BILDIS
ActiveThe file of BILDIS contains 2 historical bankruptcy publications, as published in the Belgian State Gazette.
Summary
The computed 12-month bankruptcy probability is 0.4% (very low). The 2025 annual accounts show negative equity (-€176,308) and a net result of €4,053. Equity is shrinking by ~17% per year across the filed fiscal years. Its solvency ranks better than 6% of 7859 sector peers (fiscal year 2025).
Checked score
Score 2025
Axes · tick = 2024
Profitability71▲+71
Solvency0=
Growth32=
Track record85
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.5 against 0.44 in 2024; short-term debt: 180.7% and cash: 6.9% of total assets), and equity is negative.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-80.7%
Return on assets
1.9%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 7859 sector peers (2025).
NBB · sector comparisonPosition among 7859 sector peers
Solvency
better than 6%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
3 d late
2023
303 d late
2022
412 d late
2021
730 d late
2020
1095 d late
2019
269 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 402 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 30 November (4 of the last 5 filed years within 304 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€176,308▲ 2.2%
2024 · -€180,362
Total assets
€218,528▲ 22.3%
2024 · €178,653
Net result
€4,053
2024 · -€81,615
Working capital
-€196,170▲ 2.5%
2024 · -€201,172
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€28,692-€16,021▲ 44.2%€83,083-€35,544€14,116
Net result-€35,297below the sector's middle half▲ 49.0%-€24,616below the sector's middle half▲ 30.3%€54,178above the sector's middle half-€81,615below the sector's middle half€4,053within the sector's middle half
Equity-€128,309below the sector's middle half▼ 37.9%-€152,925below the sector's middle half▼ 19.2%-€98,747below the sector's middle half▲ 35.4%-€180,362below the sector's middle half▼ 82.7%-€176,308below the sector's middle half▲ 2.2%
Total assets€307,186within the sector's middle half▼ 21.2%€384,076within the sector's middle half▲ 25.0%€307,596within the sector's middle half▼ 19.9%€178,653within the sector's middle half▼ 41.9%€218,528within the sector's middle half▲ 22.3%
Debt€435,495▼ 9.8%€537,001▲ 23.3%€406,343▼ 24.3%€359,015▼ 11.6%€394,836▲ 10.0%
Working capital-€165,184below the sector's middle half▼ 19.5%-€177,053below the sector's middle half▼ 7.2%-€123,639below the sector's middle half▲ 30.2%-€201,172below the sector's middle half▼ 62.7%-€196,170below the sector's middle half▲ 2.5%
Solvency-41.8%below the sector's middle half▼ 17.9pp-39.8%below the sector's middle half▲ 2.0pp-32.1%below the sector's middle half▲ 7.7pp-101.0%below the sector's middle half▼ 68.9pp-80.7%below the sector's middle half▲ 20.3pp
Current ratio0.44below the sector's middle half▼ 0.120.57below the sector's middle half▲ 0.130.70below the sector's middle half▲ 0.120.44below the sector's middle half▼ 0.260.50below the sector's middle half▲ 0.06
Return on assets (ROA)-11.5%below the sector's middle half▲ 6.3pp-6.4%below the sector's middle half▲ 5.1pp17.6%within the sector's middle half▲ 24.0pp-45.7%below the sector's middle half▼ 63.3pp1.9%within the sector's middle half▲ 47.5pp
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €14,116 after a loss of €35,544 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €218,528
Fixed assets
€19,861 ▼ 4.6%
Current assets
€198,666 ▲ 25.9%
Key figures and ratios
EBITDA
€17,942▲
2024 · -€31,462
Cash flow
€7,880▲
2024 · -€77,533
Quick ratio
0.46▲
2024 · 0.36
Debt to equity
-2.24▼
2024 · -1.99
Interest coverage
12.09▲
2024 · -10.89
Debt ≤ 1 year
€394,836▲
2024 · €359,015
Income taxes
€8,582▼
2024 · €43,180
