PAUL DECEULAER CONSULT
ActiveSummary
PAUL DECEULAER CONSULT has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €77k and a net result of €-1k. Equity is growing by ~55.3% per year across the filed fiscal years. Its solvency ranks better than 43% of 2277 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability49▼-43
Solvency58▲+7
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.02 against 1.87 in 2023; short-term debt: 19.7% and cash: 28% of total assets), but 67% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33%
Return on assets
-0.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2023
31 d late
2022
31 d late
2021
29 d late
2020
51 d late
2019
112 d late
2018
29 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€77k▲ 8.9%
2023 · €70k
2018: €17k
2019: €3k
2020: €8k
2021: €19k
2022: €21k
2023: €70k
2018 → 2025
Total assets
€232k▼ 13.5%
2023 · €268k
2018: €332k
2019: €329k
2020: €290k
2021: €288k
2022: €230k
2023: €268k
2018 → 2025
Net result
€-1k
2023 · €50k
2018: €7k
2019: €-13k
2020: €5k
2021: €11k
2022: €1k
2023: €50k
2018 → 2025
Working capital
€47k▲ 19.6%
2023 · €39k
2018: €84k
2019: €62k
2020: €61k
2021: €73k
2022: €35k
2023: €39k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232025Trend
Equity€8k-€19k▲ 130%€21k▲ 6.4%€70k▲ 239%€77k▲ 8.9%
Operating result€14k-€24k▲ 75.0%€15k▼ 39.3%€72k▲ 398%€8k▼ 88.3%
Net result€5k-€11k▲ 107%€1k▼ 88.8%€50k▲ 3,902%€-1k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €8k in 2025, compared with €72k in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €232k
Fixed assets
€139k ▼ 24.3%
Current assets
€93k ▲ 10.1%
Equity and liabilities €232k
Equity
€77k ▲ 8.9%
Debt
€155k ▼ 21.5%
The debt ratio falls from 73.8% to 67.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€32k▼
2023 · €93k
Cash flow
€23k▼
2023 · €70k
Current ratio
2.02▲
2023 · 1.87
Debt / equity
2.03▼
2023 · 2.82
ROE
-1.8%▼
2023 · 70.5%
ROA
-0.6%▼
2023 · 18.5%
Interest coverage
3.66▼
2023 · 11.95
Debt ≤ 1 year
€46k▲
2023 · €45k
Debt > 1 year
€110k▼
2023 · €153k
Income taxes
€900▼
2023 · €15k
Staff costs
€2k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts As filed with the NBB · 2025 against 2023 · 47 lines
Balance sheet
Code20232025
Assets
Total assets20/58€268k€232k▼
Fixed assets21/28€184k€139k▼
Tangible fixed assets22/27€184k€139k▼
Land and buildings22€177k€132k▼
Plant, machinery and equipment23€2k€6k▲
Furniture and vehicles24€6k€1k▼
Current assets29/58€84k€93k▲
Amounts receivable within one year40/41€46k€26k▼
Trade receivables40€36k€9k▼
Other amounts receivable41€10k€17k▲
Cash at bank and in hand54/58€36k€65k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€268k€232k▼
Equity10/15€70k€77k▲
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Reserves13€15k€22k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€13k€21k▲
Profit (loss) carried forward14€49k€48k▼
Amounts payable17/49€198k€155k▼
Amounts payable after more than one year17€153k€110k▼
Financial debts170/4€153k€110k▼
Amounts payable within one year42/48€45k€46k▲
Current portion of amounts payable after more than one year42€20k€22k▲
Trade debts44€9k€4k▼
Suppliers440/4€9k€4k▼
Taxes, remuneration and social security45€15k€20k▲
Taxes450/3€15k€20k▲
Remuneration and social security454/9€934-
Income statement
Code20232025
Remuneration, social security and pensions62€2k€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€24k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€97k€37k▼
Operating profit (loss)9901€72k€8k▼
Financial income75/76B€7-
Recurring financial income75€7-
Financial charges65/66B€8k€9k▲
Recurring financial charges65€8k€9k▲
Profit (loss) for the period before taxes9903€65k€-441▼
Income taxes67/77€15k€900▼
Profit (loss) for the period9904€50k€-1k▼
Profit (loss) for the period to be appropriated9905€50k€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€49k€48k▼
Profit (loss) brought forward from the previous period14P€-338€49k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Highest result since 2018net €50k ▲3902%
Operating result €72k, net result €50k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
20-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 51 days late
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
20-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 112 days late
2019
31-12
Financial
Weakest financial yearnet €-13k ▼289%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 28 days late
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 8 days late
2016
19-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mertensdreef (Nm) 262920 KalmthoutGround area
2,287 m²
Building footprint
231 m²
Volume, LiDAR
1,131 m³
Parcel 11662C0748/00D000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PDC CONSULT BVBA
since 20082.173.619.649
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11662C0748/00D000 | Flanders | 2,287 m² | 1 · 231 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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AALEVI
BE 1007.688.062
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HOPS CONSULTING
BE 1003.398.682
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LE PARAVENT
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Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 7,128 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-09-2008
Fiscal year end31-12
Abbreviation NL
PDC CONSULT
Activities, NACEBEL
82990Other business support services
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.