BILDIN
ActiveThe computed 12-month bankruptcy probability of BILDIN is 1.8% (moderate). The 2024 annual accounts show equity of €1.23M and a net result of €613k. Equity is growing by ~33.6% per year across the filed fiscal years. Its solvency ranks better than 31% of 2096 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability83▼-8
Solvency47▼-13
Growth78=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 1.07 in 2023; short-term debt: 57% and cash: 7.4% of total assets), and 77.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
22.4%
Return on assets
11.2%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-04-2025, 92 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
92 d early
2023
41 d early
2022
32 d early
2021
4 d late
2020
24 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€1.23M▲ 34.2%
2023 · €917k
2020: €265k
2021: €561k
2022: €695k
2023: €917k
2020 → 2024
Total assets
€5.50M▲ 107%
2023 · €2.66M
2020: €904k
2021: €1.36M
2022: €2.06M
2023: €2.66M
2020 → 2024
Net result
€613k▲ 30.1%
2023 · €471k
2020: €15k
2021: €295k
2022: €445k
2023: €471k
2020 → 2024
Working capital
€525k▲ 555%
2023 · €80k
2020: €115k
2021: €403k
2022: €127k
2023: €80k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€265k-€561k▲ 111%€695k▲ 24.0%€917k▲ 31.8%€1.23M▲ 34.2%
Operating result€22k-€377k▲ 1,593%€556k▲ 47.4%€644k▲ 15.7%€938k▲ 45.7%
Net result€15k-€295k▲ 1,819%€445k▲ 50.8%€471k▲ 5.9%€613k▲ 30.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 46% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €5.50M
Fixed assets
€1.84M▲ 28.8%
Current assets
€3.66M▲ 198%
Equity and liabilities €5.50M
Equity
€1.23M▲ 34.2%
Debt
€4.27M▲ 145%
The debt ratio rises from 65.5% to 77.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1.41M▲
2023 · €941k
Cash flow
€1.09M▲
2023 · €769k
Solvency
22.4%▼
2023 · 34.5%
Current ratio
1.17▲
2023 · 1.07
Quick ratio
1.07=
2023 · 1.07
Debt / equity
3.47▲
2023 · 1.90
ROE
49.9%▼
2023 · 51.4%
ROA
11.2%▼
2023 · 17.8%
Interest coverage
10.52▼
2023 · 34.93
Debt
€4.27M▲
2023 · €1.74M
Debt ≤ 1 year
€3.13M▲
2023 · €1.15M
Debt > 1 year
€1.14M▲
2023 · €592k
Income taxes
€208k▲
2023 · €147k
Staff costs
€744k▲
2023 · €374k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2.66M€5.50M▲
Fixed assets21/28€1.43M€1.84M▲
Tangible fixed assets22/27€1.42M€1.84M▲
Plant, machinery and equipment23€835k€960k▲
Furniture and vehicles24€151k€122k▼
Leasing and similar rights25€439k€754k▲
Financial fixed assets28€4k€4k=
Current assets29/58€1.23M€3.66M▲
Stocks and contracts in progress3-€305k
Stocks30/36-€305k
Amounts receivable within one year40/41€872k€2.76M▲
Trade receivables40€631k€2.50M▲
Other amounts receivable41€241k€256k▲
Cash at bank and in hand54/58€329k€404k▲
Deferred charges and accrued income490/1€26k€187k▲
Equity and liabilities
Total equity and liabilities10/49€2.66M€5.50M▲
Equity10/15€917k€1.23M▲
Contributions10/11€250k€250k=
Reserves13€667k€980k▲
Distributable reserves133€667k€980k▲
Amounts payable17/49€1.74M€4.27M▲
Amounts payable after more than one year17€592k€1.14M▲
Financial debts170/4€592k€1.14M▲
Amounts payable within one year42/48€1.15M€3.13M▲
Current portion of amounts payable after more than one year42€186k€408k▲
Financial debts43€259k€834k▲
Credit institutions430/8€259k€834k▲
Trade debts44€344k€1.30M▲
Suppliers440/4€344k€1.30M▲
Taxes, remuneration and social security45€29k€78k▲
Taxes450/3€2k€8k▲
Remuneration and social security454/9€27k€70k▲
Other amounts payable47/48€328k€506k▲
Income statement
Code20232024
Remuneration, social security and pensions62€374k€744k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€297k€473k▲
Other operating charges640/8€1k€385▼
Non-recurring operating charges66A€33k€69k▲
Gross operating margin9900€1.35M€2.22M▲
Operating profit (loss)9901€644k€938k▲
Financial income75/76B€1k€17k▲
Recurring financial income75€1k€17k▲
Financial charges65/66B€27k€134k▲
Recurring financial charges65€27k€134k▲
Profit (loss) for the period before taxes9903€618k€821k▲
Income taxes67/77€147k€208k▲
Profit (loss) for the period9904€471k€613k▲
Profit (loss) for the period to be appropriated9905€471k€613k▲
Appropriation of the result
Profit (loss) to be appropriated9906€471k€613k▲
Transfer to equity691/2€221k€313k▲
To other reserves6921€221k€313k▲
Profit to be distributed694/7€250k€300k▲
Return on contributions (dividend)694€250k€300k▲
Social balance
Average headcount (FTE)90877.314.9▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2020net €613k ▲30.1%
Operating result €938k, net result €613k, both a record.
31-12
Financial
Equity above €1MEq €1.23M ▲34.2%
5 profitable years in a row build equity to €1.23M.
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 4 days late
2021
31-12
Financial
Equity above €500kEq €561k ▲111%
2 profitable years in a row build equity to €561k.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ternat · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenkappersstraat 701740 TernatGround area
1.2 ha
Building footprint
3,339 m²
Parcel 23086A0703/00A000, Flanders. Linked by address, not a title deed.
1 establishment unit
Steenkappersstraat 70, 1740 Ternat
since 20192.304.099.594
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23086A0703/00A000 | Flanders | 1.2 ha | 1 · 3,339 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 2,956 EUR awarded · 2,879 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 707 EUR | 707 EUR |
| 2024 | 1 | 885 EUR | 808 EUR |
| 2023 | 1 | 1,364 EUR | 1,364 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
12 categoriesBILDIN BV44318
Similar companies · same sector, comparable size
BOUWONDERNEMING DE GREEF
BE 0437.099.519
Ternat · Eq €1.23M
DREJACO
BE 0477.725.493
Maaseik · Eq €1.23M
Van Hoecke
BE 0439.926.771
Wetteren · Eq €1.23M
GERDAY TRAVAUX
BE 0476.501.117
Houyet · Eq €1.23M
MONTINVEST
BE 0725.598.008
Tienen · Eq €1.23M
Of 29,803 companies in sector 41001 we hold annual accounts for 16,040. 5,656 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-06-2019
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43120Site preparation
43211General electrical installation work
43221Plumbing work
43230Insulation installation
43291Specialised construction activities
43333Wallpapering and laying of floor and wall coverings in other materials
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.