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,379 companies that looked in July 2024 the way this one looks now, 2.4% went bankrupt within 24 months and 94% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a profit under 5% of the balance sheet
2.4%
went bankrupt
3.2%
stopped otherwise
94%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,379 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €162,856 | - | €71,855 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €41,372 | €36,769 | €11,367 | €4,083 | €3,827 | ▼ 6.3% |
| Other operating charges640/8 | €14,521 | €3,969 | €2,446 | €8,828 | €3,050 | ▼ 65.5% |
| Non-recurring operating charges66A | - | - | - | - | €15,343 | - |
| Gross operating margin9900 | €27,201 | €24,717 | €96,896 | -€22,634 | €36,335 | ▲ 261% |
| Operating profit (loss)9901 | -€28,692 | -€16,021 | €83,083 | -€35,544 | €14,116 | ▲ 140% |
| Financial income75/76B | €3,767 | - | €124 | - | €3 | - |
| Recurring financial income75 | €3,767 | - | €124 | - | €3 | - |
| Financial charges65/66B | €10,372 | €8,594 | €10,287 | €2,890 | €1,484 | ▼ 48.7% |
| Recurring financial charges65 | €10,372 | €8,594 | €10,287 | €2,890 | €1,484 | ▼ 48.7% |
| Profit (loss) for the period before taxes9903 | -€35,297 | -€24,616 | €72,919 | -€38,435 | €12,635 | ▲ 133% |
| Income taxes67/77 | - | - | €18,741 | €43,180 | €8,582 | ▼ 80.1% |
| Profit (loss) for the period9904 | -€35,297 | -€24,616 | €54,178 | -€81,615 | €4,053 | ▲ 105% |
| Profit (loss) for the period to be appropriated9905 | -€35,297 | -€24,616 | €54,178 | -€81,615 | €4,053 | ▲ 105% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €307,186 | €384,076 | €307,596 | €178,653 | €218,528 | ▲ 22.3% |
| Fixed assets21/28 | €175,661 | €145,004 | €24,892 | €20,810 | €19,861 | ▼ 4.6% |
| Intangible fixed assets21 | €2,620 | €6,367 | €3,596 | €1,168 | €12,858 | ▲ 1,001% |
| Tangible fixed assets22/27 | €156,616 | €122,212 | €4,872 | €3,217 | €6,979 | ▲ 117% |
| Land and buildings22 | €102,200 | €91,980 | - | - | - | - |
| Plant, machinery and equipment23 | €31,740 | €23,134 | €1,300 | €562 | €2 | ▼ 99.7% |
| Furniture and vehicles24 | €16,343 | €2,424 | €257 | €4 | €1,944 | ▲ 54,494% |
| Other tangible fixed assets26 | €6,334 | €4,674 | €3,315 | €2,652 | €5,033 | ▲ 89.8% |
| Financial fixed assets28 | €16,425 | €16,425 | €16,425 | €16,425 | €25 | ▼ 99.8% |
| Current assets29/58 | €131,525 | €239,072 | €282,704 | €157,844 | €198,666 | ▲ 25.9% |
| Stocks and contracts in progress3 | €47,417 | €47,417 | €27,417 | €27,200 | €18,500 | ▼ 32.0% |
| Stocks30/36 | €47,417 | €47,417 | €27,417 | €27,200 | €18,500 | ▼ 32.0% |
| Amounts receivable within one year40/41 | €79,043 | €187,427 | €248,717 | €124,235 | €162,381 | ▲ 30.7% |
| Trade receivables40 | €71,965 | €185,933 | €243,278 | €114,736 | €152,882 | ▲ 33.2% |
| Other amounts receivable41 | €7,078 | €1,495 | €5,439 | €9,499 | €9,499 | = |
| Cash at bank and in hand54/58 | €2,165 | €1,369 | €3,870 | €3,708 | €15,032 | ▲ 305% |
| Deferred charges and accrued income490/1 | €2,900 | €2,860 | €2,700 | €2,700 | €2,754 | ▲ 2.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €307,186 | €384,076 | €307,596 | €178,653 | €218,528 | ▲ 22.3% |
| Equity10/15 | -€128,309 | -€152,925 | -€98,747 | -€180,362 | -€176,308 | ▲ 2.2% |
| Contributions10/11 | €20,000 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Profit (loss) carried forward14 | -€148,309 | -€172,925 | -€118,747 | -€200,362 | -€196,308 | ▲ 2.0% |
| Amounts payable17/49 | €435,495 | €537,001 | €406,343 | €359,015 | €394,836 | ▲ 10.0% |
| Amounts payable after more than one year17 | €138,494 | €120,876 | - | - | - | - |
| Financial debts170/4 | €138,494 | €120,876 | - | - | - | - |
