solvency 38

equity 13.3% of total assets

Liquidity 37

short-term debt 61.2% · cash 15.4%

Profitability 74

return on assets 4.7%

Bankruptcy probability, 12 months

0.8% Low

0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,875 companies, NACE 46, micro)

Last 24 months 02-2026: 1.6% 03-2026: 1.7%▲ +0.1 percentage points vs 02-2026 04-2026: 1.7%● unchanged vs 03-2026 05-2026: 2.1%▲ +0.4 percentage points vs 04-2026 06-2026: 2.1%● unchanged vs 05-2026highest value 07-2026: 0.7%▼ -1.4 percentage points vs 06-2026lowest value 08-2026: 0.8%▲ +0.1 percentage points vs 07-2026 09-2026: 0.8%● unchanged vs 08-2026 10-2026: 0.8%● unchanged vs 09-2026

Credit of up to €5,000 on 30-day terms is acceptable

Liquidity tight (current ratio 1.4, below the usual 1.5; short-term debt: 61.2% and cash: 15.4% of total assets), and 86.7% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 26% on solvency, 35% on liquidity and 61% on profitability.

The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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