| Amounts payable within one year42/48 | €296,709 | €416,125 | €406,343 | €359,015 | €394,836 | ▲ 10.0% |
| Current portion of amounts payable after more than one year42 | €25,205 | €22,106 | - | - | - | - |
| Financial debts43 | €10,000 | €10,013 | - | - | - | - |
| Credit institutions430/8 | €10,000 | €10,013 | - | - | - | - |
| Trade debts44 | €43,959 | €92,512 | €113,127 | €12,695 | €67,548 | ▲ 432% |
| Suppliers440/4 | €43,959 | €92,512 | €113,127 | €12,695 | €67,548 | ▲ 432% |
| Taxes, remuneration and social security45 | €173,545 | €196,635 | €11,000 | €78,354 | €68,280 | ▼ 12.9% |
| Taxes450/3 | €173,545 | €196,635 | €11,000 | €78,354 | €68,280 | ▼ 12.9% |
| Other amounts payable47/48 | €43,999 | €94,859 | €282,216 | €267,966 | €259,009 | ▼ 3.3% |
| Accrued charges and deferred income492/3 | €292 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€35,297 | -€24,616 | €54,178 | -€81,615 | €4,053 | ▲ 105% |
| + Depreciation and write-downs630 | €41,372 | €36,769 | €11,367 | €4,083 | €3,827 | ▼ 6.3% |
| Operating cash flow (approximation) | €6,075 | €12,153 | €65,545 | -€77,533 | €7,880 | ▲ 110% |
| Investment in fixed assets (approximation) | - | -€6,112 | €108,744 | €0 | -€2,878 | - |
| Change in cash | - | -€797 | €2,501 | -€162 | €11,323 | ▲ 7,107% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €4,053
Net result €4,053 after one loss-making year.
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 3 days late
2024
29-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 303 days late
30-06
Financial
Weakest financial yearnet -€81,615
Net result drops to -€81,615, the lowest in the series; recovery starts the following year.
18-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 412 days late
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 730 days late
31-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1095 days late
2023
30-06
Financial
Back to profitnet €54,178
Net result €54,178 after 3 loss-making years.
2020
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 269 days late
2019
11-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
01-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
Show earlier events
2017
25-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2015
01-04
Bankruptcy
Bankruptcy reversal
Tribunal de commerce de Nivelles · event 09-03-2015
10-03
Bankruptcy
Opening
Tribunal de commerce de Nivelles · event 02-03-2015
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Incourt · 1 establishment unit since 2007
Ground area
1.3 ha
Building footprint
1,958 m²
Volume, LiDAR
15,319 m³
Parcel 25035B0187/00B000, Wallonia · tallest building 15.6 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
BILDIS
since 20072.163.551.445
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25035B0187/00B000 | Wallonia | 1.3 ha | 1 · 1,958 m² | 15.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | WESTERLINCK ELEONORE RUE DE SAINT GHISLAIN 11, 1348 LOUVAIN-LA-NEUVE |
02-03-2015 → 09-03-2015 |
Recognitions · licences · registrations
Food safety, FASFC
1 siteIncourt2.163.551.445
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 24,516 companies in sector 82990 we hold annual accounts for 9,420. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-07-2007
Fiscal year end30-06
Activities, NACEBEL 2025
82990Other business support services
46190Agents in non-specialised wholesale trade
46900Non-specialised wholesale trade
68110Buying and selling of own real estate
70200Business and other management consultancy
96999Other personal services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0890582734
Also
9925:BE0890582734
Registered
20-02-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.